March 2024

How to Avoid Peer-to-Peer Payment Fraud

How to Avoid Peer-to-Peer Payment Fraud

Banking apps are meant to simplify your financial life, but there are vulnerabilities to keep in mind. Some scammers develop fake banking apps designed to grab your personal or financial information and then commit fraud. Before you use a banking app like Venmo, Zelle or Cash App, be sure to verify that the app is

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7 Best Absolutely Free Budgeting Apps for 2024

7 Best Absolutely Free Budgeting Apps for 2024

When Mint shut down in 2024, Intuit took away one of the best free budgeting apps available. People had complaints about Mint, there were certain things that weren’t perfect and you had to deal with a lot of ads and product pitches, but the core features worked quite well. And it was free. Intuit urged

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Looking for a safer retirement income stream? Consider annuities

Looking for a safer retirement income stream? Consider annuities

Recent rise in interest rates has made it worthwhile to give annuities a second glance https://financialpost.com/investing/looking-safer-retirement-income-stream-consider-annuities #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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7 Tips for Spending Money Wisely

7 Tips for Spending Money Wisely

The way you spend money has a big impact on your financial well-being. Overspending can strain your budget, leading to debt and other financial problems. On the other hand, spending wisely allows you to build savings, limit debt and begin building wealth. The following seven tips can help you spend wisely, including making a budget,

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Ultimate Freelancer’s Guide: Freelancing Tips and Tricks

Ultimate Freelancer’s Guide: Freelancing Tips and Tricks

Freelancing provides plenty of flexibility for making money since you are not necessarily bound to a particular employer or work schedule.  But speaking from personal experience, there is a learning curve to overcome when adjusting to a freelance lifestyle from a traditional career path. The journey is different for each person, as the process depends

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Who Is Responsible for Credit Card Debt in a Divorce?

Who Is Responsible for Credit Card Debt in a Divorce?

Getting divorced can be challenging in just about every way possible—especially financially. One complication divorcing couples may not be prepared for is how their state treats dividing assets and debts. In most states, you’re generally only responsible for credit card debt in your name when you end a marriage. However, you may be responsible for

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To Gain More Value, Buy A More Expensive Home

To Gain More Value, Buy A More Expensive Home

If you’re aiming for more value and cost-efficiency, you might find it surprising that opting for a more expensive home over a median-priced one could be the way to go. While it may seem counterintuitive, let me explain. Since purchasing a pricier home in the fourth quarter of 2023, my family and I have been

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How To Become an Influencer in 6 Simple Steps

How To Become an Influencer in 6 Simple Steps

It’s hard to spend a day online without seeing or hearing the word “influencer.” Influencing has become so massive that many view it as a viable and desirable career path. According to research, 57% of surveyed Gen Zers said they’d like to become a social media influencer, compared to 41% of adults overall. There are

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5 tax changes to watch out for in the upcoming federal budget

5 tax changes to watch out for in the upcoming federal budget

Jamie Golombek: Possibilities include changes to the capital gains inclusion rate, retirement taxes and top tax bracket https://financialpost.com/personal-finance/taxes/5-tax-changes-watch-upcoming-federal-budget #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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How to Update Your Resume for the 2024 Job Hunt

How to Update Your Resume for the 2024 Job Hunt

When you’re gearing up for a job hunt, it’s essential to update your resume. Your resume’s job is to help you land an interview by highlighting your unique talents, experience and skills. Nowadays, the pressure to craft an excellent resume may be higher than ever, when resumes need to be optimized for not just human

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What is Micro-Investing and How Do I Start?

What is Micro-Investing and How Do I Start?

Micro-investing is the act of investing very small amounts of money over time instead of a big lump sum all at once. It’s akin to putting your spare change in a piggy bank. Except in this case, your piggy bank is the stock market and the spare change goes toward investing in fractional shares and

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What Happens When An AcreTrader Farm “Fails”

What Happens When An AcreTrader Farm “Fails”

A week ago, I received a letter from AcreTrader about one of the farms we invested in. (it’s the Middle River Almond Ranch in San Joaquin County, CA) Costs were going up, revenues were down, and they were going to run out of money. Cost Inflation: Farm input costs (fertilizers, fuel, labor) have skyrocketed, exceeding initial

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3 things to consider when trying to help adult children out financially

3 things to consider when trying to help adult children out financially

Ted Rechtshaffen: The risk is always whether you can afford to make a gift in the first place https://financialpost.com/personal-finance/3-things-consider-financially-help-adult-children #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Is Filing for Bankruptcy Bad?

Is Filing for Bankruptcy Bad?

Bankruptcy can shield you from financial ruin when debts become insurmountable, but it has severe, long-lasting negative impacts on your credit and is best considered a last-resort option. How Does Bankruptcy Work? Bankruptcy protects individuals who can’t pay their debts from losing everything to creditors. In the U.S., bankruptcy is overseen by special federal courts

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A Provider’s Clock For Men Is Like A Biological Clock For Women

A Provider’s Clock For Men Is Like A Biological Clock For Women

Lately, I’ve been pondering why I have less admiration for men who claim to be retired but have a working spouse. Is it fueled by envy? It’s possible, considering I wouldn’t mind if my wife were the breadwinner, easing some of the financial strain on me. The sentiment is akin to observing several of my

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