August 2023

401(k) Balances By Generation: From Gen Z To Boomers

401(k) Balances By Generation: From Gen Z To Boomers

Fidelity recently came out with its average and median 401(k) balances by generation. They are as follows: Gen Z: Average $7,100, Median $2,500 Millennials: Average $44,900, Median $15,500 Gen X: Average $145,500, Median $44,000 Boomers: Average $215,000, Median $61,200 How does your 401(k) balance compare to the average and median balances for your generation? Low […]

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How Homeownership Affects Your Credit Score

How Homeownership Affects Your Credit Score

The impacts of a mortgage appear as soon as you apply and continue until you sell or make your final payment. That’s why it’s important to understand exactly how homeownership affects your credit score and what you can do to minimize the potential negatives. The post How Homeownership Affects Your Credit Score appeared first on

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12 Cheap Ways to Travel Pretty Much Anywhere

12 Cheap Ways to Travel Pretty Much Anywhere

Traveling to various destinations around the world is a dream for many, but the costs associated with it can often seem daunting. However, there are affordable ways to make your travel aspirations a reality. 1. Embrace Budget Airlines Photo Credit: Depositphotos. Budget airlines have revolutionized travel, offering cheap fares to numerous destinations worldwide. These airlines

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What Is a Safe Deposit Box?

What Is a Safe Deposit Box?

Throughout history, humans have sought methods to safely store their most valued possessions. From ancient emperors safeguarding their precious gems to merchants in medieval times locking away their gold coins, the desire to protect assets… The post What Is a Safe Deposit Box? appeared first on Crediful. https://www.crediful.com/what-is-safe-deposit-box/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy

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Top tips to cope with an expensive back-to-school season

Top tips to cope with an expensive back-to-school season

Watch: Kelley Keehn has some creative ideas on how to budget for school expenses as the cost of living soars https://financialpost.com/personal-finance/top-tips-cope-expensive-back-to-school-season #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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How to Read a Credit Card Statement

How to Read a Credit Card Statement

Reviewing the credit card statement you receive at the end of each billing cycle can help you better understand what’s happening with your account. However, credit card statements have so much information that you might find them overwhelming and confusing at first. Here’s a breakdown of what you can expect to find, how to read

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10 Secrets People To Maximize Their Grocery Savings

10 Secrets People To Maximize Their Grocery Savings

Inflation has caused soaring prices in almost every facet of life, including groceries and other essentials. If you are feeling the pinch of inflation, you are not alone. Recently men compiled a list of tips for making the most of your budget for necessities. Here are the best tips to save money on groceries and

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Financial Minimalism: A Simplified Approach to Wealth

Financial Minimalism: A Simplified Approach to Wealth

In today’s consumer-driven world, financial minimalism emerges as a counter-narrative. This approach emphasizes value and enduring quality over fleeting trends and mass accumulation. Instead of being driven by the constant urge to acquire, financial minimalism… The post Financial Minimalism: A Simplified Approach to Wealth appeared first on Crediful. https://www.crediful.com/financial-minimalism/ #financialfreedom #money #entrepreneur #business #finance #investing

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Car Insurance Costs Are Rising: Learn Why and What You Can Do

Car Insurance Costs Are Rising: Learn Why and What You Can Do

Amid a leveling off of new and used vehicle costs, rising car insurance costs have caused a flat tire for drivers hoping for relief from the financial pressure of driving. As part of a recent downward trend in inflation, gasoline prices were 25% lower in June 2023 than the same time last year, and consumers

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12 Biggest Scandals Corporations Committed But No One Talks About

12 Biggest Scandals Corporations Committed But No One Talks About

In the vast landscape of corporate scandals, there are certain narratives that dominate public discourse while others remain in the shadows, rarely mentioned or discussed. These are the biggest corporate money scandals that have slipped under the radar, often overshadowed by more recent controversies. While they may not grab headlines today, their impact on the

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How to Buy a New Car

How to Buy a New Car

There’s a unique thrill in acquiring a brand new car – from the unmistakable new-car scent to the gleaming exterior and cutting-edge tech features. But this excitement is often balanced with the intricacies of the… The post How to Buy a New Car appeared first on Crediful. https://www.crediful.com/how-to-buy-a-new-car/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy

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Amazon Return Pallets: Great Deal or Massive Gamble?

Amazon Return Pallets: Great Deal or Massive Gamble?

When I went down the rabbit hole of researching how to buy unclaimed Amazon packages, there was another category of Amazon returns that caught my eye. “Amazon return pallets.” I have friends who talk about Amazon like it’s a rental service. Buy something, use it a little, then return it. I’m not a fan of

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6 Websites That Will Sell Your Clutter for You

6 Websites That Will Sell Your Clutter for You

iJeab / Shutterstock.com Gone are the days when you had to rely on Craigslist or eBay to sell your unwanted clutter. Today, there’s a plethora of websites and apps — from Facebook Marketplace to Letgo and OfferUp — that can help you get cash for your unwanted items by connecting you with buyers in your

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Does Leasing a Car Build Credit?

Does Leasing a Car Build Credit?

Leasing a car instead of buying it can be a good decision if you prefer lower monthly payments and want to avoid the long-term costs of vehicle ownership. As with an auto loan, the monthly payments associated with a lease agreement will appear on your credit reports. This allows you to build credit with on-time

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Community College May Be The Way: How I Plan To Spend .5 Million

Community College May Be The Way: How I Plan To Spend $1.5 Million

Thanks to several commenters in my going back to work post, I’m getting more enthusiastic about sending my kids to community college! As a result, it may no longer be necessary for us to try and accumulate $1.5 million for two children to attend a four-year private college starting in the year 2036. It may also

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What Is a Balance Sheet?

What Is a Balance Sheet?

A balance sheet is a financial statement that provides a snapshot of a company’s financial position at a specific moment in time. It presents a summary of the business’s assets and liabilities as well as its shareholders’ equity, offering valuable insights into the company’s financial outlook. For both businesses and their investors, the balance sheet

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Bank of America® Customized Cash Rewards Secured Card Review

Bank of America® Customized Cash Rewards Secured Card Review

When you’re rebuilding your credit, you are often faced with cards that have high fees and no rewards. The Bank of America Customized Cash Rewards Secured Card is different in that it has no annual fees, and it even offers competitive cash back rewards. It does require a refundable security deposit as a condition of

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10 Celebs Who Open Their Wallets Wide for Charitable Causes

10 Celebs Who Open Their Wallets Wide for Charitable Causes

Celebrities make a lot of money; there is no denying that. Many live lavish lifestyles, but that doesn’t mean they don’t give back. There are a fair amount of well-known people that do. Here are ten celebrities that donate large sums of money to charities and causes. 1. Oprah Winfrey Image Credit: Shutterstock. Anyone who

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