July 2024

Estonia has a way Canada can implement better taxation policies to improve the economy and productivity

Estonia has a way Canada can implement better taxation policies to improve the economy and productivity

Kim Moody: A corporation in Estonia pays zero corporate tax unless and until profits are distributed to its shareholders https://financialpost.com/personal-finance/taxes/estonia-canada-tax-policies-improve-economy-productivity #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Does Renters Insurance Cover Theft?

Does Renters Insurance Cover Theft?

Being the victim of a theft can feel devastating, especially if it happens at home. In these situations, a renters insurance policy can help pay for the costs of items stolen from your home or car, and even when you’re away from home. Policies usually come with limits and exclusions, so it’s important to know

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Fixed vs. variable expenses

Fixed vs. variable expenses

Understanding the difference between fixed vs. variable expenses is important when you’re making a budget, assessing how much you can afford to spend during the month, and making longer-term financial plans. In short, fixed expenses are costs that remain constant over time, such as rent and mortgage payments. Variable expenses, on the other hand, are

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4 Moms Share Back-to-School Shopping Tips That Actually Work

4 Moms Share Back-to-School Shopping Tips That Actually Work

Elizabeth Ayoola writes for NerdWallet. Email: eayoola@nerdwallet.com. The article 4 Moms Share Back-to-School Shopping Tips That Actually Work originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/moms-share-back-to-school-shopping-tips #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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10 Women Share Their Relationship Insights In Terms Of Money And Love

10 Women Share Their Relationship Insights In Terms Of Money And Love

Money can be a sensitive topic, especially in relationships. It can be a source of tension, arguments, and even the downfall of a partnership. These women shared their thoughts on the significance of financial stability and the role of money in cultivating healthy relationships and romantic partnerships. 1. Prioritizing Financial Stability in Relationships A woman

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Personal Finance is a Loser’s Game

Personal Finance is a Loser’s Game

My happy hour conversations rarely go into personal finance but on some rare occasions, people do like talking about investing. And when that happens, inevitably someone shares a story about how they made a bundle on some stock pick. It’s like trips to Vegas. People love hearing about some crazy streak you went on (good

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Commercial realtors cite capital gains tax as reason for last month’s record sales

Commercial realtors cite capital gains tax as reason for last month’s record sales

Changes prompted a wave of asset sales as owners rushed to divest before the new tax implications took hold https://financialpost.com/real-estate/property-post/capital-gains-tax-record-commercial-real-estate-sales #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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26 Simple Ways to Save Money

26 Simple Ways to Save Money

Whether you’re aiming for a solid emergency fund or a secure retirement, achieving your financial goals starts with a smart approach to saving. Fortunately, saving money can be easier than you may think. Put aside just $13.70 per day, and at the end of the year you’ll have $5,000; double that to $27.39 daily and

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The Economics Of Being A Childless Cat Lady Or Gentleman

The Economics Of Being A Childless Cat Lady Or Gentleman

With elections approaching, let the political mudslinging and dirt-digging begin! This time, it’s regarding being childless and loving cats. Republican VP nominee JD Vance said this during a 2021 interview with Tucker Carlson: “It doesn’t make any sense that we turned our country over to people who don’t really have a direct stake in it.

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Top five benefits of savings accounts

Top five benefits of savings accounts

A savings account is a deposit account held at a bank or financial institution that provides a safe place to store money you’re setting aside for the future. While checking accounts provide a convenient way to access the funds you plan to use for everyday spending, savings accounts are designed to help you manage and

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Solar Power Purchase Agreement: What to Know

Solar Power Purchase Agreement: What to Know

Rosana Francescato writes for NerdWallet. Email: wpguestuser+rfrancescato@nerdwallet.com. The article Solar Power Purchase Agreement: What to Know originally appeared on NerdWallet. https://www.nerdwallet.com/article/mortgages/solar-power-purchase-agreement-what-to-know #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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15 Money Management Masterstrokes You’re Missing

15 Money Management Masterstrokes You’re Missing

People who handle their money better than others often display key traits such as consistent budgeting, disciplined saving, and strategic investing. They prioritize financial goals, maintain an emergency fund, and avoid unnecessary debt, while also seeking opportunities for growth and passive income. 1. Credit Cards: Tools, Not Traps If you view credit cards as tools

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Bilt to Cap Double Points on Rent Day to 1,000

Bilt to Cap Double Points on Rent Day to 1,000

Big (and sad) news to users of Bilt. Effective 10/1/2024, the maximum amount of bonus points you can earn under this promotion will be 1,000 per month regardless of how much you purchase. That’s the latest from the terms for August Rent Day. For August and September Rent Days, the cap will remain at 10,000

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10 Discounts to Lower Your Homeowners Insurance Rate

10 Discounts to Lower Your Homeowners Insurance Rate

bbernard / Shutterstock.com If you own a home, insurance is a necessity and required if you have a mortgage. But your coverage might be costing you more than it should. You may qualify for a homeowners insurance discount or two. Thankfully, there are ways to lower your monthly homeowners insurance premiums without sacrificing essential coverage.

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What Is a Principal Payment?

What Is a Principal Payment?

A principal payment is a loan payment that goes toward a loan’s principal balance. Generally, the principal is the amount you borrowed and that’s accruing interest. But sometimes, unpaid interest can be capitalized, or added to the principal balance. With amortizing loans, which most installment loans are, a portion of each payment pays off the

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15 Wallet-Friendly Hacks to Shop at Walgreens

15 Wallet-Friendly Hacks to Shop at Walgreens

We dive into the various savvy strategies customers employ to maximize their savings at the popular drugstore chain. By leveraging these tips and tricks, shoppers can significantly reduce their expenses on everyday items, from pharmaceuticals to household goods, while still enjoying the convenience and quality that Walgreens offers. 1. Join Walgreens Rewards Program Signing up

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12 Best Budgeting Apps for Couples in 2024

12 Best Budgeting Apps for Couples in 2024

Joint budgeting doesn’t have to be stressful. Regardless of your strategy, the best budgeting apps can make managing your money less complicated, so you can spend more time building your relationship and enjoying life. When choosing a budgeting app, there are many different strategies to consider, such as zero-based budgeting, envelope budgeting, and values-based spending.

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Can You Switch Mortgage Lenders Before Closing?

Can You Switch Mortgage Lenders Before Closing?

You have the right to change mortgage issuers any time up to closing. Before switching late in the homebuying process, however, it’s important to understand the potential pros and cons of doing so. Here’s what you need to consider. Can You Switch Mortgage Lenders? Yes, you can switch mortgage lenders during closing. Under federal consumer

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15 ‘Poor People’ Secret Weapons to Fight Money Woes

15 ‘Poor People’ Secret Weapons to Fight Money Woes

Living in poverty often requires individuals to make difficult choices with their limited financial resources. While some may assume that people in these circumstances cut back on luxury items or unnecessary expenses, the reality is that many must find ways to stretch every penny to survive. This can lead to the purchase of items that

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Tastytrade Review: Online Broker with an Attractive Promo Offer

Tastytrade Review: Online Broker with an Attractive Promo Offer

Tastytrade is an online brokerage that offers commission-free stock and ETF trades. You can also invest in fractional shares for as little as $5. However, tastytrade stands out for its advanced technical research tools and specialized platform for trading options and futures. Users can benefit from capped pricing and easy-to-enter order tickets, making comparing investment

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