January 2023

Qualifying for Student Loans: What You Need to Know

While a college education can create opportunities for your future, it’s not cheap. According to College Board, the average annual non-resident tuition for four-year public schools is $28,240 for the 2022-23 academic year, and that jumps to $39,400 for private nonprofit four-year schools. If you can’t afford to pay for college on your own through […]

Qualifying for Student Loans: What You Need to Know Read More »

The Triple Benefit Of Paying Off Your Mortgage Early

In 2022, my wife and I paid off our vacation property mortgage after 15 years of ownership. Now that it’s been a while since we paid off the mortgage, I realized there is a triple benefit to paying it off early. I didn’t realize one of these benefits when we paid off another rental property

The Triple Benefit Of Paying Off Your Mortgage Early Read More »

Credit cards for kids: Which cards should you get and when?

Giving your kids a credit card is a great idea…if you set up limits. They’ll build credit and be fully prepared for adulthood when the time comes. Here are the pros and cons of parents giving kids credit cards.Opening a credit card for your kid can set them up for financial success, provided you set

Credit cards for kids: Which cards should you get and when? Read More »

3 Ways to Determine Your Ideal Client and Use the Results

As a business owner, it can be tempting to work with anyone who can fog a mirror. While this may be a necessary tactic in the early stages of your business, it may not be the best long-term strategy for maximum growth and efficiency. Not all clients are created equal and, at some point, you’ll

3 Ways to Determine Your Ideal Client and Use the Results Read More »

The Weekly Scan January 23, 2023

The Weekly Scan January 23, 2023

Get Started Welcome to the Weekly Scan. Here’s what we’re following for the week of January 23, 2023. Hastings hits the road. Netflix’s founder Reed Hastings announced last week that he will be stepping down as co-CEO of the streaming business. Hastings’ current counterpart Ted Sarandos will stay on, and chief operating officer Greg Peters

The Weekly Scan January 23, 2023 Read More »

How to Fill Out a Money Order — 6 Step Guide With Example

??Money orders aren’t a common form of payment anymore. If you need to fill one out, you might have no idea how to do so. Don’t worry; we’ve got you covered. The post How to Fill Out a Money Order — 6 Step Guide With Example appeared first on Money Crashers. https://www.moneycrashers.com/fill-out-money-order/ #financialfreedom #money #entrepreneur

How to Fill Out a Money Order — 6 Step Guide With Example Read More »

5 Things to Know About the Total Visa Credit Card

Sara Rathner writes for NerdWallet. Email: srathner@nerdwallet.com. Twitter: @sarakrathner. The article 5 Things to Know About the Total Visa Credit Card originally appeared on NerdWallet. https://www.nerdwallet.com/article/credit-cards/total-visa-credit-card #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

5 Things to Know About the Total Visa Credit Card Read More »

Pick the Best Cheapest Meal Delivery Service For You

Meal delivery services, or meal kits, have been around for more than a decade but have grown in number in recent years. You’ve seen the commercials and likely received the direct mailers to your door. And if you live in an apartment building, you might have almost tripped over the 30-plus-pound boxes in the hallway

Pick the Best Cheapest Meal Delivery Service For You Read More »

What Is Overdraft Protection?

Overdraft protection is a service offered by banks and credit unions that can help prevent your account from being overdrawn. It’s a safety net that kicks in when you don’t have enough money in your… The post What Is Overdraft Protection? appeared first on Crediful. https://www.crediful.com/what-is-overdraft-protection/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment

What Is Overdraft Protection? Read More »

When Do You Pay Capital Gains Tax and How Does It Work?

Syda Productions / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. When you sell an investment for a profit, the Internal Revenue Service wants its cut. Capital gains are the profits you make when you sell a stock, mutual fund or other taxable asset. You’ll owe capital gains taxes if that investment

When Do You Pay Capital Gains Tax and How Does It Work? Read More »

What Is an Effective Tax Rate?

Exactly what percentage of your income goes to taxes? Many people don’t know—or would rather not think about it. While you may have a vague idea of how much gets withheld from your paycheck each pay period, you may not know your effective tax rate, which is the average percentage of your income you pay

What Is an Effective Tax Rate? Read More »

Credit Bureaus — What They Are & the Top 3 Reporting Agencies

You can’t read an article about your credit score without someone telling you to contact the credit bureaus to notify them of errors. But what are credit bureaus, how do they get their information, and what does it mean for you? The post Credit Bureaus — What They Are & the Top 3 Reporting Agencies

Credit Bureaus — What They Are & the Top 3 Reporting Agencies Read More »

Dear Penny: I’m Getting an Inheritance, but Grandpa Forgot About My Sister

Dear Penny, My grandfather worked hard his entire life and eventually became a fairly wealthy man. When he wrote his will, I was just a baby and my little sister had not yet been born. Half of his estate (minus personal property) goes to our mother, and half goes to me. Our mother has told

Dear Penny: I’m Getting an Inheritance, but Grandpa Forgot About My Sister Read More »

20 Best Regional Banks of 2023

When it comes to banking, many people tend to think of the big national banks. However, regional banks can often offer a more personalized and localized banking experience. In addition, they may have more favorable… The post 20 Best Regional Banks of 2023 appeared first on Crediful. https://www.crediful.com/best-regional-banks/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy

20 Best Regional Banks of 2023 Read More »

9 Retailers With the Most Misleading Sale Prices

bikeworldtravel / Shutterstock.com When you see a sale price, can you really be sure you are getting a bargain? Probably not, according to research from Consumers’ Checkbook, a project of the nonprofit Center for the Study of Services. A recent Consumers’ Checkbook analysis of 25 national retailers found that the legitimacy of their sale prices

9 Retailers With the Most Misleading Sale Prices Read More »

5 Financial Resolution Mistakes to Avoid in 2023

If you have made financial resolutions that you’re going to try to meet in 2023, that’s a smart and good first step. But the reason so many people say that they never follow through with their resolutions may be because they’re not taking enough steps—or the right steps. In other words, if you really want

5 Financial Resolution Mistakes to Avoid in 2023 Read More »

Fifth Third 1.67% Cash/Back Card Review – What’s the Deal Here?

The Fifth Third 1.67% Cash/Back Card is a flat-rate cash-back credit card. It’s designed for existing Fifth Third Bank customers or people who want to pursue a relationship with the bank. See if it’s right for you. The post Fifth Third 1.67% Cash/Back Card Review – What’s the Deal Here? appeared first on Money Crashers.

Fifth Third 1.67% Cash/Back Card Review – What’s the Deal Here? Read More »

Here’s How to Find Unclaimed Life Insurance Money

When your loved one dies and you know you’re the beneficiary of their life insurance policy, getting the payout is typically pretty simple. You submit a claim form and a copy of the death certificate. Then the insurer usually pays the claim within a few weeks. But what if you don’t know whether your family

Here’s How to Find Unclaimed Life Insurance Money Read More »

Which Banks Have Locations in All 50 States?

If you’re searching for banks with branches in every state, you may be disappointed to learn that none exist. However, it’s worth noting that some online banks are available to customers in all 50 states.… The post Which Banks Have Locations in All 50 States? appeared first on Crediful. https://www.crediful.com/which-banks-have-locations-in-every-state/ #financialfreedom #money #entrepreneur #business #finance

Which Banks Have Locations in All 50 States? Read More »

Scroll to Top