One of the fun parts about sharing bank bonuses is that you meet folks who are really into bank bonuses. Like a dozen accounts a year and tracking it all with complicated spreadsheets. It’s amazing and I love it. The banks, however, don’t love it. Obviously, they prefer it if you open an account and […]
What is a Good QualiFile (ChexSystems) Score? Read More »
Research shows that couples who merge their money are more likely to be happy and successful https://financialpost.com/personal-finance/why-couples-co-mingling-finances #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
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Identity theft is widespread. In 2022, the Federal Trade Commission received 1.1 million consumer complaints about identity theft, with credit card fraud making up the biggest category. Yet far more people, an estimated 15.5 million U.S. adults, were victims of identity fraud in 2022, according to Javelin Strategy & Research. In some cases, identity theft
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As a Registered Investment Advisor (RIA) owner, your book of business is your lifeblood. Managing client relationships and ensuring they remain with your firm is part and parcel of the job. Nonetheless, clients leave their RIAs all the time. Client attrition can significantly impact the growth and sustainability of your RIA firm and can hinder
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Side hustles have become a popular strategy for those working toward a savings goal, paying down debt, building an emergency fund, or just padding the budget. In fact, half of millennials and more than half of Gen Zers have a side hustle in 2023, according to a recent survey. Like any sort of job, side
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Being creditworthy has a massive impact on your life, from your ability to get credit cards and borrow money to signing up for utilities. But what does it mean to be “creditworthy”? The post Creditworthiness Meaning — How to Build & Maintain Your Credit Score appeared first on Money Crashers. https://www.moneycrashers.com/creditworthiness-build-maintain/ #financialliteracy #financialfreedom #finance #financialindependence
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Cara Smith writes for NerdWallet. Email: cara.smith@nerdwallet.com. Twitter: @https://twitter.com/caramichelles. The article How to Negotiate Salary Over the Phone originally appeared on NerdWallet.
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Many of us purchase things of little meaning to anyone but us. But let’s admit it, spending money on such stuff is like running a marathon in stilettos – painful and unnecessary. So to help you reevaluate life decisions, let me show you ten things people voted as a total sham. 1. Buying a New
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Options trading is often promoted as an investment strategy anyone can participate in. But is that really the case? While options trading has the potential to produce significant returns, it requires considerably more education and training than a common buy-and-hold investment approach. What is options trading, and how can you learn to trade successfully? This
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When your spouse passes away, the grief and shock can be overwhelming. It’s unfortunate that in the immediate aftermath, you’re faced with a to-do list of legal and financial tasks—especially if you’re the executor of their estate. Being prepared and quickly handling tasks such as notifying insurance companies, ensuring you have access to bank accounts
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Now that I’m in contract to buy a home with contingencies, I’ve been wrestling with my emotions on whether buying a new home is a good idea. Perhaps you’ve also become emotionally attached to your existing home and are questioning your decision to move as well. Maybe this post will help you move forward. I
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Passive income refers to earnings derived from an enterprise in which a person is not actively involved on a daily basis. Unlike active income, where earnings are directly linked to the amount of work performed, passive income flows whether you are working, sleeping, or vacationing. As Robert Kiyosaki (2017) explains in his best-selling book “Rich
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The Wise Debit Card is an international debit card which has a primary benefit of offering fast transactions. And while there are many fees attached to using this card, it does offer competitive exchange rates to foreign currencies. The post Wise Debit Card Review — Money & Currency Transfer appeared first on Money Crashers. https://www.moneycrashers.com/wise-debit-card-review/
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Kelsey Sheehy writes for NerdWallet. Email: ksheehy@nerdwallet.com. Twitter: @KelseyLSheehy. The article Want to Retain Employees? Try a Shorter Workweek originally appeared on NerdWallet.
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Rene Jansa / Shutterstock.com Some folks view the advance of artificial intelligence as exciting, while others see it as terrifying. Wherever you land on that spectrum, it is likely that AI soon will change the world, including how we perform our jobs. Recently, Pew Research used its own judgment to divide jobs into exposure-level categories
20 Jobs That Are Most Likely To See an AI Shakeup Read More »
The federal student loan payment pause is coming to an end, with payments resuming in October 2023. If you defaulted on your federal loans before the moratorium began in March 2020, you’ve enjoyed no collection attempts for more than three years. And fortunately, the federal government has a temporary program in place—the Fresh Start program—to
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Impulse buying can often be the enemy of a balanced budget. We’ve all been there: you walk into a store, see something eye-catching, and before you know it, you spend money you didn’t intend to… The post How to Stop Spending Money: 10 Ways to Avoid Impulse Buying appeared first on Crediful. https://www.crediful.com/how-to-stop-spending-money/ #financialfreedom #money
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Extending your loan’s term might give you more time to pay off a debt or lower your monthly payment. But it’s not always an option, and extending the term can also lead to paying more interest over the life of the loan. Read on to understand the impacts, possibilities and alternatives that can be helpful
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Nurturing a household as a stay-at-home mom is a vocation that requires one’s undivided time and effort. It’s a challenging and rewarding role that requires immense patience, dedication, and hard work. Recently, people shared gift ideas for stay-at-home moms in a popular online frugal community. Here are their top-voted picks. 1. Home-Cooked Love Photo
10 Frugal Finds That Leave Others Green With Jealousy Read More »
In the ever-evolving world of finance, digital alternatives have largely replaced cash transactions. One such digital solution that has become a game-changer in the realm of peer-to-peer (P2P) payments is Zelle. The platform allows enrolled… The post How to Use Zelle appeared first on Crediful. https://www.crediful.com/how-to-use-zelle/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment
