July 2024

Couple is aggressively trying to pay off mortgage before retirement, but is it too much?

Couple is aggressively trying to pay off mortgage before retirement, but is it too much?

Expert says they should seriously consider downsizing once they retire https://financialpost.com/personal-finance/family-finance/can-couple-pay-off-mortgage-before-retirement #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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What Is Identity Theft?

What Is Identity Theft?

Identity theft is when someone steals your personal information and uses it without your permission. Fraudsters may use your information to access your financial accounts, open bank and credit card accounts, file tax returns and more. In 2023 alone, the Federal Trade Commission (FTC) received more than 1 million reports of identity theft. There’s no

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The Grind Back To Financial Independence: Early Stages Complete

The Grind Back To Financial Independence: Early Stages Complete

In the second half of 2023, I significantly impacted our passive income, causing our household to technically lose its financial independence. Prior to this, we had been financially independent since 2012, when I left my banking job. My goal now is to regain financial independence by December 31, 2027. To achieve this, I need to

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How to Compare Solar Panel Quotes

How to Compare Solar Panel Quotes

Rosana Francescato writes for NerdWallet. Email: wpguestuser+rfrancescato@nerdwallet.com. The article How to Compare Solar Panel Quotes originally appeared on NerdWallet. https://www.nerdwallet.com/article/mortgages/solar-quotes #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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15 Easy Walmart Hacks Everyone Should Be Using

15 Easy Walmart Hacks Everyone Should Be Using

Shopping smart at Walmart just got easier! Our guide is packed with proven strategies to maximize your savings and streamline your shopping experience. We’ve combed through many buying tips to present you with only the best ones—no filler, just the basics. 1. Scan and Go: Skip the Checkout Line! Tired of long lines? Download the Walmart

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Canada’s income tax regime is confusing even to experts and a review is long overdue

Canada’s income tax regime is confusing even to experts and a review is long overdue

Kim Moody: Canadians have a chance to push for a change in our unnecessarily complex income tax system https://financialpost.com/personal-finance/taxes/canada-income-tax-confusing-review-overdue #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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What to Know Before Freezing Your Credit

What to Know Before Freezing Your Credit

You have the right to add a security freeze to your credit reports for free. Also known as a credit freeze, this action can limit access to your credit reports and help protect you from some types of credit and identity fraud. However, credit freezes don’t stop all types of fraud, and they can keep

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12 Untapped Moneymaking Ideas School Didn’t Mention

12 Untapped Moneymaking Ideas School Didn’t Mention

We highlight the innovative and unconventional methods individuals are using to generate income outside traditional education. This exploration underscores the evolving nature of work and the importance of thinking outside the box in today’s economy. 1. Renting Out Storage Space Many people have excess space in their homes or properties that they rarely use. By

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Best Cheap No Contract Cell Phone Plans

Best Cheap No Contract Cell Phone Plans

Consumers are increasingly finding that they don’t have to commit to contracts to get a great cell phone service plan.  The best no-contract cell phone plans don’t have to be expensive, either. You can find a cheap, no-contract cell phone plan that offers all of the features you need and want in your cellular service. 

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Average Student Loan Debt Declines in 2024

Average Student Loan Debt Declines in 2024

Despite student loan repayments on federal student loans resuming late last year, there’s much that’s still up in the air with student loan debt. Some loans have been forgiven, and more than a few borrowers have received incomplete, contradictory or confusing information about their loans. With that large caveat, average student loan balances are continuing

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The Challenges Of Living And Working In Honolulu, Hawaii

The Challenges Of Living And Working In Honolulu, Hawaii

After taking my family on a nine-day vacation to Honolulu, Hawaii, my plan to relocate there is back in the cards! Since 2014, two years after retiring from my finance job, I’ve been contemplating moving back to Honolulu to spend more time with my parents. However, actually making the move has been much harder than

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How to travel cheap: budget-friendly tips and tricks

How to travel cheap: budget-friendly tips and tricks

From a weekend jaunt to a trot across the globe, many people find travel exhilarating, relaxing, and rewarding. But it can easily get expensive. If you have the travel bug, indulging it doesn’t have to break the bank. With the right strategies, you can explore the world without emptying your wallet. With smart strategies, you

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15 Home Renovations That Don’t Pay Off

15 Home Renovations That Don’t Pay Off

As the real estate market evolves and homeowner preferences shift, certain home renovations may no longer offer the return on investment they once did. In today’s market, lavish additions such as swimming pools, elaborate landscaping, and extensive customizations may not yield the financial gains homeowners anticipate. 1. Demolition of Existing Floor Plans Open floor plans

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What Is Required When Opening a Checking Account?

Has Canada become the land of extreme inequality? Some believe it more than others

A whopping 38 per cent now see Canada with the most extreme level of inequality, a 19 percentage point increase in five years https://financialpost.com/personal-finance/canada-extreme-inequality #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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12 Things That Are Not As Easy As It Seems

12 Things That Are Not As Easy As It Seems

In the everyday tapestry of life, there exist tasks and activities that, at first glance, seem as easy as pie. Yet, beneath their deceptively simple appearances lies a world of challenges, requiring skill, effort, and dedication to master. These endeavors, often underestimated, can catch even the most confident individuals off guard. 1. Professional Gaming Watching

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