January 2023

Dear Penny: Are We Jerks if We Don’t Pay $600 for My In-Laws’ Housecleaning?

Dear Penny, My husband’s parents have always expected their adult children to pay their way for restaurants and vacations, and whenever they need or want something that they don’t want to purchase. My father-in-law says his kids can afford it because they all have better jobs than he had, but he never paid for college […]

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4 Types of Accountability Apps to Keep You on Budget

Accountability apps can give you tools that help you stick to your budget. If you have a hard time developing internal motivation to stay on budget, these apps can provide external motivation you need to get you through rough patches. Check out these four different types of accountability apps that you can use to stay

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Chase Freedom® Student Credit Card Review – 1% Cash Back for Students

Need a credit card to pay the bills while you’re in college? If you have good credit, the Chase Freedom Student Credit Card could be a good fit. Explore this cash-back credit card’s benefits and find out if it’s right for you. The post Chase Freedom® Student Credit Card Review – 1% Cash Back for

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Should I Invest or Save Extra Money in a Bear Market?

You know you’re supposed to buy low and sell high when you invest, so a bear market should be a bargain sale. A bear market is generally defined as a drop of 20% or more from recent stock market highs. The S&P 500, often used as a benchmark for the overall U.S. stock market, has

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9 Banks That Don’t Require Social Security Numbers

If you don’t have a Social Security number (SSN), you may wonder whether you can open a bank account online or in person. The good news is you may be able to. There are some… The post 9 Banks That Don’t Require Social Security Numbers appeared first on Crediful. https://www.crediful.com/banks-that-dont-require-social-security-numbers/ #financialfreedom #money #entrepreneur #business #finance

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What Is Revolving Credit?

Have you ever used a credit card? If so, you’ve used revolving credit. Revolving credit can offer a convenient way to finance large expenses, make everyday purchases and earn rewards. Revolving credit grants you a credit limit, which you can spend up to, repay and spend up to again. Understanding how revolving credit works can

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Losing All Your Money Investing On Margin Is Not The Worst Thing

“What happened to your friend who bought Tesla stock on margin,” a reader asked. He likely lost a lot of money, but I haven’t asked for details. That would be rude. On March 31, 2021, I published a post entitled, Buying Stocks On Margin Is A Bad Idea: You Could Lose Big. I wrote the

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17 Best Ways to Invest ,000 to ,000

17 Best Ways to Invest $2,000 to $3,000

Having $2,000 to $3,000 to invest is a good feeling, but how you allocate those funds can impact your finances more than you might realize. Where investing your small nest egg and adding to it regularly can lead to significant returns over time, stuffing $2,000 to $3,000 in cash under your mattress can mean losing

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FIRE Calculator: Find out when you’ll be able to retire early

Do you know how much money you’ll need to reach FIRE (financial independence, retire early)? If not, our FIRE calculator will figure it out.Do you know how much money you’ll need to reach FIRE (financial independence, retire early)? If not, our FIRE calculator will figure it out. The post FIRE Calculator: Find out when you’ll

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The Best Banks in Colorado for 2023

From Fort Collins to Pueblo, Grand Junction to Denver, Colorado has a long and proud history of community banking and homegrown financial services. So if you’re looking for a new bank in Colorado, you’ll find plenty of choices. This list includes some of the best. The post The Best Banks in Colorado for 2023 appeared

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How to Get Paid for Surviving the Southwest Meltdown

Sally French writes for NerdWallet. Email: sfrench@nerdwallet.com. Twitter: @SAFmedia. The article How to Get Paid for Surviving the Southwest Meltdown originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/southwest-meltdown-compensation-refunds #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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12 Products to Buy Now as 2023 Supply Chain Shortages Loom

It’s a cliche to say hindsight is 20/20, but as shortages and supply chain issues continue, it definitely feels valid for shoppers. If only we could go back and tell our pre-pandemic selves to buy extra hand sanitizer and toilet paper. Certainly, some supply chain shortages and issues caused by the pandemic — and, in

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16 Places To Get Money Orders in 2023

Even though they’re not as popular as they were in the past, money orders are a great alternative to cash and checks. Whether you use them to make a purchase, pay bills, or transfer funds,… The post 16 Places To Get Money Orders in 2023 appeared first on Crediful. https://www.crediful.com/money-orders-near-me/ #financialfreedom #money #entrepreneur #business #finance

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Massive TFSA recontribution mistake puts taxpayer in CRA’s crosshairs

Jamie Golombek: What was ‘simply an honest mistake’ caused an overcontribution to the tune of $112,000 https://financialpost.com/personal-finance/taxes/massive-tfsa-recontribution-cra-crosshairs #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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What Happens to My Store Credit Card if the Store Closes?

You have a credit card in your wallet for a retailer you frequent, and you see on the news that they’re going out of business. You might wonder if it’s your lucky day, with your sizable credit card balance disappearing along with the store. While this would be a nice treat for the cardholders, the

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Craigslist alternatives: 11 safer sites for buying and selling online

Despite its popularity, Craigslist no longer innovates in usability, curation, and buyer safety. What Craigslist alternatives are out there?Despite its popularity, Craigslist no longer innovates in usability, curation, and buyer safety. What Craigslist alternatives are out there? The post Craigslist alternatives: 11 safer sites for buying and selling online appeared first on Money Under 30.

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New car buyers are still paying over MSRP. Here’s how to pay less

New car buyers paid more than the sticker price in September for a record sixteenth straight month. Is it time for auto consumers to stop paying over MSRP? https://www.cnbc.com/2022/10/15/new-car-buyers-are-still-paying-over-msrp-heres-how-to-pay-less.html #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks

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Wells Fargo California Routing Number — 121042882

Wells Fargo is a bank with a national presence, but it has a large customer base in California. If you want to do business with Wells Fargo, you need to know the bank’s routing number to make deposits and withdrawals. Here are some of the most common routing numbers for Wells Fargo: 121042882 — Checking

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Delta To Offer Free Wi-Fi On Most Domestic Flights

Sally French writes for NerdWallet. Email: sfrench@nerdwallet.com. Twitter: @SAFmedia. The article Delta To Offer Free Wi-Fi On Most Domestic Flights originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/delta-free-wifi #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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11 High-Paying Part-Time Jobs That Don’t Require a Degree

The minimum wage just went up in about half the states in the U.S., giving more than 8 million workers an instant raise. You don’t want to be one of them, though. You shouldn’t have to settle for making minimum wage — not even in your side gig. And increasingly, workers don’t have to. With

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