You probably know how to write a check and deposit one, but do you know how to void a check? Voiding a check prevents the check from being cashed. You may need to void a check if you make a mistake when writing it or if you need to use a voided check for an […]
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One of the concerns about the resumption of student loan payments is that it could tank the U.S. economy. Paying back student loans may cause consumers to reduce spending to the point of causing another recession. About 43.4 million Americans have federal student loans, collectively amounting to $1.63 trillion of debt, according to the National
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When you’re investing in stocks, it’s all about balancing your tolerance for risk and the potential rewards of the market. Whether you lean more toward rapid results or promising prospects, the types of stocks you choose are important in enacting your investing strategy. Experts often divide stocks into one of two classifications: value stocks and
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Sean Cudahy writes for NerdWallet. Email: articles@nerdwallet.com. The article Hyatt to Launch Vacation Rental Platform originally appeared on NerdWallet.
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In today’s world, there are many things that people wish they could do without. These are things that bring about problems, harm, or discomfort to individuals and communities. From pollution to discrimination, these aspects of life often create challenges and difficulties for people worldwide. 1. Single-Use Plastics Photo Credit: Depositphotos. Single-use plastics have become a
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Sabrina Bracher / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. When I told Tony Brooks, activist and advocate at ADAPT Philadelphia, that I was writing a story about free and cheap activities for seniors, he let out a laugh. “You mean like adult day care?” ADAPT is a disability advocacy group
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When you’re shopping for a car loan, you’ll want to figure out how much car you can afford, how much money you can put toward a down payment and the monthly payment amount you’re willing to pay. You also shouldn’t overlook the role that your credit card debt can play. Lenders consider your existing debt
Does Credit Card Debt Affect a Car Loan? Read More »
Two parents shared their story recently on an online platform of promising to match whatever their son saved to help him buy a car and ultimately regretting their decision. Financially Savvy When their son turned 16 and received his license, his parents allowed him to use a used car from a relative. The son had
Parents Take Back Promise To Buy Their Kid A Car, Were They Wrong? Read More »
As benchmark interest rates rise, you might see the interest rate on your credit card and other variable-rate loans quickly climb to match. Suddenly you’re accruing more interest each month. But savings accounts don’t always respond as quickly, or at all. If you want to earn more interest, start by learning why your savings account
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There are many celebrities we know to have a lot of money, but you will be shocked to learn that some are not just rich; they are billionaires. According to Forbes, there are over twenty-five hundred billionaires on Earth. Some of them fly under the radar, but not all of them do. Here are ten
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Online brokers allow you to place stock market trades in an instant. But to be successful, it helps to have access to the latest stock market data and the best stock analysis tools. That’s where stock charting software apps come in handy, especially for active traders. Stock charting software apps analyze the price action of
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Perhaps the biggest purchase you’ll ever make is a house, representing an investment that’s likely worth hundreds of thousands of dollars. Given how much value our homes hold, it’s no wonder some crooks target homebuyers for real estate identity theft in hopes of reaping loads of money. Real estate identity theft can put you in
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The mortgage interest deduction is a positive benefit for homeowners. This itemized deduction allows homeowners to subtract mortgage interest from their taxable income, thereby lowering the amount of taxes they owe. The current maximum mortgage interest deduction is based on a $750,000 mortgage amount. Before the Tax Cuts And Jobs Act (TCJA) passed in December
How To Calculate Mortgage Interest Deduction If It’s Over The Max Read More »
Cassidy Horton writes for NerdWallet. Email: articles@nerdwallet.com. The article How Do Pet Insurance Deductibles Work? originally appeared on NerdWallet.
How Do Pet Insurance Deductibles Work? Read More »
If you were rich, what would you spend your money on? Would you invest it for the future or blow it all on something silly? I would like to say that I would be smart with my money, but there are many very expensive things in the world that are tempting. Here are ten famous
10 Ridiculous Purchases By Celebrities With Their Millions Read More »
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What happens if you over-save for college? Until now, families who saved in a 529 education account could be required to pay taxes and a penalty on leftover funds. Starting in 2024, up to $35,000 in leftover 529 funds may be rolled over into a Roth IRA in the student’s name instead. Here’s how these
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Passive income is different from active income in that you can generate it without active, daily participation. It could be money you make by owning an apartment and collecting rent from your tenants. It could also be earnings or dividends from your investments in the stock market. Or it could even include royalties you make
How to Make Passive Income: 29 Passive Income Ideas For 2023 Read More »
Funto Omojola writes for NerdWallet. Email: fomojola@nerdwallet.com. The article What are Car Subscriptions? originally appeared on NerdWallet.
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Some folks stretch their dollar bill until it screams for mercy. But, unfortunately, getting the most bang for your buck doesn’t always have to be torturous. According to a popular online frugal community, these are ten things you don’t want to do in the name of frugality. 1. Taking a Bumpy Ride Photo credit:
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