Bonds are fixed-income investments that you can purchase from a broker, within your retirement account or directly from the U.S. government. You can buy individual bonds or diversify your investment by purchasing a bond mutual fund or bond exchange-traded fund (ETF). Many bonds are considered relatively safe and stable investments. When you purchase a bond, […]
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When it comes to dating and relationships, certain factors can influence how people perceive potential partners. One such factor is the type of job a person holds. While job choice does not define an individual, it can significantly impact romantic prospects for various reasons. Some jobs might evoke concerns, discomfort, or practical challenges that deter
12 Careers That Can Make It Difficult To Get a Date Read More »
For millions of U.S. homeowners, rising property values mean higher property taxes. If your property tax bill has increased in recent years, you aren’t alone: The average annual property tax on a single-family home was $3,901 in 2022, up 3.6% over 2021, according to property data firm ATTOM. Lowering your property tax bill isn’t easy,
How Do I Reduce My Property Taxes? Read More »
Colored contacts have become a transformative accessory in fashion and self-expression. Celebrities like Nina Dobrev, Priyanka Chopra, and Selena Gomez are rocking their colored contacts. Whether you want to enhance your natural eye or go for a bold and dramatic look, colored contacts provide a versatile and exciting means of expression. However, changing eye color
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The 50/15/5 rule for spending and saving provides guidelines that could make budgeting a little easier. It allocates 50% of your income to essential expenses, 15% to retirement and 5% to short-term savings. The 50/15/5 rule could be a good approach for folks who want to prioritize saving. Like any budgeting style, however, it has
What Is the 50/15/5 Rule for Saving? Read More »
Housing affordability is at or near an all-time low and the Fed is partly to blame due to its aggressive rate hikes in such a short time frame. The Federal government is also partly to blame due to excess stimulus spending during the pandemic. However, this is not a post about who is to blame
The Housing Affordability Problem Is Creating A Nation Of Renters Read More »
Davin Dearth writes for NerdWallet. Email: articles@nerdwallet.com. The article How to Change Your Address with Social Security originally appeared on NerdWallet.
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Quality products matter, but how you showcase them matters more. Enter visual merchandising: the key to captivating your customers with enticing product displays. It’s the new frontier in retail, where attention to detail and presentation excellence can set you apart from competitors. Unfamiliar with visual merchandising? Don’t sweat it. This guide will break down what
Visual Merchandising: Definition and Tips for Effective Product Displays Read More »
Life hacks are all the rage these days. From using binder clips to organize cables to repurposing shower caps as shoe covers, people are always looking for clever ways to save time and money. While many life hacks are aimed at people with disposable income, poor people have a wealth of knowledge when it comes
10 “Poor People” Habits That Are Actually Genius Read More »
Jamie Golombek: Here’s how to prioritize contributions to registered savings plans to eliminate, or at least minimize, taxes on investment income https://financialpost.com/personal-finance/taxes/rrsps-tfsas-save-taxes-free-money #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
How to use RRSPs, TFSAs and more to save on taxes and get ‘free’ money Read More »
When you’re self-employed or own a business, a dedicated business checking account is essential for managing your company’s hard-earned income. A business checking account is a checking account you can use to make and accept payments, simplify bookkeeping and tax preparation and prevent your business funds from commingling with your personal funds. What Is a
What Is a Business Checking Account? Read More »
Wondering how to invest in stocks, but don’t know where to start? You’re not alone. Investing in the stock market can be an intimidating prospect, especially if you’re just starting out. Beginner investors often think you need thousands of dollars and an economics degree to invest in stocks. But in fact, getting started doesn’t have
How To Invest in Stocks in 2023: A Beginner’s Guide Read More »
Katia Iervasi writes for NerdWallet. Email: kiervasi@nerdwallet.com. The article Lemonade Life Insurance Review 2023 originally appeared on NerdWallet.
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It’s common knowledge that the vast majority of active fund managers fail to beat their benchmark indices. Every year, Warren Buffett writes a letter to Berkshire Hathaway shareholders and the first page is a table comparing the annual change in the market value of Berkshire Hathaway vs. the S&P 500 with dividends included. His compounded
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Kim Moody: Canada needs to take a hard look at lowering personal tax rates and ensure people keep at least half of all gains https://financialpost.com/personal-finance/taxes/canada-top-end-personal-tax-rates-need-come-down #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
Canada’s top-end personal tax rates need to come down Read More »
The Equal Credit Opportunity Act (ECOA) is a federal regulation that forbids lenders from discriminating against loan applicants based on personal criteria. The purpose of the law, which was enacted in 1974, is to make sure that creditors’ decisions are based strictly on financial factors, such as income, debt and credit history. Additionally, the act
What Is the Equal Credit Opportunity Act? Read More »
Are you ready for another recession? With interest rates surging, oil prices rices, stock markets falling, the government stalling, and the housing market grinding to a halt, it seems inevitable another recession is just around the corner. Don’t wait until it’s too late to prepare. Surely, there will be a bunch more regional bank failures
A Recession Preparation Checklist To Survive Bad Times Read More »
Sean Cudahy writes for NerdWallet. Email: articles@nerdwallet.com. The article New Global Entry App Lets Members Skip the Kiosk originally appeared on NerdWallet.
New Global Entry App Lets Members Skip the Kiosk Read More »
Trademark and copyright symbols—™, ®, and ©—frequently appear next to brand names, logos, and titles. While people often mix them up, they have distinct roles. Small business owners should grasp their differences and overlaps to navigate intellectual property rights effectively. Start selling online now with Shopify Start your free trial What is a trademark? A
Trademark vs. Copyright: Which Is Right for Your Business? Read More »
Watch: Economics professor discusses how it would impact other provinces, federal services and more https://financialpost.com/fp-finance/alberta-cpp-exit-canada #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
What Alberta’s CPP exit would mean to Canada Read More »
