January 2025

14 Poor Workplace Manners Stalling Your Career Success

14 Poor Workplace Manners Stalling Your Career Success

Bad office etiquette can severely hinder career advancement, as unprofessional behaviors and attitudes can create negative impressions among colleagues and supervisors. Failing to adhere to workplace norms and expectations, such as showing respect, being punctual, and communicating effectively, can erode trust and credibility. 1. Ignoring Feedback Nobody’s perfect. We all have areas to improve. If […]

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Best Checking Accounts for Teens in 2025

Best Checking Accounts for Teens in 2025

Getting your teen a checking account can be a great way to start teaching them financial responsibility. If you link your account to theirs, you can easily transfer money and since you are also on the account, you’ll have full access to view transactions. However, checking accounts will have limited parental control. If you want

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7 Tax Breaks for Homeowners

7 Tax Breaks for Homeowners

Homeownership can be expensive, but buying a home may also qualify you for tax deductions and credits that can save you money on your income taxes. Although rules, restrictions and limitations apply, tax deductions and tax credits are worth considering if you’re looking for ways to budget for a new home. Here are seven key

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Calculate Your Excess Investment Returns To Feel Awesome

Calculate Your Excess Investment Returns To Feel Awesome

2025 has gotten off to a rough start with devastating fires and corrections in stocks, bonds, and other risk assets. So, I thought it’d be a good idea to shift focus to some positives—before they fade as well. Take a moment to calculate your excess investment returns to remind yourself of the good times. When

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The Guide to Clear Reserve

The Guide to Clear Reserve

Carissa Rawson writes for NerdWallet. Email: articles@nerdwallet.com. The article The Guide to Clear Reserve originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/clear-reserve #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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9 Flexible Freelance Jobs Perfect for Remote Work

9 Flexible Freelance Jobs Perfect for Remote Work

There are flexible freelance jobs that provide financial stability and independence while allowing people to pursue their passions and interests. Whether you’re a digital nomad, a stay-at-home parent, or someone seeking more work-life balance, flexible freelance jobs make it possible to earn a living on your terms. Embracing these opportunities brings a sense of fulfillment

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5 Potential Effects of Trump’s Debt Policies on Your Personal Finances

5 Potential Effects of Trump’s Debt Policies on Your Personal Finances

Jonah Elkowitz / Shutterstock.com National debt policies might seem far removed from everyday life, but they ripple through the economy, influencing interest rates, taxes, and retirement savings. Policies from former President Donald Trump’s administration, particularly regarding debt management, continue to shape financial realities. The debt policies implemented during Trump’s presidency could directly and indirectly affect…

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15 Cities Where the Cost of Living Is No Longer Affordable

15 Cities Where the Cost of Living Is No Longer Affordable

When the cost of living rises, expenses for housing, groceries, healthcare, and transportation become a financial burden. As living costs soar, residents may struggle to afford necessities, save for the future, and achieve financial stability. Recognizing this trend helps raise awareness and encourages efforts to address affordability issues, ensuring that cities remain livable and inclusive

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Total Loss Settlement Process: How Long Does It Take to Get a Check?

Total Loss Settlement Process: How Long Does It Take to Get a Check?

Being involved in a car crash is bad enough, but it’s even worse if your car insurer declares your vehicle a total loss. This decision can happen if your auto insurance company determines your car is unfixable or the cost to repair it is more than it’s worth. In either case, the outcome is usually

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7 Underrated Ways to Boost Your Income

7 Underrated Ways to Boost Your Income

These underrated ways have the potential to bring in extra cash without requiring major lifestyle changes. By tapping into these income sources, individuals can achieve financial goals faster and reduce financial stress. These methods empower people to diversify their income streams, providing more financial security and peace of mind.  1. Ask Yourself If You Are

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Barclays Bank Review: High Rates for Savings

Barclays Bank Review: High Rates for Savings

Everyone wants a great interest rate on their savings. But along with a good return, it’s important to do business with a bank that’s accessible and trustworthy. Barclays high-yield savings account earns a competitive yield and doesn’t have fees or account minimums. But as with many online banks, you may notice limitations with the offered

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Safeguarding Your Future from AI: The Existential Crisis Playbook

Safeguarding Your Future from AI: The Existential Crisis Playbook

Artificial intelligence (AI) is causing an existential crisis for many workers, myself included. With the rise of AI, I’ve often found myself wondering: what’s the point? If AI is going to take over, why bother trying? Maybe you’ve felt the same way—worried about how to safeguard your future from AI. Or perhaps you’re a parent

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Where to Turn When a Natural Disaster Upends Your Finances

Where to Turn When a Natural Disaster Upends Your Finances

Natural disasters can upend lives in an instant, but unwinding the financial damage can take many months. Still, those affected have many sources of help. Here’s how you can get help and be strategic with your resources as you begin to rebuild after a disaster. Deal with immediate needs first First things first: Contact the…

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15 Popular Weekend Activities That Middle-Class Families Can No Longer Afford

15 Popular Weekend Activities That Middle-Class Families Can No Longer Afford

Many popular activities are commonly becoming financial struggles for middle-class families as they balance between living expenses and leisure activities. It also sheds light on the impact of inflation and changing economic conditions on family life. Addressing this issue can help raise awareness, promote discussions about financial planning, and encourage the search for more affordable

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What to Pack in a Financial Go Bag

What to Pack in a Financial Go Bag

The scenes of the wildfires in Los Angeles, California are scary. I can’t imagine experiencing them first hand. But this is a good reminder, for those of us not directly impacted, that sometimes you may need to evacuate your home in a moment’s notice. In those times, it’s important for you to have a Go

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FP Answers: How should Eleanor invest ,200 monthly so she can retire early?

FP Answers: How should Eleanor invest $2,200 monthly so she can retire early?

Now earning $110,000 and newly mortgage-free, she would need $45,000 annually in early retirement. Can she make it? https://financialpost.com/fp-answers/fp-answers-invest-2200-monthly-retire-early #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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5 Steps Financial Advisors Must Take for the Next 12 Months To Be Their Best Yet

5 Steps Financial Advisors Must Take for the Next 12 Months To Be Their Best Yet

What if the next 12 months could finally be the year where your efforts pay off, your business thrives, and your life feels balanced for once? If you’re like most financial advisors, you’ve felt the frustration of juggling endless tasks while still wondering if you’re making the impact you dream about. Maybe you’ve hit a

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