April 2024

Is Money a Deal-Breaker? 10 Women on Relationship Priorities

Is Money a Deal-Breaker? 10 Women on Relationship Priorities

Money can be a sensitive topic, especially in relationships. It can be a source of tension, arguments, and even the downfall of a partnership. These women shared their thoughts on the significance of financial stability and the role of money in cultivating healthy relationships and romantic partnerships. 1. Prioritizing Financial Stability in Relationships Photo Credit: […]

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How Do I Check My Credit Card Benefits?

How Do I Check My Credit Card Benefits?

Credit cards offer a variety of benefits that can help you save money, get out of a bind or both. To get the most out of your credit card, it’s important to fully understand the benefits it offers. Here’s how. Understanding Your Credit Card Benefits Always read the fine print in your credit card agreement

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Cheapest To Most Expensive Car Brands To Maintain Long Term

Cheapest To Most Expensive Car Brands To Maintain Long Term

Amidst a recent whirlwind of car maintenance expenses with my trusty nine-year-old Range Rover Sport, I embarked on a quest to find the most budget-friendly car brands for long-term upkeep. With my finances feeling the pinch, I’m on a mission to squirrel away as much cash as possible over the next three years to regain

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How to Help Your Loved One Navigate the Costs of Dementia Care

How to Help Your Loved One Navigate the Costs of Dementia Care

Kate Ashford, CSA® writes for NerdWallet. Email: kashford@nerdwallet.com. Twitter: @kateashford. The article How to Help Your Loved One Navigate the Costs of Dementia Care originally appeared on NerdWallet.

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10 Purchases “Regular People” Make To Pretend To Look Rich

10 Purchases “Regular People” Make To Pretend To Look Rich

Who doesn’t want to look rich and sophisticated without spending a fortune? The good news is that there are a plethora of cheap items out there that can elevate your style game without breaking the bank. We’ve scoured the internet to bring you some of the best and most affordable items that can make you

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How to Use Bank Alerts to Stay on Top of Your Finances

How to Use Bank Alerts to Stay on Top of Your Finances

Managing your finances with ease is achievable with the right tools. Discover how to use bank alerts to stay on top of your finances effectively by monitoring your spending, avoiding overdrafts, and spotting any suspicious… The post How to Use Bank Alerts to Stay on Top of Your Finances appeared first on Crediful. https://www.crediful.com/how-to-use-bank-alerts/ #financialfreedom

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16 Best Banks For Digital Nomads

16 Best Banks For Digital Nomads

Before we had kids, we would travel internationally a lot. Twenty years ago, online banks were just starting to become mainstream so most of our options were brick and mortar banks. I took some local currency with us but I also relied on the partnership between Bank of America (my bank) and Barclays. You could

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Couple, one with an indexed pension, worry their income will come up short when wife retires

Couple, one with an indexed pension, worry their income will come up short when wife retires

Northern Ontario pair want $90,000 after-tax and wonder if converting wife’s RRIF sooner than later will get them there https://financialpost.com/personal-finance/family-finance/couple-worry-income-come-up-short-when-wife-retires #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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What Is the Average Number of Credit Cards?

What Is the Average Number of Credit Cards?

Many consumers may remember receiving their first credit card, either years ago in a plain envelope, or months ago from a smartphone app. Still other consumers may remember their newest card, maybe because it’s the credit card they’re now using exclusively to maximize cash back rewards or airline miles. But for most consumers, there’s also

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Giving A Gift Card Is The Best Way To Help Frugal People Spend

Giving A Gift Card Is The Best Way To Help Frugal People Spend

Since middle school, I’ve embraced frugality, largely influenced by my parents’ thrifty habits. They drove aging cars, donned the same clothes for decades, and preferred water at restaurants. Today, I drive a nine-year-old car, opt to repair rather than replace my belongings, and typically stick to water with a lemon slice when dining out. It’s

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Personal Loan Application Denied? Here’s How to Recover

Personal Loan Application Denied? Here’s How to Recover

Nicole Dow writes for NerdWallet. Email: articles@nerdwallet.com. Steve Nicastro writes for NerdWallet. Email: articles@nerdwallet.com. The article Personal Loan Application Denied? Here’s How to Recover originally appeared on NerdWallet.

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State-by-State Home Energy Rebates from Inflation Reduction Act

State-by-State Home Energy Rebates from Inflation Reduction Act

We have two HVAC systems in our home that are likely within the last few years of their working lives. They’re both A/C only using coolant that’s been “outlawed” (R-22) and were installed in the 1980s. They work fine, with the occasional replacement of their coke can sized capacitors, but we’re getting close to needing

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Young Canadians think retiring at 65 is an outdated concept

Young Canadians think retiring at 65 is an outdated concept

Views on retirement are shifting dramatically as the cost of living rises and longer life expectancies become the norm https://financialpost.com/fp-work/young-canadians-think-retiring-65-outdated-concept #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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What Is a Convenience Fee on a Credit Card?

What Is a Convenience Fee on a Credit Card?

Merchants may charge a convenience fee when you pay with a nonstandard payment option, such as a credit card, or use a certain payment channel, such as your phone. Merchants may charge a convenience fee to discourage the use of credit cards, which are often more expensive to accept than other payment methods. While the

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FTC Votes to Ban Noncompete Agreements for Nearly All Workers

FTC Votes to Ban Noncompete Agreements for Nearly All Workers

Cara Smith writes for NerdWallet. Email: cara.smith@nerdwallet.com. Twitter: @https://twitter.com/caramichelles. The article FTC Votes to Ban Noncompete Agreements for Nearly All Workers originally appeared on NerdWallet.

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10 Life Lessons From People Who Grew Up Poor

10 Life Lessons From People Who Grew Up Poor

When you grow up poor, it affects the way you approach life as an adult. Your attitude towards money and finance, taking risks, and living independently can sometimes be traced back to how you grew up. The presence of money in the family affects our quality of life in ways we don’t even know until

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What You Should Do With All the Financial Advice on the Internet

What You Should Do With All the Financial Advice on the Internet

Personal finance fads come and go. For many years, the FIRE “movement” was extremely popular. It was a repudiation of the traditional “work 40 years and then retire” idea that had been made popular in the “good ole days.” Then the hot topic was “quiet quitting,” where you do the bare minimum at work to

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4 tax-smart investment ideas that pack a punch even with the budget changes

4 tax-smart investment ideas that pack a punch even with the budget changes

Ted Rechtshaffen: These strategies can help many Canadians save tax every year https://financialpost.com/personal-finance/taxes/4-tax-smart-investment-ideas-even-with-budget-changes #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Which Credit Scores Do Mortgage Lenders Use?

Which Credit Scores Do Mortgage Lenders Use?

Mortgage lenders typically use FICO Scores from each credit bureau to help determine your loan eligibility and terms. Many mortgage lenders sell the mortgages they issue to the government-sponsored enterprises (GSEs), Fannie Mae and Freddie Mac. To ensure they can sell the loan, they align their lending standards with the GSEs’ guidelines. As a result,

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Components That Affect Mortgage Rates The Most

Components That Affect Mortgage Rates The Most

Contrary to popular belief, the Federal Reserve does not exert complete control over mortgage rates. Instead, it influences them, with the bond market determining the subsequent course of action. The Federal Reserve oversees the Fed Funds rate, which represents the overnight lending rate for banks and stands at the shortest end of the yield curve.

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