Charge-offs on your credit report can sink your credit score and affect your ability to get a loan, credit card, or mortgage. It can also make it more difficult to get a job or rent an apartment. Most of the time, legitimate charge-offs on a credit report must be paid, but there are instances in […]
How to Remove a Charge-off Without Paying Read More »
Freeman / Money Talks News Every weekend, I recap “news you can use” from the week — a handful of quotes from major (and often expensive) news sources — so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here’s an
Money in a Minute for the Week Ending Nov. 11 Read More »
Certificates of deposit (CDs) are popular low-risk investments. After funding one, your money will earn interest during the CD’s maturity period, which could last anywhere from one month to several years. You’ll get your money back, plus interest, when the CD expires. Yields are often higher than traditional savings accounts, but you’ll likely be penalized
3 Alternatives to CDs Read More »
Selling bonds to buy real estate is a much easier decision to make than selling stocks to buy real estate. Real estate acts like a bond plus investment because bonds have more similarities to real estate than stocks do. The word “plus” is added to bonds to describe real estate as a type of bond
Real Estate Is Like A Bond Plus Investment: More Potential Upside Read More »
If you’ve ever experienced the frustration of your credit card chip not working, you’re not alone. The convenience and security provided by chip-enabled cards have become essential in our modern era of shopping. In this blog post, we will explore the possible reasons behind a malfunctioning chip, so you can employ smart strategies to prevent
Credit Card Chip Not Working? Here’s What To Do Read More »
Alana Benson writes for NerdWallet. Email: abenson@nerdwallet.com. The article 6 Ways to Get Kids Excited About Investing originally appeared on NerdWallet.
6 Ways to Get Kids Excited About Investing Read More »
Friendships can be some of the most rewarding relationships in one’s life, offering companionship, support, and shared moments of joy. However, it’s not uncommon for dynamics within friendships to change over time. If you’ve started to wonder whether your friends find you less engaging or exciting, there might be subtle signs indicating just that. 1.
12 Signs Your Friends Might Think You’re Boring Read More »
Plus: How do I change from a saver to a spender mentality, and is it worth staying with an adviser if he puts you into high-fee mutual funds? https://financialpost.com/investing/how-withdraw-retirement-money-investments-down-market #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks
Timing can be key when opening a checking account, especially if you have outstanding issues with your current bank account or are experiencing major life changes. The best time to open a checking account is when you get your first job, start college, get married or divorced, or want services or features your current bank
When to Open a Checking Account Read More »
Nicole Dow writes for NerdWallet. Email: articles@nerdwallet.com. The article How Long Does It Take to Get a Personal Loan? originally appeared on NerdWallet.
How Long Does It Take to Get a Personal Loan? Read More »
Hey there, moneybags! It’s time to get your financial act together and be mindful of your own situation. If your family hits you up for a loan, how do you set effective boundaries with them? After someone asked for advice, I grabbed the ten best tips from the discussion to help with the situation.
10 Reasons To Think Twice Before Giving Money To Family Read More »
ACH and wire transfers are two of the most common ways to send money from your bank account electronically. There are several differences between each delivery method, including delivery speed, cost, and transaction limits. For example, you may need to send a final loan payoff by wire instead of ACH so the lender can receive
ACH Transfers vs. Wire Transfers: What’s the Difference? Read More »
Losing your job can be discouraging, and covering your debts when your income is cut can be downright frightening. If you avoid panic and focus on what’s most important, you may be able to get by until you find new work—and keep your credit in good standing, to boot. Does Losing Your Job Affect Your
How to Protect Your Credit if You Lose Your Job Read More »
One of the best ways to get a better deal on a home is by paying cash. Sellers prefer all-cash offers because there’s less risk the transaction will fall through once in escrow. As a result, some sellers are willing to discount the sales price or take your cash offer over another offer with a
Paying Cash To Buy A House By Selling Stocks: A Mind Bender Read More »
John Rossheim writes for NerdWallet. Email: USexpansion@nerdwallet.com. The article How to Avoid the Cost, Risk and Stress of Unneeded Medical Tests originally appeared on NerdWallet.
How to Avoid the Cost, Risk and Stress of Unneeded Medical Tests Read More »
In daily life, people often come across individuals whose behavior can be quite hurtful or unpleasant. Sometimes, these individuals resort to excuses to justify their actions, even when it’s clear they are in the wrong. 1. “It’s Just a Joke” Photo Credit: Adobe Stock. Some people often resort to the excuse of humor when their
12 Dumb Excuses People Use For Being Terrible Read More »
Victoria Wells: Canadians favour pension plans over a raise amid looming retirement income crisis https://financialpost.com/fp-work/retirement-pensions-top-pay-hikes-employees #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
Pay hikes are great, but what workers really want is a company pension plan Read More »
If you want your investments to align with your values, then you may be considering an approach that incorporates impact investing or environmental, social and governance (ESG) investing. These two terms are sometimes used interchangeably, and there are similarities to these approaches to value-based investing. However, there are also meaningful differences that separate the two.
ESG vs. Impact Investing: What’s the Difference? Read More »
Whitney Vandiver writes for NerdWallet. Email: wvandiver@nerdwallet.com. The article VA Disability Calculator: Estimate Your Benefits originally appeared on NerdWallet.
VA Disability Calculator: Estimate Your Benefits Read More »
Food is a basic necessity for survival, but it can also be a source of pleasure and excitement. When money and health are no longer a concern, some people might indulge in extravagant and unusual culinary experiences. Men, in particular, are known for their adventurous and sometimes bizarre food choices. From gold-plated steaks to raw
15 Strange Things Men Would Eat If There Were No Concerns Read More »
