January 2025

CRA challenged in court cases on capital gains tax increase

CRA challenged in court cases on capital gains tax increase

Jamie Golombek: Two cases question the tax agency’s authority to administer the increase without it having become law https://financialpost.com/personal-finance/taxes/cra-challenged-court-cases-capital-gains-tax-hike #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Experian 2024 Consumer Credit Review

Experian 2024 Consumer Credit Review

For many consumers, 2024 was a mixed bag of pluses and minuses when it came to credit. Many borrowers with lower fixed-rate mortgages considered themselves lucky and resisted the urge to move or sell. Others, like those straining under the size of their credit card and car payments, endured record-high credit card APRs and car

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Solar Panels in Illinois: Costs and Incentives in 2025

Solar Panels in Illinois: Costs and Incentives in 2025

Laura Leavitt writes for NerdWallet. Email: articles@nerdwallet.com. Whitney Vandiver writes for NerdWallet. Email: wvandiver@nerdwallet.com. The article Solar Panels in Illinois: Costs and Incentives in 2025 originally appeared on NerdWallet. https://www.nerdwallet.com/article/mortgages/solar-panels-in-illinois-costs-incentives #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration

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15 Crucial Money Talks to Have with Your Spouse

15 Crucial Money Talks to Have with Your Spouse

Discussing money with your partner can be a sensitive topic, but it’s essential for maintaining a healthy relationship and financial harmony. By approaching money discussions with patience, understanding, and teamwork, you can strengthen your relationship while building a solid financial foundation for the future. 1. Set a Positive Tone Starting with a positive note can

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The Case For Open-Ended Venture Capital Funds Over Closed Ones

The Case For Open-Ended Venture Capital Funds Over Closed Ones

One adjustment I’m making to my net worth asset allocation is reducing exposure to closed-end venture capital funds while increasing allocation to open-ended venture capital funds. Closed-end venture capital funds follow a traditional model: you commit capital, fund capital calls, and rely on the general partners to make great investment choices. I invest up to

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Is the JetBlue Premier Card Worth Its Annual Fee?

Is the JetBlue Premier Card Worth Its Annual Fee?

Benjamin Din writes for NerdWallet. Email: bdin@nerdwallet.com. Twitter: @benjamindin. The article Is the JetBlue Premier Card Worth Its Annual Fee? originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/is-the-jetblue-premier-card-worth-its-annual-fee #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome

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15 Reality Checks People Need to Consider Before Retiring

15 Reality Checks People Need to Consider Before Retiring

Before retiring, people need to consider several reality checks to ensure a smooth transition. These considerations are crucial because they help individuals avoid financial surprises, maintain their desired lifestyles, and achieve a comfortable, stress-free retirement. Being prepared with these reality checks can make a significant difference in enjoying this new phase of life. 1. Understand

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Now retired, how do we withdraw funds without running out of money?

Now retired, how do we withdraw funds without running out of money?

To provide their required income for life, Walter and Joanne would need about $1.8 million in investments, says adviser https://financialpost.com/personal-finance/family-finance/retired-withdraw-funds-without-running-out-of-money #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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GasBuddy Launches Charge Card for Additional Fuel Savings

GasBuddy Launches Charge Card for Additional Fuel Savings

Jae Bratton writes for NerdWallet. Email: jbratton@nerdwallet.com. The article GasBuddy Launches Charge Card for Additional Fuel Savings originally appeared on NerdWallet. https://www.nerdwallet.com/article/credit-cards/gasbuddy-launches-charge-card-for-additional-fuel-savings #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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13 Basic Cooking Tools That Have Become High-End for Average Cooks

13 Basic Cooking Tools That Have Become High-End for Average Cooks

Basic cooking tools have become too pricey for many average cooks. These tools are essential for preparing meals quickly and easily. Unfortunately, when these items become expensive, it makes cooking at home harder and less fun. Here are common cooking tools that have now become premium purchases for the average cook. 1. Kitchen Thermometers Temperature

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Deep Panic Thanks To DeepSeek’s Fast, Open-Source AI Model

Deep Panic Thanks To DeepSeek’s Fast, Open-Source AI Model

China’s DeepSeek has shaken up the AI world with the release of an open-source AI model that reportedly outperformed OpenAI’s in several benchmarks. Even more startling is the company’s claim that its AI technology was developed for only $5.6 million. This figure has raised eyebrows, especially as companies like OpenAI and Anthropic have spent hundreds

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Smart Money Podcast: Rising Insurance Costs and Choosing the Best Savings Account for Your Money

Smart Money Podcast: Rising Insurance Costs and Choosing the Best Savings Account for Your Money

Caitlin Constantine writes for NerdWallet. Email: cconstantine@nerdwallet.com. Margarette Burnette writes for NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. Sean Pyles writes for NerdWallet. Email: spyles@nerdwallet.com. Twitter: @SeanPyles. Sara Rathner writes for NerdWallet. Email: srathner@nerdwallet.com. The article Smart Money Podcast: Rising Insurance Costs and Choosing the Best Savings Account for Your Money originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/smart-money-podcast-rising-insurance-costs-and-choosing-the-best-savings-account-for-your-money #financialliteracy

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15 Things People Give Up to Retire Early

15 Things People Give Up to Retire Early

Retirement is often seen as a golden chapter filled with freedom and endless possibilities. But stepping away from a career isn’t just about leaving a job—it’s a profound life shift that affects identity, routines, and purpose. Retirement offers opportunities to redefine fulfillment while posing unique challenges. We’ll explore the emotional, financial, and social transitions that

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10 Smart Ways to Save Your Home from High-Cost Water Damage

10 Smart Ways to Save Your Home from High-Cost Water Damage

Preventing expensive flood damage to your home involves a combination of proactive measures and strategic planning to safeguard your property and finances. By taking these steps, homeowners can minimize the impact of flooding, protecting both their homes and their financial well-being. 1. Clean Gutters and Drains Ensuring your gutters and drains are clear of debris

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15 Simple Habits to Pave Your Way to Wealth

15 Simple Habits to Pave Your Way to Wealth

Many people dream of achieving millionaire status but often overlook the subtle habits and traits that pave the way for financial success. These signs can help you harness your potential and strategically navigate toward wealth accumulation. Here are fifteen signs that suggest you’re on the path to becoming wealthy. 1. Preference for Subtle Displays of Wealth

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How can I cut my kids out of my will and leave it all to an animal shelter?

How can I cut my kids out of my will and leave it all to an animal shelter?

FP Answers: You can do what you want if you have the mental and legal capacity to create a valid will. But there are a few caveats. https://financialpost.com/fp-answers/kids-will-animal-shelter #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit

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How Long Do Charge-Offs Stay on Your Credit Report?

How Long Do Charge-Offs Stay on Your Credit Report?

A charge-off, which appears on your credit report after a lender or other creditor gives up trying to collect a debt you owe, remains on your credit report for seven years. Lenders view charge-offs as derogatory events in your credit history, and charge-offs can lower credit scores and make it more difficult to qualify for

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New Book! Millionaire Milestones: Simple Steps To Seven Figures

New Book! Millionaire Milestones: Simple Steps To Seven Figures

Get excited! After over two years of writing and editing, I’m thrilled to finally share my upcoming new book with you: Millionaire Milestones: Simple Steps To Seven Figures! If you’ve enjoyed my writing on Financial Samurai over the past 16 years, you’re going to love this book out on May 6, 2025. With over 30

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Southwest Partners With Icelandair to Offer Europe Flights

Southwest Partners With Icelandair to Offer Europe Flights

Harlan Vaughn writes for NerdWallet. Email: articles@nerdwallet.com. The article Southwest Partners With Icelandair to Offer Europe Flights originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/southwest-partners-with-icelandair-to-offer-europe-flights #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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