December 2023

7 Tips for Managing Multiple Bank Accounts

7 Tips for Managing Multiple Bank Accounts

Managing multiple bank accounts can be a complex yet rewarding financial strategy. On one hand, it offers the flexibility to cater to diverse financial needs – from everyday transactions to long-term savings. On the other… The post 7 Tips for Managing Multiple Bank Accounts appeared first on Crediful. https://www.crediful.com/how-to-manage-multiple-bank-accounts/ #financialfreedom #money #entrepreneur #business #finance #investing […]

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Lunch Money Review: Track Your Budget and Your Net Worth

Lunch Money Review: Track Your Budget and Your Net Worth

The best budgeting apps can help you craft an ideal budget and track other financial metrics such as your net worth, savings rate, and spending patterns. One such app, Lunch Money, offers many features to help make budgeting easier with automatic account syncing, adding manual accounts, and customizing the data. Lunch Money offers several perks

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Can You Keep Credit Cards If You Declare Bankruptcy?

Can You Keep Credit Cards If You Declare Bankruptcy?

Bankruptcy ultimately cancels, or discharges, a variety of consumer debts including unpaid credit card balances. But it also typically leads to cancellation of your credit card accounts, even those with no outstanding balance at the time of the bankruptcy filing. There are rare instances in which you may be able to keep a credit card

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Inheritance Tax: 2023 Guide

Inheritance Tax: 2023 Guide

The post Inheritance Tax: 2023 Guide appeared first on Millennial Money. It’s normal to want to pass your resources onto your loved ones when you’re no longer around to enjoy it, but you’ll need a bulletproof strategy to ensure your assets can provide maximum benefit. Inheritance tax is a commonly misunderstood area of personal finance

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15 Extreme Frugal Habits Even for the Most Thrifty

15 Extreme Frugal Habits Even for the Most Thrifty

We live in trying economic times where every cent that we earn counts. It is, therefore, sensible to do everything we can to save money. Prominent endeavors include cutting down on purchasing unnecessary luxuries, eating in instead of out, and buying generic branded products. Some people, however, go that extra mile to make their money

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15 Best Banks in Tennessee for [Year]

15 Best Banks in Tennessee for [Year]

Choosing the right bank can be a crucial decision, affecting everything from your day-to-day financial transactions to long-term investments and savings. In Tennessee, you’re in luck: the state offers a mix of local community banks,… The post 15 Best Banks in Tennessee for [Year] appeared first on Crediful. https://www.crediful.com/best-banks-in-tennessee/ #financialfreedom #money #entrepreneur #business #finance #investing

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Know your TFSA limit and stay within it — or else the CRA will come knocking

Know your TFSA limit and stay within it — or else the CRA will come knocking

Jamie Golombek: Taxpayers who inadvertently overcontribute to their TFSA face a hefty penalty tax https://financialpost.com/personal-finance/taxes/know-your-tfsa-limit-stay-within-cra-trouble #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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2023 Financial Samurai Year In Review: More Fails Than Wins

2023 Financial Samurai Year In Review: More Fails Than Wins

I’ve been writing year-in-review posts for over a decade now. It’s a rewarding way to document what went well and where I can improve. While 2023 brought more failures than wins, being alive and healthy fills me with gratitude. My theme for 2023 was “Back To Easy Living.” After an exhausting pandemic period, I aimed

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Dangerous Area Codes You Should Never Call

Dangerous Area Codes You Should Never Call

We all know that scams and digital fraud are on the rise. But did you know that certain area codes can indicate potential phone scams? Answering calls or calling unknown people from these area codes – even if they called you first – may cost you money and time and even ruin your credit score. 

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These 5 Income Tax Act provisions need to be amended or eliminated altogether

These 5 Income Tax Act provisions need to be amended or eliminated altogether

Kim Moody: Canadians deserve better than an income tax system filled with simple and silly political gestures https://financialpost.com/personal-finance/taxes/5-income-tax-act-provisions-need-amended-eliminated #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Can I Contribute to a 401(k) and an IRA?

Can I Contribute to a 401(k) and an IRA?

The post Can I Contribute to a 401(k) and an IRA? appeared first on Millennial Money. Saving for retirement is a crucial aspect of financial planning. One common question is, “Can I contribute to a 401(k) and an individual retirement account (IRA) at the same time?” The simple answer is yes, you can. Both types

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12 Things People Are Silently Judging You For

12 Things People Are Silently Judging You For

In the complex tapestry of human interactions, judgments often linger beneath the surface, unspoken but influential. People form opinions about one another based on various subtle cues and behaviors they observe. These silent judgments can shape the way individuals perceive each other and impact their relationships, whether personal or professional. 1. Punctuality Photo Credit: Depositphotos.

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How Long Does It Take to Build Credit?

How Long Does It Take to Build Credit?

Credit is a cornerstone of modern personal finance, shaping everything from loan approvals to apartment rentals. You need a strong credit history to secure the best interest rates, credit cards with perks, and even a… The post How Long Does It Take to Build Credit? appeared first on Crediful. https://www.crediful.com/how-long-does-it-take-to-build-credit/ #financialfreedom #money #entrepreneur #business #finance

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States That Don’t Tax Retirement Income

States That Don’t Tax Retirement Income

If you’re considering relocating to a different state when you retire, you might want to think about how your income will be taxed in the state you plan to move to. planning to move to. State income taxes can range as high as 13.3% unless you live in a state that doesn’t tax retirement income.

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How to Find a Climate-Friendly Bank

How to Find a Climate-Friendly Bank

Finding climate-friendly checking accounts might take some time and research, but it can help you feel better about where you’re storing your money. When you put money into your checking or savings account, the bank doesn’t set the money aside for you to withdraw later. Instead, it lends money out to individuals and businesses to

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