Helpful Financial Resources for the Holiday Season

By /

This holiday season, give yourself the gift of healthy spending so you can begin the new year without any financial regrets. In an Experian survey, 6 in 10 consumers said they felt strained by holiday shopping, while 1 in 3 stressed about sticking to their budget. But anxiety over spending doesn’t have to be part of your holiday traditions.

We’ve covered the most important holiday topics like How to Make a Holiday Budget and 5 Ways to Make Holiday Spending More Affordable so you have all the information you need to spend wisely and safely this holiday season. Check out these articles—and more—below.

Educational Articles

Should I Open a New Credit Card for Holiday Shopping?
There are many reasons to consider getting a new credit card to take advantage of perks for holiday shopping. You may be able to get an intro bonus, use a 0% APR promotion, enjoy shopping protections and more.

How Inflation Impacts Holiday Shopping and Ways to Save Money
Inflation is driving up costs in all sectors, including holiday gifts. Stretch your dollar this holiday shopping season by starting your gift shopping early, following a budget and taking advantage of sales events and discount codes.

5 Reasons to Start Holiday Shopping Now
Starting your holiday shopping early can help you save more money. Among the benefits of starting now are the ability to spread out costs, buy gifts on sale and be more thoughtful about what you buy.

How to Make a Holiday Budget
You can make a holiday budget by listing your expenses, determining how much you can afford to spend, tracking purchases and freeing up money.

Best Credit Cards for Black Friday and Cyber Monday 2022
You can make a holiday budget by listing your expenses, determining how much you can afford to spend, tracking purchases and freeing up money.

5 Ways to Make Holiday Shopping More Affordable
Despite inflation, retailers are following tradition and slashing prices for the holiday shopping season. By using strategies such as planning your shopping on sale dates, seeking out coupon codes and maximizing credit card use, you can ensure you’re getting the best deals.

14 Ways to Save Money During the Holidays
If you’re worried that inflation will cut into your holiday budget this year, you can keep spending in check by following money-saving tips. Consider making a budget, shortening your gift list and shopping smart this holiday season.

How to Host a Holiday Gathering on a Budget
Don’t let inflation deflate your holiday party. Host a holiday event on a budget by spending strategically, having friends pitch in and shopping around.

10 Ways to Be More Frugal When Shopping
Shopping in 2022 comes with a heap of conditions that can help or hurt you saving money. Here’s how to stay frugal while shopping under these conditions.

13 Ways to Save Money on Gas
You can save money on gas by using gas apps to find low prices, making fewer trips and joining rewards programs. Here are 13 ways to cut fuel costs.

The holidays put a lot of pressure on gift givers’ budgets, but there are many ways to use your money wisely and come out ahead in the new year. As you shop for friends and family, stay mindful of budgeting, holiday deals, cash back from credit cards and other spending rewards. And keep your guard up—identity thieves and fraudsters know the holidays are a perfect time to target unsuspecting shoppers. Consider being proactive and signing up for an identity theft monitoring service such as Experian IdentityWorksSM, which can help you spot issues before major damage is done.

If you want to use some financial tools to expand your shopping budget, make sure to do so strategically, such as applying for a new credit card with an introductory 0% APR period. When you have a plan to pay off your purchases within the intro period, you can avoid paying interest while giving yourself some extra time to pay holiday bills. See which of the Best Credit Cards for Holiday Shopping of 2022 may be a good match for your shopping habits this holiday season, and finish out the year financially strong.

The post Helpful Financial Resources for the Holiday Season appeared first on Experian’s Official Credit Advice Blog.

https://www.experian.com/blogs/ask-experian/helpful-financial-resources-for-the-holiday-season/

#financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

Related Posts

Scroll to Top