Conventional mortgages may require sizeable down payments and average or above-average credit scores, making them inaccessible for some prospective homeowners. FHA loans provide a potential solution for people who don’t qualify for a conventional mortgage but dream of owning a home. While it’s typically easier to qualify for an FHA loan, they have restrictions conventional […]
How to Qualify for an FHA Loan Read More »
We’ve all heard the phrase, “Be greedy when others are fearful, and fearful when others are greedy.” But what about being even greedier when others are greedy?! As I sat peacefully in the hot tub recently, I began to recollect all the ways I wasn’t greedy enough since graduating from college in 1999. If only
Being Even Greedier When Others Are Greedy In A Bull Market Read More »
When you think about your future, do you feel confident that you’ll be able to maintain your standard of living, achieve your goals, and eventually retire comfortably? That’s the feeling that comes with achieving financial stability: the assurance that you’re secure now and will remain on solid footing going forward. Figuring out how to be
How to be financially stable: 6 strategies for a more secure future Read More »
Lee Huffman writes for NerdWallet. Email: travel@nerdwallet.com. The article Is the One Key+ Card Worth Its Annual Fee? originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/is-the-one-key-card-worth-its-annual-fee #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
Is the One Key+ Card Worth Its Annual Fee? Read More »
With these tricks up their sleeves, frugal individuals can transform thrift store shopping into a cost-effective and rewarding experience. By implementing these savvy tactics, they can uncover hidden gems at unbeatable prices while contributing to sustainable consumption practices. 1. Know Where and When to Shop Location is key. Stores just outside affluent areas often have
15 Hacks By Frugal People to Score Big Savings at Thrift Stores Read More »
Depositing a large sum of money into your bank account, especially amounts exceeding $10,000, can lead to increased scrutiny from financial institutions and regulatory bodies. Understanding the reasons behind this scrutiny and the regulations involved… The post What Happens if I Deposit More Than $10,000 Into My Bank Account? appeared first on Crediful. https://www.crediful.com/what-happens-if-i-deposit-more-than-10000-dollars/ #financialfreedom
What Happens if I Deposit More Than $10,000 Into My Bank Account? Read More »
If you’re a resident of Florida, you have access to a fantastic bonus that can net you up to $600. Seacoast Bank is an FDIC-insured (FDIC #131) National Bank that has been in business for nearly a hundred years. They have 90 branches and they’re all in Florida, it’s the only state in which they
Seacoast Bank – up to $600 for Checking & Money Market Read More »
Jamie Golombek looks at a recent case that dealt with the exemption and how it is applied https://financialpost.com/personal-finance/taxes/court-finds-indigenous-womans-income-taxable #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
If you think Indigenous people don’t pay tax, think again Read More »
A home equity line of credit (HELOC) could help you fund a home renovation or consolidate debt at a lower interest rate. But there’s another benefit you may not be aware of: You may be able to deduct the interest you pay on a HELOC from your federal income taxes. Here’s what you need to
Is HELOC Interest Tax Deductible? Read More »
When you start making a budget, you may find yourself overwhelmed by all the expenses you need to account for. That’s where budgeting categories come in. By categorizing common expenditures into categories, you can make budgeting more manageable. And budgeting categories also give you a bit of flexibility so that you don’t have to precisely
Manage your money better with budget categories Read More »
Melissa Lambarena writes for NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena. The article Marriott Bonvoy Bold Card Tweaks Rewards, Benefits originally appeared on NerdWallet. https://www.nerdwallet.com/article/credit-cards/marriott-bonvoy-bold-card-tweaks-rewards-benefits #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
Marriott Bonvoy Bold Card Tweaks Rewards, Benefits Read More »
In the world of “one person’s trash is another person’s treasure,” there are remarkable stories of valuable items that have been carelessly discarded by their owners. It’s astonishing to think about the expensive possessions that some people have stumbled upon in the most unexpected places. From forgotten vintage clothing and antique furniture to valuable collectibles
12 Valuables You Might Regret Getting Rid Of Read More »
Your credit report contains a lot of information about each of your credit accounts. The terms “closed” and “paid in full” on your credit report mean you no longer have a credit account open, and that it has been paid in full. What Does”Closed” Mean on a Credit Report? Each of your credit accounts will
What Do “Closed” and “Paid in Full” Mean on Credit Reports? Read More »
If you have a rental property that is generating positive cash flow and is expected to appreciate in value over time, then you must hold onto it for as long as possible. The problem, however, is you might have tenant issues that make you want to sell. Being a landlord is not for everyone. After
View Your Tenants As Guardians Of Your Rental Property Read More »
When deciding how to spend their income each month, most people have to make some trade-offs between what they need and what they want. But the difference isn’t always clear, and what counts as a need vs. a want varies for each person. When you’re making your budget, you’ll need to distinguish between necessities and
Needs vs. wants: how to budget for both Read More »
Roberta Pescow writes for NerdWallet. Email: articles@nerdwallet.com. The article Why Is My Water Heater Leaking? 7 Common Reasons originally appeared on NerdWallet. https://www.nerdwallet.com/article/mortgages/water-heater-leaking #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
Why Is My Water Heater Leaking? 7 Common Reasons Read More »
We all have that one brand that we love but often question whether their products are truly worth the high price tag. From luxury fashion brands to high-end tech gadgets, the market is full of products that can leave a significant dent in our wallets. While some people are willing to pay a premium for
15 Brands With Products That Cost More Than They’re Worth Read More »
Will interest rates go down? Yes they will. The challenge is when will they start and what can we do to prepare? According to an article in Fortune, analyst at Citi Research believe the Fed “could slash rates by 200 points over 8 straight meetings.” That would be eight cuts of 25 basis points starting
What To Do When Interest Rates Go Down Read More »
Kim Moody: Target is older Canadians who have paid off their homes and have the good fortune of capital appreciation https://financialpost.com/personal-finance/taxes/tax-home-equity-latest-liberal-housing-bogeyman #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
Tax on home equity is latest proposal in Liberals’ bogeyman approach to housing Read More »
When you pay off a student loan, it’s possible that your credit score will go down temporarily. That said, it’ll typically recover and may continue to increase over time as you use credit responsibly. Here’s what you need to know about why your credit score may go down upon paying off student loans and why
Will Paying Off My Student Loans Affect My Credit Score? Read More »
