May 2024

How Much Does It Cost to Start an LLC?

How Much Does It Cost to Start an LLC?

There are many ways to structure a business. You’re likely familiar with the most common business formations, such as sole proprietorships, partnerships, and corporations. A limited liability company, or LLC, sits somewhere between a sole proprietorship and a corporation. But what exactly is it, and how much does it cost to start an LLC? Table […]

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Woman mortgage-free at 42 wonders what to do with the extra cash

Woman mortgage-free at 42 wonders what to do with the extra cash

Stephanie put off saving for retirement in favour of making extra mortgage payments, so where to put her money now? https://financialpost.com/personal-finance/family-finance/woman-mortgage-free-at-42-what-to-do-with-extra-cash #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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How Does a Personal Loan Affect Your Credit Score?

How Does a Personal Loan Affect Your Credit Score?

A personal loan (or any other form of credit) can hurt your credit if you manage it poorly. But if you handle a personal loan responsibly, there are several ways it could promote long-term credit score improvement. The extent of that improvement will depend on your credit history and the other debts detailed in your

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Why Venture Capital Funds Beats Investing In Individual Companies

Why Venture Capital Funds Beats Investing In Individual Companies

If you want to invest in venture capital, I believe it’s more beneficial to invest in a venture capital fund than in individual private companies. By investing in a venture capital fund, you will not only decrease your chances of losing money but also increase your chances of earning a positive return. I’ve been a

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Securing your future: The essentials of an emergency fund

Securing your future: The essentials of an emergency fund

In the unpredictable world of personal finance, having an emergency fund is like having a strong fortress that protects your financial health from unexpected problems. It’s very important, but not everyone understands its value. Having emergency savings is crucial during tough financial times. It’s a game-changer for everyone, from new graduates to established professionals. What

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Good taxation policies don’t need slick videos to make a case for them

Good taxation policies don’t need slick videos to make a case for them

Kim Moody: The capital gains inclusion rate proposal is nothing more than a revenue-generating measure https://financialpost.com/personal-finance/kim-moody-good-taxation-policies-slick-videos #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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What Is a Primary Account Holder?

What Is a Primary Account Holder?

The primary account holder on a bank account or credit card is the account’s main user. They may have different authority and responsibilities compared to a secondary account holder or authorized user. Here’s what you need to know about what it means to be a primary account holder. How Being a Primary Account Holder Works

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12 Things That Will Die Out With Boomers

12 Things That Will Die Out With Boomers

As the Baby Boomer generation gradually reaches retirement age and beyond, various aspects of their lifestyles and cultural preferences are fading into history. These changes reflect the evolving dynamics of technology, consumer habits, and societal shifts that are shaping the world for subsequent generations. 1. Traditional Landline Phones As the Baby Boomer generation gradually phases

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Ultra Mobile Review: Free International Calling and More

Ultra Mobile Review: Free International Calling and More

Ultra Mobile is a prepaid phone service offering unlimited talk and text to over 90 international destinations. Its affordable monthly plans start at $8. With all plans, you can enjoy a free mobile hotspot and fast data speeds on the 5G mobile network with capable Android and Apple devices. At a Glance Unlimited talk and

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7 Ways to Save Money on Your Mortgage

7 Ways to Save Money on Your Mortgage

Buying a home is an expensive proposition, perhaps the largest purchase you’ll ever make. Given the scale of a mortgage balance, your mortgage payment is likely your largest monthly bill. Even a slight difference in interest rate or payments can morph into major savings (or spending) over time. The average monthly mortgage payment in the

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The Stinginess of Financial Independence: Careful Being Too Cheap

The Stinginess of Financial Independence: Careful Being Too Cheap

With the New York Times article on Fat FIRE, I’ve been thinking a lot more about the repercussions of achieving financial independence and retiring early. One of those repercussions is that financial independence can turn you into stingy person who is unwilling to give! Every year, my kids’ Mandarin immersion independent school hosts a fundraiser

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9 Money Mistakes Secretly Emptying People’s Wallet

9 Money Mistakes Secretly Emptying People’s Wallet

If there’s a topic that immediately catches the ears of everyone in the room, it’s saving money. Especially at a time when store clerks have to swap price tags faster than a speed dater swaps seats, everyone’s looking for a financial edge. Ten wise men have some advice you’re going to want to hear. 1.

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What Is an ACH Transfer?

What Is an ACH Transfer?

Automated clearing house (ACH) transfers are a convenient and increasingly popular way to move money from one person or business to another. Since 2014, ACH payment volume has increased by nearly 72%, according to Nacha, the organization that oversees the ACH network. If you’ve ever used online bill pay to make your monthly mortgage payment

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12 Ways People Can Overcome Self-Doubt And Insecurity

12 Ways People Can Overcome Self-Doubt And Insecurity

Self-esteem is an essential aspect of a person’s mental and emotional well-being. It influences how individuals perceive themselves and their abilities, which, in turn, impacts their overall happiness and success in life. While everyone may experience moments of self-doubt or insecurity, there are proven strategies that can help boost self-esteem. 1. Cultivate Self-Compassion Developing self-compassion

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How to Downsize Your Life

How to Downsize Your Life

Downsizing is typically associated with retirees who seek to lower their housing payments by moving into smaller homes. But when people choose to downsize, and why they want to, may be shifting. A survey from real estate company Opendoor found that 52% of respondents want a smaller home. This is one figure in a series

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12 Cheap Items Single People Buy To Save Money

12 Cheap Items Single People Buy To Save Money

Living on your own can be an exciting and liberating experience. Whether you’re a student, a young professional, or simply embracing your independence, setting up your own living space can be both fulfilling and challenging. One aspect that often comes to mind is the cost of furnishing and equipping your home. However, you don’t have

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