June 2023

10 Ridiculously Things People Would Do With  Billion

10 Ridiculously Things People Would Do With $5 Billion

Money can be a powerful tool, allowing us to achieve our dreams and desires. But what happens when someone is given an excessive amount of money and is asked to spend it in the dumbest way possible? This was the question posed in an online forum, and the answers were nothing short of ridiculous. From […]

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11 of the Worst Things to Buy at Aldi

11 of the Worst Things to Buy at Aldi

Jacob Dewar / Shutterstock.com Aldi is quietly becoming one of the most-respected grocery chains in America. Based on a survey of more than 20,000 consumers, BrandSpark declared Aldi the most trusted discount grocer in the U.S. for 2023. Every retailer has strengths and weaknesses. For example, don’t buy a laptop at Walmart if price matters,

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15 Things People Do To Be Frugal That Other People Might Think Is Strange

15 Things People Do To Be Frugal That Other People Might Think Is Strange

We live in trying economic times where every cent that we earn counts. It is, therefore, sensible to do everything we can to save money. Prominent endeavors include cutting down on purchasing unnecessary luxuries, eating in instead of out, and buying generic branded products. Some people, however, go that extra mile to make their money

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What Is Dollar-Cost Averaging?

What Is Dollar-Cost Averaging?

Investing can feel like riding a rollercoaster, especially when you’re trying to navigate market fluctuations. One popular technique that long-term investors use to smooth out this ride is dollar-cost averaging (DCA). This investment strategy offers… The post What Is Dollar-Cost Averaging? appeared first on Crediful. https://www.crediful.com/what-is-dollar-cost-averaging/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment

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ProjectionLab Review 2023: Premium Financial Simulator & Planner

ProjectionLab Review 2023: Premium Financial Simulator & Planner

Over the years, I’ve seen my fair share of personal finance apps. The ones that are free tend to be fairly useful but loaded with advertisements or other “features” designed to sell you more stuff. Nothing wrong with that, since the tool is free, but they can be cumbersome. The ones that are paid tend

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People With This Personality Trait Are Most Likely to Buy Stocks

People With This Personality Trait Are Most Likely to Buy Stocks

Sucharat jaikaew / Shutterstock.com Are you enthusiastic about purchasing stocks? If so, there is a good chance that openness is one of your top character traits. Openness — which Harvard University defines as “the tendency to be open to new aesthetic, cultural or intellectual experiences” — drives stock market investing more than any other major

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Postal Banking in the US: Savings History & Future Potential

Postal Banking in the US: Savings History & Future Potential

Japan, Germany, and the United Kingdom all have postal banks. Why doesn’t the United States? Actually, we did back in the early 20th century, but the idea never really took off. Maybe, just maybe, its time has come again. The post Postal Banking in the US: Savings History & Future Potential appeared first on Money

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10 Inexpensive Ways To Deal With Trauma But Have No Money for Counseling

10 Inexpensive Ways To Deal With Trauma But Have No Money for Counseling

Trauma can profoundly impact a person’s life, but not everyone can afford to seek professional counseling. While nothing is a substitute for professional mental health care, there are significant measures you can take to help yourself. For example, here are some ways men on a popular online forum confessed to handling trauma without funds for

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Charles Schwab Promotions: Starter Kit & ,000 Referral Bonus

Charles Schwab Promotions: Starter Kit & $1,000 Referral Bonus

Are you looking for a Charles Schwab account bonus? If so, you’re in the right place – we the details on two bonuses that are available from Charles Schwab and the right one for you will depend on your financial situation. If you are looking to open a new account but are NOT transferring in

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FP Answers: What’s the best way to use RRSP contribution room accumulated through rental income?

FP Answers: What’s the best way to use RRSP contribution room accumulated through rental income?

In this case, expert advises forgetting about the RRSP contributions and focusing on the big picture instead https://financialpost.com/personal-finance/best-way-use-rrsp-contribution-room-rental-income #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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15 Cities With the Best-Paying Summer Jobs

15 Cities With the Best-Paying Summer Jobs

BalanceFormCreative / Shutterstock.com Editor’s Note: This story originally appeared on Cool Jobs. The summer job was once a rite of passage for teenagers and young adults, but this tradition faded significantly by 2020. Multiple factors have contributed to this dip in teen employment, including an increased emphasis on school, more demanding high school coursework, and

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Adjustable-Rate Mortgages Make a Comeback

Adjustable-Rate Mortgages Make a Comeback

Adjustable-rate mortgages, or ARMs, have started to recover from more than a decade of disinterest from both consumers and lenders. A type of mortgage that often offers lower introductory mortgage rates than conventional mortgage financing, ARMs are returning to the fold amid a sharp increase in home prices and fixed mortgage rates that began in

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How Much Do I Need to Retire: A Guide for Retirement Saving [2023]

How Much Do I Need to Retire: A Guide for Retirement Saving [2023]

How much do you need for retirement? Experts say the average individual will need $1.2 to $1.5 million to maintain their lifestyle with 80% of their annual pre-retirement income. The average American retires with $200,000 to $250,000 between various retirement savings accounts—just a measly one million dollars shy of the recommended amount. This explains why

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Partial Dodd-Frank Act Repeal in 2018 — Did It Contribute to the 2023 Banking Crisis?

Partial Dodd-Frank Act Repeal in 2018 — Did It Contribute to the 2023 Banking Crisis?

Some argue that partially repealing the Dodd-Frank Act set the stage for the failure of Silicon Valley Bank and a handful of other big regional banks in 2023. The truth is more complicated — and more interesting. The post Partial Dodd-Frank Act Repeal in 2018 — Did It Contribute to the 2023 Banking Crisis? appeared

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TikTok Creator Fund: How It Works and How to Join

TikTok Creator Fund: How It Works and How to Join

The TikTok Creator Fund is a way to support and reward creators for their content and creativity.  But even after three years of the Creator Fund running, TikTok users still aren’t sure whether it will benefit them, if it’s worth joining, or if there is a better way to monetize their content. We’ll explore these

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How People Responded to This Military Man Forced Into a Retirement Party

How People Responded to This Military Man Forced Into a Retirement Party

Retirement parties occur in the military, professions, clubs, etc. Still, not everyone desires a celebration. Some people do not like parties, and others can’t wait to get out of there. So what do you do when the job says retirement parties are required? Here is how one man played his hand. Planning Your Own Retirement

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