December 2023

Which Savings Account Will Earn You the Most Money?

Which Savings Account Will Earn You the Most Money?

Bank Name Interest Rateon Savings Account Customers Bank* 5.30% APY Read More CloudBank* 5.26% APY Read More Blue Federal Credit Union* 5.15% APY Read More CIT Bank 4.65% APY Read More Barclays Bank 4.35% APY Read More Discover Bank 4.35% APY Read More Ally Bank 4.25% APY Read More American Express® Personal Savings 4.30% APY

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FP Answers: How do I figure out my combined marginal tax rate so I can make good financial decisions?

FP Answers: How do I figure out my combined marginal tax rate so I can make good financial decisions?

Marginal tax rate is important to know because it is the tax rate you can expect to save on your first dollar of deductions https://financialpost.com/personal-finance/taxes/how-to-figure-out-combined-marginal-tax-rate #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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9 States Where Homeowners Made Big Money on Their Homes in 2023

9 States Where Homeowners Made Big Money on Their Homes in 2023

fizkes / Shutterstock.com Homeowners across the nation have a reason to feel extra merry this holiday season. The average U.S. homeowner gained about $20,000 in home equity during the third quarter compared with one year prior, according to CoreLogic’s latest Homeowner Equity Insights report. In some places, the gain was much bigger — around three

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Independent Contracting vs. Job: 6 Things to Know About Pay

Independent Contracting vs. Job: 6 Things to Know About Pay

Does independent contracting pay the same as a regular job? For the more than 72 million people who engage as independent contractors, either full time or occasionally, this is a key question. According to independent workforce management platform MBO Partners, independent contracting grew 89% between 2020 and 2023. If you have the opportunity to work

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Family Financial Planning: Step-by-Step Guide

Family Financial Planning: Step-by-Step Guide

The post Family Financial Planning: Step-by-Step Guide appeared first on Millennial Money. Family financial planning helps you set clear goals, manage your money, and pave a clear path toward financial freedom while considering your family’s wide range of needs. Regularly reviewing your family’s financial situation allows you to adjust your plan as needed. If you’re

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TurboTax vs. H&R Block: Full Comparison

TurboTax vs. H&R Block: Full Comparison

Amid a crowded field, H&R Block and TurboTax are two popular and respected e-filing tax options. Both deliver a cost-effective way to get your taxes done quickly and correctly, maximizing your return. There are, however, core differences between TurboTax vs. H&R Block. There isn’t one program that’s better than the other so much as each

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10 Super Frugal Finds That Make People Jealous

10 Super Frugal Finds That Make People Jealous

Nurturing a household as a stay-at-home mom is a vocation that requires one’s undivided time and effort. It’s a challenging and rewarding role that requires immense patience, dedication, and hard work. Recently, people shared gift ideas for stay-at-home moms in a popular online frugal community. Here are their top-voted picks.   1. Home-Cooked Love Photo

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Credit Repair Scams: How to Identify and Avoid Them

Credit Repair Scams: How to Identify and Avoid Them

In today’s financial landscape, credit repair scams have become increasingly common. These schemes target individuals eager to improve their credit scores, offering quick fixes that often lead to more harm than good. The Federal Trade… The post Credit Repair Scams: How to Identify and Avoid Them appeared first on Crediful. https://www.crediful.com/credit-repair-scams/ #financialfreedom #money #entrepreneur #business

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How to Open a Business Checking Account

How to Open a Business Checking Account

The best business checking accounts can help you keep track of your business’s day-to-day financial transactions. However, many new business owners hesitate to start because of the perceived complexity. There are required documents, rules, and regulations about using the account. But setting up a business checking account doesn’t have to be stressful or time-consuming. In this

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The Big Con: Outsmarting the 5 Sneakiest Financial Scams

The Big Con: Outsmarting the 5 Sneakiest Financial Scams

Aaron Freeman / Money Talks News In this episode, we’re talking about the top scams you’re likely to see in retirement and how you can avoid them. Did you know that more than $28 billion is stolen from those aged 60 and older each year? So, how do you avoid becoming a depressing statistic if

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Should I Take an Early Retirement Package?

Should I Take an Early Retirement Package?

Getting an early retirement offer can be a double-edged sword. On the one hand, it’s an opportunity to kickstart early retirement with a bit of severance pay and, potentially, extended benefits. On the other hand, receiving an early retirement offer can feel like an invitation to leave work before you’re financially and emotionally ready. Employers

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Home Insurance Needs For Paid Off Properties With No Mortgage

Home Insurance Needs For Paid Off Properties With No Mortgage

In my post, the percentage of homeowners who pay cash, a reader asked my opinion on having home insurance for paid-off properties. Paid off properties include a property you purchased with all cash or a property you own after paying off the mortgage. This is a dilemma I wrestled with after recently paying cash for

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Maximizing ROI in RIA Marketing: A Comprehensive Approach

Maximizing ROI in RIA Marketing: A Comprehensive Approach

As Registered Investment Adviser (RIA) firm owners, we have a strange relationship with marketing. We understand that in order to achieve the growth required to have an eight-figure exit, marketing is necessary. However, because marketing doesn’t react in a linear sense, we often view our marketing spend as “wasted money.” I believe this is because

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10 Affordable Places to Retire If You Love the Beach

10 Affordable Places to Retire If You Love the Beach

Retiring to a beautiful beachfront location is a dream for many people, but the high cost of living in popular beach destinations can be a barrier. Fortunately, there are still affordable options for those looking to retire near the beach. With a little research, you can find an affordable retirement location that offers beautiful beaches,

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How Does Early Direct Deposit Work?

How Does Early Direct Deposit Work?

In today’s fast-paced world, managing personal finances effectively is more crucial than ever. One aspect that has gained popularity among savvy savers and diligent budgeters is the concept of early direct deposit. This financial feature,… The post How Does Early Direct Deposit Work? appeared first on Crediful. https://www.crediful.com/early-direct-deposit/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy

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Credit Karma vs. Simplifi by Quicken: Where To Go After Mint?

Credit Karma vs. Simplifi by Quicken: Where To Go After Mint?

Mint announced earlier this year that they will be shutting down at the end of the year. Intuit has suggested that its users go to Credit Karma, another Intuit product, because they will be migrating many “Mint-like features” over to Credit Karma according to their FAQ . “You will be able to bring the majority

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Bank of Canada holds all the cards for consumers after punishing year for personal finances, says poll

Bank of Canada holds all the cards for consumers after punishing year for personal finances, says poll

More Canadians say they are worse off than they were at the end of last year https://financialpost.com/news/economy/more-canadians-worse-off-than-last-year-poll #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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