August 2023

Business Advantage Unlimited Cash Rewards Mastercard® Secured Credit Card Review

Business Advantage Unlimited Cash Rewards Mastercard® Secured Credit Card Review

There aren’t many secured cards that offer cash back rewards, and there are even fewer that are offered to small business owners. The Bank of America Business Advantage Unlimited Cash Rewards Mastercard® Secured credit card from Bank of America is currently the only secured card for small businesses owners that offers cash back. It’s even […]

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10 Terrible Purchases People Regret Everyday

10 Terrible Purchases People Regret Everyday

Sometimes, people can make bad decisions that can lead to bad investments. That can result in losing money and time spent on the idea. Therefore, significant research and banking on a return are crucial before investing and buying something. Here are ten significant investments that didn’t work out well for people.   1. Furniture Photo

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8 Expenses You Should Not Put on a Credit Card

8 Expenses You Should Not Put on a Credit Card

Credit cards can offer many benefits, including rewards, purchase protections and the option to pay off your balance over time. However, sometimes using a credit card isn’t the best option, either because you’ll have to pay extra fees or because there are better alternatives. 1. Rent or Mortgage Payments Paying your rent or mortgage with

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Investor Virtue Signaling In A Capitalist Country Is Fascinating

Investor Virtue Signaling In A Capitalist Country Is Fascinating

Virtue signaling is the public expression of opinions or sentiments intended to demonstrate one’s good character, social conscience, or the moral correctness of one’s position on a particular issue. I don’t mind virtue signaling if the person also lives by their beliefs. It is natural to want to demonstrate to the world one’s beliefs, especially about a cause one truly believes

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How Much Does A Million Dollar Life Insurance Policy Cost?

How Much Does A Million Dollar Life Insurance Policy Cost?

Do you think a million-dollar term life insurance policy sounds like too much insurance? As a Certified Financial Planner, I see underinsured people every day. What do I tell them? A million-dollar term life insurance policy might actually be the minimum coverage needed for the typical middle-class household, but it’s affordable. That might sound like

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Alaska Airlines Visa® Business Credit Card Review

Alaska Airlines Visa® Business Credit Card Review

Alaska Airlines is a prominent carrier on the West Coast, with strong service to both Hawaii and its home state. The Alaska Airlines Business credit card from Bank of America offers small business owners an attractive way to earn rewards and benefits when they fly on Alaska. The post Alaska Airlines Visa® Business Credit Card

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Often overlooked, here’s how permanent life insurance can be a valuable planning tool

Often overlooked, here’s how permanent life insurance can be a valuable planning tool

Adds significant value to your financial portfolio and helps you achieve your long-term goals https://financialpost.com/personal-finance/how-permanent-life-insurance-valuable-planning-tool #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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10 Bad Money Habits Holding People Back from Greatness

10 Bad Money Habits Holding People Back from Greatness

Things are getting more and more expensive due to inflation. Because of this, it is essential to learn how to save money. Sure, this is a lot easier said than done, but here are ten bad money habits you need to break immediately to be successful in life. Hopefully, this puts you in a better

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17 Ways to Lower Your Electric Bill

17 Ways to Lower Your Electric Bill

According to recent data, energy bills rose nearly 16% from September 2021 to September 2022 alone.  Along with rising prices on everything from groceries to new and used vehicles, people are finding their pocketbooks strained by rising energy costs as well.  Finding ways to lower your energy bill can save a lot of money in

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Do You Really Need to Save Three to Six Months’ Worth of Expenses?

Do You Really Need to Save Three to Six Months’ Worth of Expenses?

It’s a common refrain in personal finance: Set aside enough to cover three to six months’ worth of expenses in an emergency fund. But should you heed this advice? Personal finance experts are divided on whether this is adequate to keep you financially secure in case of an emergency like a job loss or major

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10 Big Secrets Men Are Sharing To Negotiate for a Higher Salary

10 Big Secrets Men Are Sharing To Negotiate for a Higher Salary

In this expensive world, professionals must fight tooth and nail for survival and welfare—fortunately, a recent online post shares professional tips for increasing one’s salary. 1. Show No Fear Image Credit: Shutterstock. “I had a bullet point list of stuff I’m doing for them that’s outside my job description/beyond it,” advises the first thread creator.

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What Happens if You Die Without a Will

What Happens if You Die Without a Will

You’ve probably heard the advice many times that you should write a will and do estate planning if you have family members or friends you’d like to pass assets to after you die. But you may wonder: What happens if you die without a will? When someone dies without a will, a court decides what

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Why High Interest Rates Are Great For Most, Even If We Crash

Why High Interest Rates Are Great For Most, Even If We Crash

High interest rates could be the best thing for investors, personal finance enthusiasts, retirees, savers, and those seeking financial independence. You know, most of us. Even though it was uncomfortable to lose money when the Fed first started hiking rates in 2022, the Fed may have ultimately did us a favor by hiking 11 times

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13 Best Investment Opportunities for Accredited Investors

13 Best Investment Opportunities for Accredited Investors

When I became an accredited investor, I found myself among an elite group with the financial means and regulatory clearance to access investments that many couldn’t. This opened doors to exclusive realms like hedge funds, venture capital firms, specific investment funds, private equity funds, and more. Even though I had this “exclusive access” it took

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What Is a Money Market Account?

What Is a Money Market Account?

What is a money market account?A money market account is an interest-bearing account offered by banks and credit unions. These accounts are designed to pay more competitive interest rates than typical savings accounts while offering convenient checking account-style features like debit card access and limited check-writing privileges. Money market accounts are deposit accounts, not investment

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TD Clear Credit Card Review — No-Interest, Fixed Fees

TD Clear Credit Card Review — No-Interest, Fixed Fees

The TD Clear Card is marketed as a card with no APR, which is true. But instead of paying interest, you pay a flat monthly fee each and every month, which gets expensive. Find out if that makes sense for you. The post TD Clear Credit Card Review — No-Interest, Fixed Fees appeared first on

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