January 2023

New Tax Limits for 2023

The IRS has adjusted more than 60 tax provisions for inflation for the 2023 tax year, including retirement plan contributions, estate taxes, earned income tax credits and tax brackets. These adjustments could affect how much you save toward retirement and how to plan for your 2023 taxes, starting now—even though the changes won’t affect your […]

New Tax Limits for 2023 Read More »

The Best Reason To Retire Early: Years Of Greater Happiness

I’ve finally discovered the best reason to retire early. A longer steady-state period of happiness. It has taken me 10 years of fake retirement to come up with this epiphany because I had to experience the process myself. In the past, I’ve written that early retirement isn’t all sunshine and rainbows. I went through plenty

The Best Reason To Retire Early: Years Of Greater Happiness Read More »

How to Get Free Stocks: 13 Online Brokers that Offer Free Stock for Signing Up

How to Get Free Stocks: 13 Online Brokers that Offer Free Stock for Signing Up

Investing in the stock market, real estate, or crypto has never been easier. Gone are the days when you had to be an expert or work with a stock broker to buy company shares or invest your money. You can invest your money in several ways, with options for every level of risk tolerance and

How to Get Free Stocks: 13 Online Brokers that Offer Free Stock for Signing Up Read More »

Make paying easier with the 10 best payment apps of 2023

Payment apps make paying for your purchases, or splitting a bill easier than it’s ever been. These 10 apps offer something for everyone.Payment apps make paying for your purchases, or splitting a bill easier than it’s ever been. These 10 apps offer something for everyone. The post Make paying easier with the 10 best payment

Make paying easier with the 10 best payment apps of 2023 Read More »

Investing • 4 min How to Invest in the S&P 500 Index

https://grow.acorns.com/learn/investing/how-to-invest-in-sp-500-index/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

Investing • 4 min How to Invest in the S&P 500 Index Read More »

Mortgage Delinquency Rates Record Low – Is This the Calm Before the Debt Storm?

The U.S. housing market partied hard in 2021 and early 2022, as record-low mortgage rates and pandemic-induced demand set off vicious bidding wars and sent home prices soaring.  The fun didn’t last. The Federal Reserve began raising interest rates in March 2022, turning off the easy-money spigot that fueled the boom. By the fall, homebuyer

Mortgage Delinquency Rates Record Low – Is This the Calm Before the Debt Storm? Read More »

Treasury Bills: Here’s What You Need to Know

Alieza Durana writes for NerdWallet. Email: adurana@nerdwallet.com. The article Treasury Bills: Here’s What You Need to Know originally appeared on NerdWallet. https://www.nerdwallet.com/article/investing/treasury-bills #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

Treasury Bills: Here’s What You Need to Know Read More »

How to Get a Job with No Experience

Applying for jobs is hard work, especially if the positions you want don’t match your experience. Even if they are entry level jobs. Fortunately, job postings don’t tell the whole story when it comes to landing a job that you know that you can do. The career path might not be totally clear, but you

How to Get a Job with No Experience Read More »

37 Best Credit Unions Anyone Can Join

A credit union is a nonprofit institution that’s owned by its members. Compared to a traditional bank, a credit union tends to offer more personalized service. You can turn to a credit union for a… The post 37 Best Credit Unions Anyone Can Join appeared first on Crediful. https://www.crediful.com/credit-unions-anyone-can-join/ #financialfreedom #money #entrepreneur #business #finance #investing

37 Best Credit Unions Anyone Can Join Read More »

The Region-Beta Paradox: “It’s Not That Bad” Is That Bad

For many years, Bronnie Ware worked in palliative care. Palliative care is the medical care you get when you are afflicted with serious and often terminal illnesses. She spent a lot of time with people in their final three to twelve weeks of their lives. And it is through that experience that she wrote an

The Region-Beta Paradox: “It’s Not That Bad” Is That Bad Read More »

The pros and cons of a reverse mortgage to help pay off your debts

Be cautious before entering into an agreement to chip away at your home equity https://financialpost.com/real-estate/mortgages/reverse-mortgage-pros-cons #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

The pros and cons of a reverse mortgage to help pay off your debts Read More »

These 10 States Have the Biggest Homes in America

Hendrickson Photography / Shutterstock.com Go big and go home. That certainly seems to be the situation in the United States since shortly after the end of World War II. In 1949, the size of single-family homes was an average of 909 square feet. In 2021, it was 2,480. But not all states are created equal

These 10 States Have the Biggest Homes in America Read More »

Revolving vs. Installment Credit: What’s the Difference?

There are two common types of credit accounts: revolving credit and installment credit. Both allow you to finance purchases, but the terms and how you receive the money differ. Revolving credit allows you to borrow money up to a set credit limit, repay it and borrow again as needed. By contrast, installment credit lets you

Revolving vs. Installment Credit: What’s the Difference? Read More »

How to Invest in Stocks for Beginners

How to Invest in Stocks for Beginners

If you’re like a lot of beginning investors, you might think you need thousands of dollars to get started and an economics degree to make good choices. For most people, that’s just not true. While there is plenty of complexity in the stock market, the basic concepts are fairly straightforward, and innovations like fractional shares

How to Invest in Stocks for Beginners Read More »

Credit Card Competition Act — What It Is & How It Affects Consumers

There’s already a lot of misinformation out there about the Credit Card Competition Act. Before you decide whether you’re in the pro or con camp, it’s important to understand what the law is, how it will work, and who it helps and, yes, harms. The post Credit Card Competition Act — What It Is &

Credit Card Competition Act — What It Is & How It Affects Consumers Read More »

What You Need To Know About Electric Car Insurance

Ryan Brady writes for NerdWallet. Email: rbrady@nerdwallet.com. Twitter: @reallyryanbrady. The article What You Need To Know About Electric Car Insurance originally appeared on NerdWallet. https://www.nerdwallet.com/article/insurance/electric-car-insurance #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

What You Need To Know About Electric Car Insurance Read More »

What Does LLC Mean and Why Your Business Needs One

If you’ve ever considered starting your own business, then the thought has probably crossed your mind: What’s an LLC, and do I need one? LLC, which stands for limited liability company, is a great option for small business owners looking for a way to get legally established. Not only does this business structure make your

What Does LLC Mean and Why Your Business Needs One Read More »

How to Close a Joint Bank Account

A joint bank account is one that is shared by two people. They are a convenient way for couples, business partners, and parents to manage shared expenses. With a joint account, both account holders have… The post How to Close a Joint Bank Account appeared first on Crediful. https://www.crediful.com/how-to-close-a-joint-bank-account/ #financialfreedom #money #entrepreneur #business #finance #investing

How to Close a Joint Bank Account Read More »

401K Withdrawal Rules: How to Withdraw from a 401K Without a Penalty

A recently published survey showed that 46% of Americans between the ages of 40 and 49 had taken money out of their retirement plans. One of the advantages of retirement savings plans is that the contributions you make are generally tax-deductible. But on the flip side, those taking distributions will need to pay income tax

401K Withdrawal Rules: How to Withdraw from a 401K Without a Penalty Read More »

Scroll to Top