If you want to optimize your life, it’s essential to understand the concept of Return on Effort (ROE). The higher your ROE, the more you get out of your efforts, making it an invaluable framework for decision-making. ROE can also help you better utilize your time by prioritizing tasks and opportunities that yield the greatest […]
Return On Effort (ROE) Is Your Key To Unlocking A Better Life Read More »
Harlan Vaughn writes for NerdWallet. Email: articles@nerdwallet.com. The article Star Alliance’s First Lounge in Asia: A Look Inside originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/star-alliances-first-lounge-in-asia-a-look-inside #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
Star Alliance’s First Lounge in Asia: A Look Inside Read More »
Millennials tend to give the boomer generation a hard time, especially regarding financial choices. However, there is no denying that their experience can still be valuable. Regret can be hard to swallow, but if the older generation can offer advice to change a younger generation’s life for the better, then their sacrifice isn’t a waste.
17 Smart Money Tips Boomers Regret Ignoring in Their Youth Read More »
Easy ways retirees can make an extra $1,500 a month offer practical solutions for supplementing retirement income without sacrificing leisure time or resorting to stressful employment. These additional streams of income can provide financial flexibility and peace of mind in retirement. 1. Bartending/Serving Restaurant work can be challenging with long hours, but the pay can
20 Simple Ways Retirees Are Making An Extra $1,500 A Month Read More »
Dean Drobot / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Amazon dominates the retail landscape thanks to its competitive prices. New research from Profitero, which is owned by NielsenIQ, suggests that the giant
Want to Beat Amazon Prices? Here’s How the Pros Do It Read More »
It seems like there’s a major data breach every few months. Just a few months ago, on August 9th, I received this email from ‘;–have i been pwned? It’s just an email address, so not the worst breach ever, but it’s information from a cybersecurity firm I’ve never worked with. More surprisingly, there was no
Do data breaches really matter anymore? Read More »
Kim Moody: Canada needs to have broad-based personal tax reductions, especially in light of the recent outcome in the U.S. election https://financialpost.com/personal-finance/taxes/canada-tax-system-needs-big-bang-soon #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
Canada’s tax system needs a Big Bang and soon Read More »
Driving your car costs money. If you drive for business, charity, to receive medical treatment or to move, you may be able to deduct some of your costs on your taxes using standard mileage deductions. IRS mileage deductions vary, and not all drivers (or driving) are eligible for the deductions. Here, we’ll go over what
How to Calculate Mileage for Taxes Read More »
Tommy Tindall writes for NerdWallet. Email: ttindall@nerdwallet.com. The article Best Black Friday Deals: When to Shop, What to Buy and What to Skip originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/best-black-friday-deals #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding
Best Black Friday Deals: When to Shop, What to Buy and What to Skip Read More »
Graduating from college is an exciting milestone, but it’s also a time when many new grads make costly mistakes that can impact their future. Recognizing and avoiding these common pitfalls early on can help new grads set themselves up for long-term success, both financially and professionally. 1. Student Loan Procrastination Don’t put off student loan
15 Costly Mistakes New Grads Often Make After Graduation Read More »
Opening a custodial bank account for your child can help you teach them smart money habits, and the best ones are packed with features to help you do just that. You can find custodial checking, savings, and even investment accounts for your minor child, depending on the financial institution. Here are seven of the best
7 Best Custodial Accounts for Kids Under 18 Read More »
You can purchase mortgage points when you buy a home or refinance your mortgage. Buying points is the same as prepaying interest on your loan, and lenders will give you a lower interest rate in exchange. The lower rate can decrease your monthly payment and, depending on how long you have the mortgage, might save
What Are Mortgage Points and Should You Buy Them? Read More »
Being financially independent means having enough passive income to cover your essential or desired living expenses. A common guideline is to aim for a net worth equal to 25 times your annual expenses, often used as a baseline for achieving financial independence. However, this approach is overly simplistic because it depends on the composition and
A Net Worth Equal To 25X Expenses Is Not Enough To Retire Early Read More »
Elizabeth Ayoola writes for NerdWallet. Email: eayoola@nerdwallet.com. The article When is Cyber Monday? Everything You Need To Know originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/when-is-cyber-monday #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
When is Cyber Monday? Everything You Need To Know Read More »
You might probably be reconsidering whether your current job is worthwhile and if searching for a new full-time job is a good idea. Changing jobs can seem daunting, especially if you’ve been at one job for a long time. But sometimes, it’s necessary to make a brave move. 1. Loss of Top Talent in Your
15 Red Flags That People Are Desperate to Leave Their Job Read More »
When your auto lease term is over, you generally have the option to buy the car instead of returning it to the dealer or leasing company. If you can’t afford to pay cash for the vehicle, an auto lease buyout loan can provide the funds you’ll need to purchase your leased vehicle when the term
What Is an Auto Lease Buyout Loan? Read More »
Many retirees are choosing to leave America for good, driven by a mix of practical and personal reasons. These motivating factors make retirement overseas an attractive option for those looking to maximize their golden years. 1. Cost of Living: Your Dollar Dances Further Living costs in countries like Ecuador or Malaysia make the U.S. dollar
13 Motivating Factors Leading Retirees to Leave America for Good Read More »
Private banking is a personal financial service for high-net-worth individuals. But it’s more than a concierge service. It provides you with a point person or team to manage your wealth and perform banking tasks while giving you access to various financial professionals. Let’s dive deeper into private banking, how it works and some of its
What Is Private Banking and How Does It Work? Read More »
Poor money habits can trap individuals in a cycle of financial struggle, preventing them from achieving economic stability and growth. Breaking these poor money habits and adopting disciplined financial practices is essential for moving towards a more secure and prosperous future. 1. Lifestyle Inflation As income increases, so often does spending, a phenomenon known as
15 Bad Money Habits That Are Keeping People Down Read More »
Coinbase is one of the oldest and most respected cryptocurrency exchanges. With the recent rise in crypto prices, following the re-election of Donald Trump, Coinbase is looking to expand its userbase with a new promotion. It’s been many years since they’ve offered a promotion (or at least one more than $5) and so if you’ve
Coinbase Promotions – $50 BTC for New Accounts Read More »
