For ages, the American Dream was something everyone could achieve if they worked hard enough. If you dreamt big enough and gave it your all, you could get it. That was the promise of America. But is that still true? More importantly, is it still true if we don’t feel like it’s true? Several surveys […]
Is the American Dream still possible in 2024? Read More »
If you’re a real estate investor with children, you may face two significant challenges. The first challenge is holding onto your rental property for as long as possible. You understand that the longer you own real estate and stocks, the more likely you are to build wealth. However, as you grow older and wealthier, your
Rental Property Maintenance With Your Kids Solves Two Problems Read More »
Funto Omojola writes for NerdWallet. Email: fomojola@nerdwallet.com. The article 5 Things to Know About the Scheels Credit Card originally appeared on NerdWallet. https://www.nerdwallet.com/article/credit-cards/scheels-credit-card #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
5 Things to Know About the Scheels Credit Card Read More »
In what is probably the biggest data breach in the history of data breaches, National Public Data was hacked and a massive amount of personal data was taken. National Public Data is a personal data aggregator – they collect publicly available information about people and sell it to companies doing background checks, criminal checks, and
National Public Data Breach: Was Your Social Security Number Leaked? Read More »
A mountain of new draft tax legislation from the Department of Finance does nothing to simplify the tax system https://financialpost.com/personal-finance/taxes/kim-moody-canadians-wasting-money-productivity-recent-tax-changes #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
Canadians are wasting money and losing productivity to deal with recent tax changes Read More »
Getting married has no direct impact on the credit standing of you or your spouse. Your eligibility to borrow as a couple will depend on both of your credit histories, however, and management of joint debt will influence both your credit score and your spouse’s going forward. Does Getting Married Affect Your Credit? No, getting
What Happens to Your Credit When You Get Married? Read More »
Taryn Phaneuf writes for NerdWallet. Email: tphaneuf@nerdwallet.com. The article What Is Dynamic Pricing? originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/what-is-dynamic-pricing #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
What Is Dynamic Pricing? Read More »
Index fund investing got its start in 1976, but in less than 50 years, these funds have grown to represent just over half of all fund investments. It’s clear that both financial experts and individual investors see the virtues of investing in index funds. What is an index fund, and should you invest in them? Why
What is an Index Fund? Read More »
Trended credit data refers to how some companies are able to draw insights from the trends in your credit history. Two of the most recently released credit scores, VantageScore® 4.0 and FICO Score 10 T, use trended data when determining your scores. Creditors can also analyze your credit report directly for trends, or purchase products
What Is Trended Data in Credit Scores? Read More »
With the real estate industry finally lowering commission rates after August 17, 2024, a battle is brewing among brokerages and agents to win business. For example, Sotheby’s has decided to charge 2% to the seller and 2% to the buyer—or even less—to stay competitive. Other brokerages will likely follow suit. For individual real estate agents,
Performance-Based Commission Rates By Top Real Estate Agents Read More »
Whitney Vandiver writes for NerdWallet. Email: wvandiver@nerdwallet.com. The article Your Solar Company Went Bankrupt — What It Means and What You Can Do originally appeared on NerdWallet. https://www.nerdwallet.com/article/mortgages/homeownership/home-improvement/solar-company-bankruptcy #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding
Your Solar Company Went Bankrupt — What It Means and What You Can Do Read More »
Life insurance is an increasingly attractive option for wealth preservation and transfer https://financialpost.com/personal-finance/liability-asset-insurance-maximize-wealth #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
From liability to asset: Tapping the potential of insurance to maximize wealth Read More »
Paying your credit card bill on time eliminates the negative consequences of late payments, such as fees and dings to your credit. But sometimes, making a payment early instead of waiting for the due date could be a better option. Here’s what you need to know about timing your payments to receive the maximum benefit.
When Should I Pay My Credit Card Bill? Read More »
Looking to save up a significant chunk of change in a short time? Saving $5,000 in three months might sound like a lofty goal, but it can be achievable. There are many reasons you might want to dedicate yourself to the challenge, like saving for a down payment on a house, getting out of debt,
How To Save $5,000 in 3 Months Read More »
Motley Fool Stock Advisor is an entry-level stock recommendation service. It makes it easier to find stocks with the potential to beat the market and implement a long-term investment strategy. You get two new recommendations each month for stocks to “buy and hold,” which requires less portfolio maintenance than short-term trading. Updated July 2024 with the
Motley Fool Review 2024: Is Stock Advisor Worth It? Read More »
You have the right to add a security freeze, more commonly called a credit freeze, to all of your credit reports for free. Doing so can limit access to your credit reports, which may help protect you from some types of credit fraud. There are several ways to freeze your credit at each of the
How to Freeze Your Credit at All 3 Credit Bureaus Read More »
I recently received an email from an agent at Sotheby’s, a prominent real estate brokerage with 1,115 offices located in 84 countries and territories worldwide, and I thought it was worth sharing. The email likely originated from Sotheby’s senior management and was then distributed to agents, who could choose to send it to their prospective
Proof The Real Estate Industry Is Finally Lowering Commissions Read More »
“Navigating post-college financial responsibilities? Learn effective budgeting, student loan management, and essential saving strategies for securing your financial future in our comprehensive guide for new graduates.” Graduating from college is an exciting milestone, but it also marks the beginning of new financial responsibilities. As you step into the world of full-time employment, understanding how to
Financial Planning for New College Graduates: Budgeting, Student Loans, and Beyond Read More »
Dalia Ramirez writes for NerdWallet. Email: dramirez@nerdwallet.com. The article 5 Ways to Prevent Burglaries with a Home Security System originally appeared on NerdWallet. https://www.nerdwallet.com/article/mortgages/homeownership/prevent-burglaries-home-security-system #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances
5 Ways to Prevent Burglaries with a Home Security System Read More »
Reader seeks help with $4-million estate made up of cash, three properties, $52,000 RRIF and $100,000 TFSA https://financialpost.com/personal-finance/how-to-reduce-probate-tax #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
FP Answers: Which assets require probate and is there any way to reduce these costs? Read More »
