July 2024

How to save on your electric bill this summer

How to save on your electric bill this summer

Your electric bill is one of those must-have line items in your monthly budget, but that doesn’t mean you can’t reduce how much money it costs you. Rising electricity costs and spikes in usage during summer and winter can be especially challenging to manage. If you’re looking for ways to save money, reducing your electric […]

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What Is Adaptive Cruise Control?

What Is Adaptive Cruise Control?

Funto Omojola writes for NerdWallet. Email: fomojola@nerdwallet.com. The article What Is Adaptive Cruise Control? originally appeared on NerdWallet. https://www.nerdwallet.com/article/cars/car-shopping/what-is-adaptive-cruise-control #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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10 Priced Items People Feel Are a Complete Rip Off

10 Priced Items People Feel Are a Complete Rip Off

Many of us purchase things of little meaning to anyone but us. But let’s admit it, spending money on such stuff is like running a marathon in stilettos – painful and unnecessary. So to help you reevaluate life decisions, let me show you ten things people voted as a total sham.  1. Buying a New

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Raisin Referral Bonus Program: Get up to ,000 Referring Friends

Raisin Referral Bonus Program: Get up to $2,000 Referring Friends

Raisin is a marketing company that partners with banks to offer you some of the highest interest rates on the market right now. They offer savings accounts, certificates of deposit, and money market accounts – but your money is put into their partner banks. Raisin is not itself a bank. One of the added perks

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You may qualify for this valuable tax credit without even knowing it

You may qualify for this valuable tax credit without even knowing it

Jason Heath: Onus is on taxpayer to show they are eligible for disability tax credit https://financialpost.com/personal-finance/qualify-disability-tax-credit #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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How to Get a Personal Loan With No Credit Check

How to Get a Personal Loan With No Credit Check

It’s possible to get a personal loan without a credit check, but no-credit-check personal loans can be limited. Many come with extremely high interest rates. If you don’t need the loan urgently, taking steps to improve your credit before you apply for a loan can help you save on interest. When you need cash now,

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Don’t Sell Your Rental Property If You Don’t Have To

Don’t Sell Your Rental Property If You Don’t Have To

If you own a rental property and are thinking of selling, don’t do it unless you absolutely have to. To build great wealth, aim to own your rental property for as long as possible. As fate would have it, my great tenants of two years and two months gave me their 30-day notice while I

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Can You Sleep in an Airport?

Can You Sleep in an Airport?

Ramsey Qubein writes for NerdWallet. Email: travel@nerdwallet.com. The article Can You Sleep in an Airport? originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/can-you-sleep-in-airport #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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12 Money Mistakes Confessed By Women

12 Money Mistakes Confessed By Women

Women love to indulge in their interests and hobbies, but sometimes they spend too much on things they don’t necessarily need or can afford. From food shopping to backpacking gear and alcohol to therapy sessions, women have confessed to overspending on various items. Recently, women from an online community shared their confessions about the things they

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Thinking about leaving Canada? Here are the financial considerations you need to know

Thinking about leaving Canada? Here are the financial considerations you need to know

Leaving Canada without prudent planning could see assets taxed at rates of more than 50 per cent https://financialpost.com/personal-finance/leaving-canada-need-to-know #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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15 Critical Mistakes Preventing Small Business Owners From Success

15 Critical Mistakes Preventing Small Business Owners From Success

Small business owners often overlook several critical elements that can hinder their path to success. By addressing these often-forgotten aspects, small business owners can greatly enhance their chances of long-term success. 1. Separate Personal and Business Finances Use different bank accounts for your personal spending and business earnings. This makes tracking expenses easier and helps

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15 Essential Skills Parents Should Teach Their Kids About Money

15 Essential Skills Parents Should Teach Their Kids About Money

Instilling frugal habits in children is a vital aspect of their financial education that can set them up for lifelong success. By incorporating these frugal habits early on, parents can equip their children with essential skills to manage their finances wisely and cultivate a mindset of mindful consumption. 1. Needs vs. Wants This is like

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Having Cash Could Make You Poorer In Many Ways – Be Careful

Having Cash Could Make You Poorer In Many Ways – Be Careful

During a recent liquidity crunch, I kept thinking how nice it would be to have more cash sitting in my bank account. Once I received a $106,000 real estate capital distribution, I felt a tremendous relief. But then I was faced with the somewhat stressful decision of how to reinvest it. My private real estate

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What Is a Tourist Tax?

What Is a Tourist Tax?

Tiffani Sherman writes for NerdWallet. Email: articles@nerdwallet.com. The article What Is a Tourist Tax? originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/tourist-tax #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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17 Boomer Missteps People Could’ve Done Without

17 Boomer Missteps People Could’ve Done Without

The baby boomer generation, born between 1946 and 1964, witnessed and contributed to many significant changes in society. While they have left a lasting impact, it’s important to acknowledge that their influence hasn’t always been well received. 1. Prolific Use of Non-Biodegradable Plastics Baby boomers can certainly be blamed for the widespread use of non-biodegradable

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FP Answers: Should I invest in dividend-paying stocks if I have 20 years until retirement?

FP Answers: Should I invest in dividend-paying stocks if I have 20 years until retirement?

Reader has been told to focus on growth stocks, but rate hikes have left him unable to contribute to savings https://financialpost.com/investing/invest-dividend-paying-stocks-20-years-until-retirement #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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What Are Stocks and How Do They Work?

What Are Stocks and How Do They Work?

Stocks represent a share of ownership in a publicly traded company. Roughly 62% of U.S. adults own stocks in some form or another, according to a Gallup survey. Whether you choose to invest in stocks individually or through a mutual fund or exchange-traded fund (ETF), it’s important to understand how they work and how to

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Holland America Line: The Complete Cruise Guide

Holland America Line: The Complete Cruise Guide

Sally French writes for NerdWallet. Email: sfrench@nerdwallet.com. Twitter: @SAFmedia. The article Holland America Line: The Complete Cruise Guide originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/holland-america #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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15 Money Talks That Won’t Leave Your Relationship Broke

15 Money Talks That Won’t Leave Your Relationship Broke

Discussing money with your partner can be a sensitive topic, but it’s essential for maintaining a healthy relationship and financial harmony. By approaching money discussions with patience, understanding, and teamwork, you can strengthen your relationship while building a solid financial foundation for the future. 1. Set a Positive Tone Starting with a positive note can

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Western Alliance Bank Review: Earn a High APY on Savings

Western Alliance Bank Review: Earn a High APY on Savings

Western Alliance Bank, Member FDIC, is a subsidiary of Western Alliance Bancorporation. It’s known for its small business and commercial banking products and services but also offers personal banking accounts. Its Premier High-Yield Savings account offers one of the highest APYs on the market, but the $500 minimum opening deposit might deter some. We explore

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