May 2023

Can a Collection Agency Sell My Debt to Another Agency?

Can a Collection Agency Sell My Debt to Another Agency?

Understanding debt collection practices is essential for anyone who has borrowed money. There are many misconceptions about how the process works, and today, we will address one common question: Can a collection agency sell my… The post Can a Collection Agency Sell My Debt to Another Agency? appeared first on Crediful. https://www.crediful.com/can-a-collection-agency-sell-my-debt/ #financialfreedom #money #entrepreneur […]

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26 Adaptable Recipes for -a-Day Budget Meal Planning

26 Adaptable Recipes for $4-a-Day Budget Meal Planning

chalermphon_tiam / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. My experiment with a $4-a-day food budget has become a welcome and permanent adjustment to my menu planning and grocery shopping routine. It has saved not only money, but my time as well as some of my sanity. The $4-a-day food

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What Is Private Banking?

What Is Private Banking?

Private banking includes a wide range of financial and wealth management services offered by some banks and financial institutions to high-net-worth individuals. In exchange for meeting specific requirements, you receive personalized financial services, such as trust and estate planning, portfolio management and tax planning, on top of other standard services. You likely also have one-on-one

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How to Achieve Important Long-Term Financial Goals

How to Achieve Important Long-Term Financial Goals

Long-term goals aren’t easy to achieve. But why? Could it be that motivation wanes over time? Perhaps external circumstances change. Maybe it has to do with the feasibility of the goals. Many people have trouble sticking to something over the course of a single year let alone several years or decades. Perhaps that’s why long-term

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Investing • 5 min What Caused the Great Recession in 2008—and What Can We Learn From It?

Investing • 5 min What Caused the Great Recession in 2008—and What Can We Learn From It?

https://grow.acorns.com/learn/investing/what-caused-great-recession-of-2008/ #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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FamZoo Review — The Ultimate Family Finance & Banking App

FamZoo Review — The Ultimate Family Finance & Banking App

Looking for a new family finance app? FamZoo has debit cards for kids, budgeting tools, a chore management and payment system, and basic banking capabilities. But is it the right app to teach your kids money management basics and (slowly) take off the fiscal training wheels? The post FamZoo Review — The Ultimate Family Finance

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Ecommerce Website Builder: The 7 Best Options For Your Business

Ecommerce Website Builder: The 7 Best Options For Your Business

We’ve come a long way. If you want to have a website up and running by the end of the day, there are tons of tools to help you do that. (Of course, the quality you get is often matched by the time you put into it, but that’s another article for another day.) For

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The 7 Money Dangers of Buy Now, Pay Later Apps

The 7 Money Dangers of Buy Now, Pay Later Apps

Paying for items upfront can be tough if you are financially constrained. Buy now, pay later apps promise a flexible plan with minimal strings attached. Sounds like a terrific way to manage cash flow, right? Beware – these apps pose some risks. They are installment loans that can erode your budget if not managed wisely.

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Best 5-Year CD Rates – 4.75% APY (May 2023)

Best 5-Year CD Rates – 4.75% APY (May 2023)

This post will cover the best 5-year CD rates that we know about but I want to add a caveat – I don’t think a 5 year CD at these rates makes a whole lot of sense. We are currently in a rising interest rate environment. The Federal Reserve has been increasing interest rates for

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7 Ways to Negotiate a Better Cable Package

7 Ways to Negotiate a Better Cable Package

tommaso79 / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Upgrading your cable package is a lesson in the power of asking for what you want. Few people know that most cable companies have hidden perks and upgrades available to customers who are bold enough to seek them out. With specialty services

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What Is a Debt Management Plan?

What Is a Debt Management Plan?

If you’re struggling to pay your monthly debts, a debt management plan (DMP) may help you make ends meet and eventually pay off your debt. A DMP is a repayment plan in which a credit counselor helps you determine how much you can pay toward your debt, consolidates your payments and negotiates with creditors to

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How I’d Invest One Million Dollars Today For A Better Tomorrow

How I’d Invest One Million Dollars Today For A Better Tomorrow

We’ve gone through exercises on how I’d invest $100,000 and $250,000. Now let’s go through an exercise on how I’d invest a million dollars today. Investing a million dollars is slightly different from investing $100,000 and $250,000. You can more easily afford to lose $100,000 – $250,000. But if you lose $1,000,000, you might enter

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Independent Financial Advisors: Unlocking Success as Firm Owners

Independent Financial Advisors: Unlocking Success as Firm Owners

As firm owners in the financial services industry, success requires more than just being knowledgeable. It also requires the ability to build and manage a thriving business. Yet, so many advisors across the industry fail to truly grasp what that means. That’s why I’m using the next few blog entries to speak directly to independent

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Mutual Funds vs. Stocks: Which Is Better for Beginner Investors?

Mutual Funds vs. Stocks: Which Is Better for Beginner Investors?

What’s the difference between mutual funds and stocks? A stock is a sliver of ownership in a single company, while a mutual fund is a basket of many stocks and other assets from multiple companies.  As a new investor, you might be weighing the difference between mutual funds and stocks. While both can help you

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Yotta Review — Transforming Banking & Savings With Prizes

Yotta Review — Transforming Banking & Savings With Prizes

Yotta is a financial technology app with a debit card, savings account, and secured credit card. Instead of interest or rewards, purchases and deposits earn prize drawing entries. It’s fun, but also unpredictable. See what else Yotta can do and decide if it’s right for you. The post Yotta Review — Transforming Banking & Savings

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HTS Codes: How to Use Them When Importing Goods into The US

HTS Codes: How to Use Them When Importing Goods into The US

Looking to import products into the US for your online ecommerce business? The process can be daunting, with complex regulations and customs procedures to navigate. To ensure a seamless import process and avoid any penalties or delays, understanding the significance of HTS codes is essential. US Customs requires businesses to declare their imported goods using

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Inflation-Proof Grocery Budget: A 2-Week Meal Plan for 2

Inflation-Proof Grocery Budget: A $65 2-Week Meal Plan for 2

LightField Studios / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. It’s not just the rising cost of housing that is pricing some families out of the market. It’s also the ballooning expenses for daily essentials at the grocery store and beyond. While some food costs are beginning to ease, staples like

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Are High-Yield Savings Accounts Taxed?

Are High-Yield Savings Accounts Taxed?

Interest you earn from high-yield bank or credit union accounts is taxable as ordinary income. This includes savings or checking account interest and yields on CDs. Some credit unions call the interest paid on deposit and share accounts “dividends.” The IRS considers this taxable interest as well. Here’s how interest income from high-yield savings at

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