A debit card offers a convenient way to access money when you’re traveling, whether you’re on a Greek getaway or a Rocky Mountains ski trip. Using a debit card while traveling may not be the best option, however, due to limitations in fraud protection and the potential for fees. Let’s review the pros and cons […]
Should You Use a Debit Card for Travel? Read More »
If you have two or more bank accounts, such as a savings and checking account, you may want to link them to give you more flexibility and control over your finances. Linking your bank accounts allows you to easily transfer money between them. For example, you could transfer funds from your savings to checking to
How to Link Your Bank Accounts Read More »
StellarFi is a credit builder platform that doesn’t require you to borrow money, pay interest, or make any security deposits. Instead, it converts your regular monthly bills into a powerful credit-building tool. But how does StellarFi compare to the many credit-building products available on the market, and does it really work? In this StellarFi review,
StellarFi Review 2024: Is it Worth It? Read More »
A common suggestion people have made to help me regain my financial independence is to move to a cheaper area of the country or the world to save money. I’ve resisted relocating so far because I believe the excitement of living in a big city is worth the cost. I’ve lived in big cities all
The Excitement Of Living In A Big City Is Worth The Cost Read More »
Sarah Schlichter writes for NerdWallet. Email: sschlichter@nerdwallet.com. The article The Best Pet Insurance in California for 2024 originally appeared on NerdWallet.
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Financial literacy is an important life skill that everyone should possess, including children. Teaching your kids about managing money from a young age can set them up for financial success in the future. One way to start this journey is by getting them a debit card and teaching them how to use it responsibly. This
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Tax preparation is one of those services where prices can vary a lot. As a general rule, the more you do, the less it will cost. The more an accountant does, the more it will cost. It’s not unreasonable for a professionally prepared tax return to cost several hundred dollars or more. How much this
How Much Should Tax Preparation Cost in 2024? Read More »
You might be able to pay back a cash advance as soon as it’s posted to your account. However, you may need to repay more than you borrowed because many credit cards charge a cash advance fee. Interest can also start accruing daily, leading to a larger balance if you don’t pay off the cash
Can You Pay Back a Cash Advance Right Away? Read More »
Elizabeth Ayoola writes for NerdWallet. Email: eayoola@nerdwallet.com. Lisa Mulka writes for NerdWallet. Email: articles@nerdwallet.com. Tiffany Curtis writes for NerdWallet. Email: tcurtis@nerdwallet.com. The article 5 Black Financial Influencers to Follow in 2024 originally appeared on NerdWallet.
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Are you craving fast food but don’t want to break the bank? Don’t worry; we’ve got your back! We have compiled an exciting list of some of the cheapest fast-food joints so you can enjoy a delicious meal without denting your wallet. Whether you’re looking for classic burgers and fries or something international or more
15 Cheapest Fast Food Chains That Won’t Break the Bank Read More »
As soon as your business starts making money, you must decide how to pay yourself. Paying yourself isn’t complicated, but there are tax considerations to be aware of. There are two main ways to pay yourself as a business owner: by taking a salary or by taking an owner’s draw — or a combination of
How to Pay Yourself As A Business Owner Read More »
Sandra Fry: Best strategy depends on type of debts, ability to make payments, money habits and goals https://financialpost.com/personal-finance/debt/consolidating-debt-pros-cons-keep-collectors-at-bay #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
The pros and cons of consolidating your debt to keep the collectors at bay Read More »
What’s the best place to open an individual retirement account (IRA)? The answer may depend on a number of factors: your investment goals, need for advice, costs and fees, the provider’s track record and your comfort level. In 2024, you can contribute up to $7,000 to a traditional or Roth IRA—$8,000 if you’re age 50
How to Choose an IRA Provider Read More »
In general, the longer you stay invested, the greater your chance of making money. To help you maintain a long-term investment approach, it’s imperative to develop an investment thesis. Drawing from my experience in investing since 1995, it’s sometimes easy to get shaken out of a particular investment. Or it’s easy for some people to
An Investment Thesis: The Key To Making More Money Long Term Read More »
The post Does Employer Match Count Towards 401(k) Contribution Limits? appeared first on Millennial Money. You might already know there’s a limit to how much you can contribute to your 401(k) each year, but matching employer contributions can add a layer of confusion. Retirement planning is an essential part of managing your personal finances effectively.
Does Employer Match Count Towards 401(k) Contribution Limits? Read More »
These days, it’s hard to go very long without hearing talk of the rapid evolution of AI technology. With the swift rise in popularity of generative AI chatbots and machine learning-driven services, artificial intelligence is becoming a daily part of ordinary people’s lives, as well as a driving force in the business world. OpenAI’s ChatGPT,
15 Largest AI Companies in 2024 Read More »
Credit utilization is one of the most important factors contributing to your credit score. Your credit utilization ratio refers to how much available credit you have at a given time. Credit utilization is critical because it signals to lenders whether you can use credit responsibly and pay your debts. In fact, credit experts say that
How Much Available Credit Should I Have? Read More »
Olivia Chen writes for NerdWallet. Email: ochen@nerdwallet.com. The article What Is Invoice Discounting and How Does It Work? originally appeared on NerdWallet.
What Is Invoice Discounting and How Does It Work? Read More »
A routing number is a unique identification code banks and credit unions use to transfer money. When you wire money, set up direct deposits or make electronic fund transfers, your bank uses your routing number to ensure the funds are sent to the right place. However, credit cards don’t have routing numbers simply because they
Do Credit Cards Have Routing Numbers? Read More »
The post Inherited 401(k) Guide for Beneficiaries appeared first on Millennial Money. Americans are generally on their own when planning for retirement, but some people come into unique circumstances, such as an inherited 401(k). If you recently inherited a 401(k) account from a loved one, you may wonder what your options are and how to
Inherited 401(k) Guide for Beneficiaries Read More »
