September 2024

What Is an Identity Theft Affidavit?

What Is an Identity Theft Affidavit?

If you’ve been victimized by identity theft, you may want to fill out an identity theft affidavit. An identity theft affidavit is a form that provides information about yourself and the identity theft to creditors, credit reporting agencies and the IRS. What Is an Identity Theft Affidavit? A victim of identity theft can complete an […]

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MIT and Yale’s New Class Profiles Post Affirmative Action Ban

MIT and Yale’s New Class Profiles Post Affirmative Action Ban

In 2013, Students for Fair Admissions (SFFA) filed a lawsuit against Harvard University in the U.S. District Court in Boston. They alleged that Harvard’s undergraduate admission practices violated Title VI of the Civil Rights Act of 1964 by discriminating against Asian Americans. As an Asian American, I was intrigued. After lower courts upheld Harvard’s limited

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JetBlue Basic Economy Gets Boost: Carry-On Bags Now Included

JetBlue Basic Economy Gets Boost: Carry-On Bags Now Included

Sally French writes for NerdWallet. Email: sfrench@nerdwallet.com. Twitter: @SAFmedia. The article JetBlue Basic Economy Gets Boost: Carry-On Bags Now Included originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/jetblue-carry-on-bag #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome

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What you need to know about the new trust reporting rules

What you need to know about the new trust reporting rules

The rules won’t apply to new personal trusts or if the fair market value of the property in the trust is $50,000 or less https://financialpost.com/personal-finance/trust-reporting-rules #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Interest Rates Are Dropping—It’s Time to Rethink Your Savings and Debt

Interest Rates Are Dropping—It’s Time to Rethink Your Savings and Debt

The Federal Reserve is expected to cut the federal funds rate in mid-September, which could have a rippling effect on many of your financial accounts. However, you might be able to take action now to lock in higher rates on your savings, and make plans for minimizing how much interest you’ll pay on debts in

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Denver Capital One Lounge Review: Where Taking Food To-Go Is Encouraged

Denver Capital One Lounge Review: Where Taking Food To-Go Is Encouraged

Sally French writes for NerdWallet. Email: sfrench@nerdwallet.com. Twitter: @SAFmedia. The article Denver Capital One Lounge Review: Where Taking Food To-Go Is Encouraged originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/capital-one-lounge-den #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices

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Investing Is and Should Be Kept Very Simple (Here’s Why It Isn’t)

Investing Is and Should Be Kept Very Simple (Here’s Why It Isn’t)

In the beginning, investing was simple. A bunch of guys sat around a buttonwood tree on Wall Street (not literally but you get the picture). To buy and sell stocks, you had to call to a stockbroker. It was simple but expensive (0.25% commission per trade!). Today, investing looks complicated because it has a lot

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Direct Indexing: A Growing Investment Strategy Among The Wealthy

Direct Indexing: A Growing Investment Strategy Among The Wealthy

One of the investing strategies growing in popularity with the wealthy is Direct Indexing. Before my consulting stint at a fintech startup in 2024, I had never really heard of Direct Indexing. If I did, I likely assumed it simply meant directly investing in index funds, which many of us already do. However, Direct Indexing

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How to Avoid the New ‘Shoulder Season’ Crowds

How to Avoid the New ‘Shoulder Season’ Crowds

Sam Kemmis writes for NerdWallet. Email: skemmis@nerdwallet.com. Twitter: @samsambutdif. The article How to Avoid the New ‘Shoulder Season’ Crowds originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/how-to-avoid-the-new-shoulder-season-crowds #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances

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23 Best Ways to Treat Yourself Without Going Completely Broke

23 Best Ways to Treat Yourself Without Going Completely Broke

While saving money and investing is key to a great financial future, it also doesn’t mean you should never spend money on yourself. After all, life is short and you should be able to enjoy the finer things in life from time to time. This is what the concept of “treat yourself” is all about! It’s

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Taxing wealthy people’s unrealized capital gains is not closing a ‘loophole’

Taxing wealthy people’s unrealized capital gains is not closing a ‘loophole’

Kim Moody: Canadians should watch with interest how this proposal — supported by Kamala Harris — plays out in U.S. https://financialpost.com/personal-finance/taxing-unrealized-capital-gains-not-closing-loophole #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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8 Ways to Do Laundry Smarter and Save Money

8 Ways to Do Laundry Smarter and Save Money

Rawpixel.com / Shutterstock.com Most of us can agree that running loads of laundry is not fun, but when your clothes have that freshly washed feel and scent — it’s worth it. What if you could keep those good vibes going longer, even between washes? Clothes last longer when you wash them less and — bonus!

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What Is a Cash Advance Fee on a Credit Card?

What Is a Cash Advance Fee on a Credit Card?

Credit card companies charge a cash advance fee when you use your card’s line of credit to get access to cash. Because card issuers tack on fees and high interest rates to these transactions, cash advances are an expensive way to get extra cash. Here’s what you need to know about cash advances, including when

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PointsYeah Award Search Review: A Great Tool for Points Collectors

PointsYeah Award Search Review: A Great Tool for Points Collectors

Craig Joseph writes for NerdWallet. Email: cjoseph@nerdwallet.com. The article PointsYeah Award Search Review: A Great Tool for Points Collectors originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/points-yeah-award-search-review-easily-find-your-next-points-redemption #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances

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14 Best Delivery App Jobs [Ways to Make Extra Money]

14 Best Delivery App Jobs [Ways to Make Extra Money]

If you’re looking to make some extra money, an easy and relatively quick way is to use delivery apps and become a delivery driver. Your job could range from delivering general packages, to delivering food and even groceries. And it’s easier than ever to get started, thanks to the numerous delivery app jobs available to you

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How to Get Rid of Weeds in Flower Beds (With or Without Chemicals)

How to Get Rid of Weeds in Flower Beds (With or Without Chemicals)

goffkein.pro / Shutterstock.com Weeds are not just an eyesore; they also steal water, nutrients and sunlight from your flowers. Discover how to get rid of weeds in your flower bed with methods from hand-pulling to herbicides. We’ll share several weed-removal methods, including natural and synthetic options. Learn the basics of making a homemade weed killer

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Careful Giving Up Your Career To Be A Stay-At-Home Parent

Careful Giving Up Your Career To Be A Stay-At-Home Parent

In April 2017, I made a commitment to be a stay-at-home parent for the first five years of my son’s life. When my daughter was born in December 2019, I made the same commitment for the sake of equality. Research shows that the first five years are the most crucial for a child’s development. Supposedly,

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15 Easy Ways You Can Save Money On Food This Year

15 Easy Ways You Can Save Money On Food This Year

One of the biggest expenses most Americans will have is how much money they spend on food and groceries per year. While I’ve seen different averages per year, ValuePenguin found the average U.S. household food budget to be $6,602, which is a combo of groceries and going out to eat.  But if you did your own

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12 Places Where Home Prices Still Won’t Stop Climbing

12 Places Where Home Prices Still Won’t Stop Climbing

Sean Pavone / Shutterstock.com home sale prices were up 6.8% year-over-year in July, the smallest annual increase since January, according to an analysis of the 50 most populous metropolitan areas by real estate brokerage firm Redfin. Prices rose 0.2% from June to July, marking a second straight month of a gain of that size. Those

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