November 2024

The Power Of Losing: How Setbacks Can Lead To Success

The Power Of Losing: How Setbacks Can Lead To Success

One reason many people shy away from competition is that they dislike losing. With often only one winner, the sting of defeat can feel too humiliating. When people stop competing, they can become more fragile over time, to the point where even small setbacks can disrupt their well being. Ironically, the best path to victory […]

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15 Ways The Middle Class Can Become Rich On An Average Salary

15 Ways The Middle Class Can Become Rich On An Average Salary

Many people feel limited by their income level. However, building wealth on an average salary is possible for the middle class with strategic planning and disciplined habits. With patience, smart choices, and a commitment to financial goals, the middle class can build a strong financial foundation and work toward a prosperous future. 1. Live Below

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How Much Does It Cost to File Bankruptcy?

How Much Does It Cost to File Bankruptcy?

Filing for bankruptcy is often a last resort when you can’t see a path for getting out of debt. But it comes with its own costs. These can vary depending on the type of bankruptcy, the complexity of your situation, whether you hire an attorney and the attorney’s fees. At a minimum, you might need

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15 Reasons Last-Minute Holiday Shopping Saves You Money

15 Reasons Last-Minute Holiday Shopping Saves You Money

Stressful mall crowds, frantic last-minute searches, and a shopping cart overflowing with impulse buys…sound familiar? This holiday season, ditch the chaos and embrace the art of strategic delay! Believe it or not, putting off your gift-giving game can be a brilliant move for your wallet.  Intrigued? These surprising reasons explain why procrastinating on holiday shopping might

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Largest Banks In The U.S. 2024

Largest Banks In The U.S. 2024

The top 10 U.S. banks manage about $12.56 trillion in assets, as of June 30, 2024 and serve millions of consumers and businesses across the country. These banks offer a wide range of services including checking and savings accounts, loans and credit cards. They also facilitate financial transactions and support investments. Over the years, these

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15 Perfect Online Gigs for College Students Wanting Extra Cash

15 Perfect Online Gigs for College Students Wanting Extra Cash

Managing a packed academic schedule and staying on budget are just some of the challenges college life presents. But what if you could find a way to earn money without ever leaving your dorm room? Fortunately, there are online job opportunities perfect for college students. Whether you’re a tech whiz, a creative soul, or a

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What is capital gains harvesting?

What is capital gains harvesting?

If you’re familiar with tax loss harvesting, you may recognize its close cousin – tax gain harvesting or capital gains harvesting. Tax loss harvesting is when you realize previously unrealized losses (sell stock that is down) to lower your realized capital gains on the year. It’s one of the most popular year end tax moves

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Best High-Yield Savings Accounts of November 2024

Best High-Yield Savings Accounts of November 2024

A high-yield savings account can be a simple and low-risk way to earn money with your savings. Some of the best high-yield savings accounts have an annual percentage yield (APY) of 4% to 5%. In comparison, the national average is 1.87%, and traditional banks offer a yield of less than 1% on average. High-Yield Savings

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2025 401(k) Contribution Limits: Bigger Savings, Better Retirement

2025 401(k) Contribution Limits: Bigger Savings, Better Retirement

The 401(k) contribution limit for employees in 2025 has increased to $23,500, up from $23,000 in 2024. The employer contribution limit also rises to $46,500, bringing the combined employee and employer 401(k) contribution limit to $70,000 for 2025. Don’t underestimate the power of employer 401(k) contributions, especially as you advance in your career. As you

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Does My Small Business Have Beneficial Ownership Information (BOI) Reporting Requirements?

Does My Small Business Have Beneficial Ownership Information (BOI) Reporting Requirements?

Randa Kriss writes for NerdWallet. Email: rkriss@nerdwallet.com. The article Does My Small Business Have Beneficial Ownership Information (BOI) Reporting Requirements? originally appeared on NerdWallet. https://www.nerdwallet.com/article/small-business/boi-reporting-requirements #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome

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15 Stunning Sports Cars Available for People Under k

15 Stunning Sports Cars Available for People Under $40k

The thrill of owning a sleek, fast sports car is more attainable than you might think, even under $40k. Whether you’re after the classic charm of an American muscle car or the refined agility of a European model, our list of attractive sports cars proves that you don’t need to break the bank to own

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Dear Gen Z: Here’s what you need to know about the Canada Pension Plan

Dear Gen Z: Here’s what you need to know about the Canada Pension Plan

John Graham: Younger Canadians will live longer, making pension savings even more important https://financialpost.com/personal-finance/gen-z-canada-pension-plan #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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6 Best Ways to Invest Money in 2025

6 Best Ways to Invest Money in 2025

Investing allows you to grow your wealth by accessing potential market gains and the power of compound growth unlike what you’d get with a traditional savings account. If you invest successfully, it’s reasonable to expect your assets to outpace inflation and grow abundantly over time. But if you’re brand new to investing, deciding how to

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When is Black Friday? Here’s What You Need to Know Before You Shop

When is Black Friday? Here’s What You Need to Know Before You Shop

Amanda Barroso writes for NerdWallet. Email: abarroso@nerdwallet.com. The article When is Black Friday? Here’s What You Need to Know Before You Shop originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/when-is-black-friday #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices

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Should You Invest in the Stock Market? 6 Key Questions to Ask Yourself

Should You Invest in the Stock Market? 6 Key Questions to Ask Yourself

Investing in the stock market can elevate your wealth over time and reach your future financial goals, like retirement. I’ve been investing heavily for a few years now, and it’s been one of the smartest things I’ve done financially. As you start looking to put your money to work, you need to ask yourself some

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Is Ipsos i-Say a Scam or Legit? (2024)

Is Ipsos i-Say a Scam or Legit? (2024)

Ipsos iSay is a paid survey site open to 18+ residents of the United States and Canada. You’ll be redirected to a local Ipsos iSay survey site if you live elsewhere. You can sign up for free — never pay to join a survey site or panel — and immediately start taking surveys. While there

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This year’s Financial Literacy Month campaign seeks to break taboos around the subject of money

This year’s Financial Literacy Month campaign seeks to break taboos around the subject of money

Speaking about money builds financial confidence, FCAC says https://financialpost.com/personal-finance/financial-literacy-month-campaign-break-taboos-money #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Financial Planning Through Changing Presidencies: My Journey

Financial Planning Through Changing Presidencies: My Journey

With Donald Trump set to become the 47th President of the United States, it’s natural to wonder what this new administration could mean for your finances. For most people under 30, a change in leadership might not significantly impact financial planning. In your 20s, you’re often not earning enough or rich enough for a president’s

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How to Choose the Best Rental Car Rewards Program for You

How to Choose the Best Rental Car Rewards Program for You

JT Genter writes for NerdWallet. Email: travel@nerdwallet.com. The article How to Choose the Best Rental Car Rewards Program for You originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/best-rental-car-rewards-program-how-to-choose #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome

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15 Low-Stress Jobs to Earn More Money Without Leaving Home

15 Low-Stress Jobs to Earn More Money Without Leaving Home

Ever thought you could make real money while lounging on your couch in pajamas? It’s not just a lazy daydream. In today’s interconnected world, the idea of earning an income without stepping outside your door isn’t just possible; it’s practical. Whether it’s due to life’s circumstances or personal choice, not everyone can dash off to a

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