February 2023

The Credit Karma Guarantee – Good for Business and Bad for Consumers

The Credit Karma Guarantee promises to pay you $50 if you act on one of Credit Karma’s eligible personalized credit card recommendations and your application is denied. It sounds like a good deal, but are there hidden risks? The post The Credit Karma Guarantee – Good for Business and Bad for Consumers appeared first on […]

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Southwest Credit Cards Revives Limited-Time Companion Pass Offer

Sara Rathner writes for NerdWallet. Email: srathner@nerdwallet.com. Twitter: @sarakrathner. The article Southwest Credit Cards Revives Limited-Time Companion Pass Offer originally appeared on NerdWallet. https://www.nerdwallet.com/article/credit-cards/southwest-credit-cards-revives-limited-time-companion-pass-offer #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Free College Courses for Senior Citizens in All 50 States

We’re living longer than ever before, and doing so in better health. So what can you do when you retire and want to keep your mind sharp or need to gain additional skills to stay competitive at work? For many, the answer is to go back to school. But tuition can be prohibitively expensive. At

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How to Get Free Stuff from Amazon

If you’re an Amazon shopper, you may know a few Amazon hacks that can help you land great deals and save money. Those hacks include different ways to get free stuff from Amazon, including some of their top products and services. In this article, I’ll show you several ways to get Amazon’s best free stuff

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12 Tips to Stay Happy at Work

fizkes / Shutterstock.com Editor’s Note: This story originally appeared on FlexJobs.com. If someone asked you if you’re happy at work, could you give an easy “yes”? It’s no secret that work can sometimes be tough on your joy meter. Long hours, challenging customers, and never-ending to-do lists can take their toll. But those should feel

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Debt-to-Income Ratio vs. Debt-to-Credit Ratio: What’s the Difference?

Taking out credit cards and loans can impact your financial profile in numerous ways, two of which are your debt-to-income ratio (DTI) and your debt-to-credit ratio. Credit scoring companies factor your debt-to-credit ratio into your credit score, and lenders often consider both your credit score and DTI when reviewing your application for new credit. While

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The Difference Between Active Income And Passive Income

After writing about building passive income since 2009, people still seem to be confused about the difference between active income and passive income! Let me finally put this confusion to rest because I don’t want people to get tricked into thinking earning passive income is easy. It is not! It took me from 1999 –

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3 Ways to Quickly Implement Extreme Ownership in Your Team

Have you ever wondered why some leaders are more effective than others? The extreme ownership principles taught by Jocko Willink and Leif Babin, both in their book and consulting firm, shine a light on the necessary traits of effective leaders. But how do you take battle-tested (literally) leadership principles and apply them to your business

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The Weekly Scan February 6, 2023

The Weekly Scan February 6, 2023

Get Started Welcome to the Weekly Scan. Here’s what we’re following for the week of February 6, 2023. Stranger things have happened. Netflix will reportedly start cracking down on password sharing “more broadly” after testing restrictions in Chile, Costa Rica, and Peru. The new rules are designed to prevent people that don’t live in  one

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6 Reasons to Name a Beneficiary on Your Bank Account

If you have an individual retirement account, taxable brokerage account, or life insurance policy, you’ve almost certainly named a beneficiary before. And if you had kids or were in a committed relationship at the time, you probably didn’t give it much thought. Your closest loved ones — your children and spouse or domestic partner —

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Level 2 EV Charger: What It Is and Where to Find One

Kurt Woock writes for NerdWallet. Email: kwoock@nerdwallet.com. The article Level 2 EV Charger: What It Is and Where to Find One originally appeared on NerdWallet. https://www.nerdwallet.com/article/loans/auto-loans/level-2-charging #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Your Guide to the 8 Best Plant Milks Money Can Buy

However you’ve landed on needing a good milk alternative, we’re guessing you have your reasons. After all, plant-based milk alternatives (sometimes called “mylks”) have been known to cost as much as twice the price as regular dairy milks, according to a 2021 study from Food Dive. Maybe you’ve developed a lactose intolerance or are simply

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20 Largest Banks in the U.S.

Some of the largest banks call America home. These banks are backed by the Federal Deposit Insurance Corporation (FDIC) and offer a variety of products and services. If you prefer a big bank over regional… The post 20 Largest Banks in the U.S. appeared first on Crediful. https://www.crediful.com/largest-banks-in-the-us/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy

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What Happens When You Sell a Stock? What to Know Before Filing Your Taxes

G-Stock Studio / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. There’s a lot to consider when selling stocks, including your tax bill. People sell stocks for numerous reasons. But if you make a profit on the sale, you generally need to report it when you file your taxes the following year.

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Dear Penny: My Dad Spends Up to $30K/Month. Could I Be Liable for His Debt?

Dear Penny, A few years ago, my parents got divorced. I’m in my mid-30s with my own family. The divorce was messy with lots of debate over money. My mother confided that my dad is deep in debt, spending sometimes $30,000 a month, at least, when she could still see his bank accounts. I don’t

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15 Painless Ways to Cut Your Costs in 2023

Mix and Match Studio / Shutterstock.com A decision to save money doesn’t have to be life-changing or even involve sacrifice. It’s surprising how much cash you can save simply by paying attention to how your money is being spent. People routinely buy things they don’t truly need or perhaps even want. It’s all about being

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What Are the Long-Term Effects of Debt?

If you’re in debt, you’re not alone. The total average consumer debt was $96,371 in the third quarter (Q3) of 2021, according to Experian data. That’s up nearly 4% from the same time period in 2020. Carrying debt isn’t necessarily a problem; it’s what kind of debt you carry and how you manage your debt

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Life Insurance for Seniors: Is the Coverage Worth the Cost?

Life insurance provides cash to your beneficiaries after you die. It’s meant to help replace your income.  But what about buying life insurance if you’re over age 60 or 65? Does it make sense? In some situations, it can make sense to spend thousands of dollars a year for a life insurance policy after you

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Money in a Minute for the Week Ending Feb. 3

Freeman / Money Talks News Every Friday I recap “news you can use” from the week: a handful of quotes from major (and often expensive) news sources, so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here’s an overview of

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