April 2023

What Is a High-Yield Savings Account?

What Is a High-Yield Savings Account?

When it comes to managing personal finances, understanding the various types of bank accounts and how they work is essential. One type of account that has garnered attention in recent years is the high-yield savings… The post What Is a High-Yield Savings Account? appeared first on Crediful. https://www.crediful.com/what-is-a-high-yield-savings-account/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy […]

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How Much of Your Paycheck Should You Save?

How Much of Your Paycheck Should You Save?

Have you ever wondered how much money you should be saving? Unfortunately, the answer to that question isn’t always as obvious as you might think. Savings rates for individuals and families will vary based on a number of factors. Your income, expenses, where you live, and your personality type all play a role in how

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5 Places Where Home Price Declines are Crushing Investors

5 Places Where Home Price Declines are Crushing Investors

Krakenimages.com / Shutterstock.com These are challenging times for real estate investors. In March, about 1 in 7 homes — 13.5% — sold by investors nationwide did not even recoup the price the investor originally paid for the property, according to a recent Redfin analysis. And things were a little worse than that in February, when

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Generation Z and Credit in 2023

Generation Z and Credit in 2023

Think of all the differences in personal finance that Generation Z will soon encounter as they enter adulthood. Even setting aside the economic and social disruptions the pandemic caused for everyone, the generation coming of age today is encountering a dizzying array of new financial offerings. On top of the age-old milestones like a first

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Artificial Intelligence: How To Protect Yourself And Benefit Financially

Artificial Intelligence: How To Protect Yourself And Benefit Financially

I’m a late adopter, which is why I haven’t thought too much about artificial intelligence (AI). I’d rather have early adopters figure out all the kinks first so I can better spend my time using the technology. However, at a kid’s birthday party one Saturday, a dad, who works in finance, came up to me

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15 Best Low-Risk Investments for 2023

15 Best Low-Risk Investments for 2023

Investing well is about balancing risk and reward. The unprecedented challenges facing the world economy have many savers looking to reduce their exposure to risky investments and move towards those with lower risk. While it’s true that the amount of return you can get depends on how much risk (and losses) you are willing to

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The 9 Best Roth IRA Investments of 2023

The 9 Best Roth IRA Investments of 2023

Retirement might seem far away, but now’s the time to plan for it. The sooner you start, the better off you’ll be. One way to get started is by joining the 27 million American households holding a Roth IRA. Roth IRAs are one of the most common retirement accounts available today, behind 401(k)s and traditional

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Investing • 5 min Investment Calculator

Investing • 5 min Investment Calculator

https://grow.acorns.com/learn/investing/investment-calculator/ #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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Active-Duty Alert (Fraud Prevention) — What It Is & How to Set Up

Active-Duty Alert (Fraud Prevention) — What It Is & How to Set Up

An active-duty alert tells potential creditors and lenders you’re deployed and they should verify your identity before giving you credit. It’s a handy tool when you’re serving your country away from home. But there are other options for locking down your credit report. Which one’s right for you? The post Active-Duty Alert (Fraud Prevention) —

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Spendthrift Trust: What Is It and How Does It Work?

Spendthrift Trust: What Is It and How Does It Work?

Roberta Pescow writes for NerdWallet. Email: rpescow@nerdwallet.com. The article Spendthrift Trust: What Is It and How Does It Work? originally appeared on NerdWallet.

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10 Significant Takeaways From This Romance Scam That Took Everything

10 Significant Takeaways From This Romance Scam That Took Everything

An online post recently described how someone’s 63-year-old sister lost everything to a romance scam but still refuses to believe what is happening. Moreover, she expects this invisible Prince Charming to marry her.  She quit her job, maxed out her credit cards, and divorced her husband — signing the house over to him. After all

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Best Banks in Idaho for 2023

Best Banks in Idaho for 2023

Idaho has become a hot spot for those looking to relocate. Whether you’ve moved to Boise, Idaho Falls, or one of Idaho’s many small towns, you’ll need a place to park your money. The best… The post Best Banks in Idaho for 2023 appeared first on Crediful. https://www.crediful.com/best-banks-in-idaho/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy

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7 Things the Happiest Americans Have in Common

7 Things the Happiest Americans Have in Common

PeopleImages.com – Yuri A / Shutterstock.com What does it take to be happy? In truth, we all look for different things to bring us joy. Yet, there are a few common themes that tend to pop up among the happiest people. In many cases, these are values or beliefs that especially contented people appear to

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How the Child and Dependent Care Credit Can Save You Money

How the Child and Dependent Care Credit Can Save You Money

If you’re paying for child care while you work or look for work, you may be able to claim a tax credit to offset some of those expenses. The child and dependent care credit allows workers to claim work-related care expenses for qualifying dependents on their taxes. If your care expenses qualify, your credit may

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How to Crush Your Short-Term Financial Goals (IRL Examples)

How to Crush Your Short-Term Financial Goals (IRL Examples)

One would think that short-term goals are pretty easy to accomplish. Oh, really? Think again. Short-term goals can be easily put off for a plethora of reasons. Research suggests this as 91% of people fail on their New Years’ resolutions. When it comes down to getting short-term goals done, including short-term financial goals, one must

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What You and Your Spouse Should Expect After Selling Your Business: Some Surprising Realizations

What You and Your Spouse Should Expect After Selling Your Business: Some Surprising Realizations

After selling my companies in the spring of 2022, Emilly and I have encountered many changes. As a business owner, selling your business is one of the biggest moments of your life. But it’s also a significant change for your spouse. If you’ve never gone through the process, you might think that closing the deal

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Fair Credit Reporting Act (FCRA) — Rights You Need to Know

Fair Credit Reporting Act (FCRA) — Rights You Need to Know

As an American consumer, you have rights when it comes to your credit. From credit score access to the right to prevent fraud, learn about each right you have under the Fair Credit Reporting Act and how to protect them. The post Fair Credit Reporting Act (FCRA) — Rights You Need to Know appeared first

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How to Get Out of a Payday Loan Nightmare

How to Get Out of a Payday Loan Nightmare

Jackie Veling writes for NerdWallet. Email: jveling@nerdwallet.com. The article How to Get Out of a Payday Loan Nightmare originally appeared on NerdWallet.

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10 Life-Changing Financial Hacks You Have to Try Today

10 Life-Changing Financial Hacks You Have to Try Today

Managing finances can be a daunting task for many people. However, with the help of some clever financial hacks, you can save money, reduce debt and achieve your financial goals. 1. Automate Your Savings Photo credit: Depositphotos. One of the easiest ways to save money is to automate your savings. Set up a direct deposit

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Upgrade Cash Rewards Card Review

Upgrade Cash Rewards Card Review

Rewards credit cards are an easy way to earn cash back on purchases. However, the cards with the highest rewards can be difficult to qualify for if you have a poor credit history or are new to credit. The Upgrade Rewards Cash Rewards Visa is a promising alternative to traditional credit cards. It can be

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