March 2023

10 Most Ridiculous Money-Saving Tips People Have Encountered Recently

10 Most Ridiculous Money-Saving Tips People Have Encountered Recently

Saving money is good, but sometimes the advice on how to do so can be extreme. Have you been given a ridiculous money-saving tip that caused an internal eye roll? Recently while scrolling an online forum, I uncovered some questionable advice. From freezing toothpaste to using iron water to make tea, these tips will make […]

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12 Best Banks for Startups in March 2023

12 Best Banks for Startups in March 2023

Whether you’re starting a new business as a freelancer or solopreneur, or you have tons of funding and are launching a fully funded startup, you want to choose the best business bank account. But what… The post 12 Best Banks for Startups in March 2023 appeared first on Crediful. https://www.crediful.com/best-banks-for-startups/ #financialfreedom #money #entrepreneur #business #finance

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How to Retire at Any Age Using Your Retirement Number

How to Retire at Any Age Using Your Retirement Number

Money Talks News / Money Talks News According to the latest report from Vanguard, looking at the average amount of money saved for retirement, there’s a good chance you might not be on track for comfort in your golden years. The average 45-year-old has less than $180,000 saved for retirement. But how do you change

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What Is Personally Identifiable Information?

What Is Personally Identifiable Information?

Personally identifiable information (PII) is information about you that helps to tell you apart from everyone else. These unique identifiers include your Social Security number (SSN), address, date of birth, email addresses and phone number. You use your personal information to identify yourself to governments as well as banks, creditors and other businesses. For example,

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The Ideal Number Of Banking Relationships To Feel Safe And Secure

The Ideal Number Of Banking Relationships To Feel Safe And Secure

After the collapse of SVB and Signature Bank, I decided to review our existing banking relationships and see if we are well positioned to weather another potential bank run. I also wanted to share with you the ideal number of banking relationships to have to feel safe and sound. When I first started Financial Samurai

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The Top 15 Highest Paying Jobs in Consumer Services

The Top 15 Highest Paying Jobs in Consumer Services

The U.S. consumer service industry is worth hundreds of billions of dollars and includes more than 450,000 single-location and multi-location establishments. Despite declining overall employment numbers in the field, there are close to 400,000 job openings annually for customer service representatives, according to the Bureau Of Labor Statistics – a testament to how critical the

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Selling a Business to Start Another: Is the Time Right?

Selling a Business to Start Another: Is the Time Right?

Selling a business is a difficult proposition. For those of us who have been fortunate enough to successfully sell a business, it may be tempting to use the proceeds from the sale to seed your next venture. But is it really the right time? Before you can know this, you must evaluate the true cost

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The Weekly Scan March 15, 2023

The Weekly Scan March 15, 2023

Welcome to the Weekly Scan. Here’s what we’re following for the week of March 15, 2023. Trouble at SVB. You may have heard that over the weekend, two banks, Silicon Valley Bank (SVB) and Signature Bank, were closed and taken over by the federal government when it became clear that the banks were not able

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Silicon Valley Bank (SVB) Collapse — Second Largest All-Time Failure

Silicon Valley Bank (SVB) Collapse — Second Largest All-Time Failure

What happened to Silicon Valley Bank? The short answer is, it failed after a classic bank run during which depositors rushed to withdraw cash while they still could. The long answer is quite the read. The post Silicon Valley Bank (SVB) Collapse — Second Largest All-Time Failure appeared first on Money Crashers. https://www.moneycrashers.com/silicon-valley-bank-collapse-failure/ #financialliteracy #financialfreedom

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10 Top Things Women Spend a Lot of Money on That’s “Worth It”

10 Top Things Women Spend a Lot of Money on That’s “Worth It”

Money doesn’t buy happiness, the adage says. But money can improve the quality of life. At least subjectively. The popular subreddit R/AskWomen asked its users what expensive items give them the bang for their buck. 1. Animals Image credit: Shutterstock. Several users agreed that expensive veterinarian bills, high-protein, healthy food, and tons of toys for

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10 Best Banks for Digital Nomads in 2023

10 Best Banks for Digital Nomads in 2023

Digital nomads enjoy the freedom and flexibility of being able to work from anywhere with an internet connection, allowing them to balance work and leisure in a way that suits their lifestyle. They travel frequently,… The post 10 Best Banks for Digital Nomads in 2023 appeared first on Crediful. https://www.crediful.com/best-banks-for-digital-nomads/ #financialfreedom #money #entrepreneur #business #finance

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Are State Stimulus Checks Taxable?

Are State Stimulus Checks Taxable?

If you received a state stimulus check in 2022, you may be wondering, as you prepare your taxes, if those payments are considered income and thus taxable at the federal or the state level. Fortunately, the IRS issued a statement in early February that will help answer your question. In short, most of the payments

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The 6 Best Girl Scout Cookies, According to Consumer Reports

The 6 Best Girl Scout Cookies, According to Consumer Reports

Sheila Fitzgerald / Shutterstock.com Almost everybody loves Girl Scout cookies. For many of us, the question is not if we will buy, but which flavors we should choose. Consumer Reports wants to help us narrow the field. Recently, the publication took on the delectable task of deciding which Girl Scout cookies taste the best. Testers

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What Is Home Appreciation?

What Is Home Appreciation?

Home appreciation refers to the increase in the value of a home over time. It is one of the primary ways for homeowners to build wealth and establish financial security, so understanding what a home is worth now—and predicting what it could be worth later—is essential. Read on to discover how home appreciation works, what

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Missing tax forms will 'definitely' delay your refund, expert warns. How to know which ones you need

Missing tax forms will ‘definitely’ delay your refund, expert warns. How to know which ones you need

It’s important to get organized with tax forms before filing your return to avoid refund delays. Here’s how to know which forms you need. https://www.cnbc.com/2023/03/02/heres-how-to-know-which-tax-forms-you-need-to-file-your-tax-return.html #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome

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Planning • 2 min How My Money is Protected

Planning • 2 min How My Money is Protected

https://grow.acorns.com/learn/planning/how-to-protect-your-money/ #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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APR (Annual Percentage Rate) — What It Is & How to Calculate

APR (Annual Percentage Rate) — What It Is & How to Calculate

Have you ever wondered what an APR really is? Learn how to calculate it and — most important — how to use it to compare the cost of credit. The post APR (Annual Percentage Rate) — What It Is & How to Calculate appeared first on Money Crashers. https://www.moneycrashers.com/apr-annual-percentage-rate/ #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money

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Etsy Dropshipping: The Ultimate Guide for Dropshipping on Etsy

Etsy Dropshipping: The Ultimate Guide for Dropshipping on Etsy

There’s been some buzz about Etsy dropshipping lately. Creative entrepreneurs passionate about handmade and unique items are discovering that Etsy is a great marketplace for showcasing their goods. However, not everyone is familiar with dropshipping and how it can be used to sell products on Etsy. In this article, we’ll break down the steps to

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