If you have a health savings account but not enough money to cover your medical expenses, you are not necessarily doomed to insurmountable debt — even if you owe on old medical bills. Alexandra Wilson, a Certified Financial Planner in Atlanta, used her HSA contributions one year to cover medical bills she incurred the previous […]
How to Use an HSA to Pay Medical Bills Read More »
Zelle is one of the top money transfer apps, allowing you to send money to family and friends directly from your bank account. But did you know that Zelle limits vary from one financial institution to another? In fact, the variation from one bank to another can amount to thousands of dollars per day or
Zelle Pay Limits: Daily and Monthly Limits for Your Bank Read More »
Aaron Freeman / Money Talks News In this week’s podcast, we’re talking about alternative investments. If you’re like most people, stocks, bonds and savings accounts are the foundation of your investments. Nothing wrong with that: All three are important for a comfortable, secure retirement. But they’re not the only game in town. There are plenty
Your Guide to Alternative Investments Read More »
It’s always ideal to discuss your finances and debt situation with your spouse before tying the knot. If you didn’t do this, it’s important to have a postnuptial conversation about money matters, especially if you’ve been secretly struggling with high credit card debt. Whether you entered the marriage with debt or quietly accrued it after
How to Talk to Your Spouse About High Credit Card Debt Read More »
Peer-to-peer lending continues to grow in popularity and is becoming a much more viable option for people who need money and for people who want to invest their money. Here are the best peer-to-peer lending sites. Peer-to-peer lending is a great option for people who need money and for people who want to invest their
Best peer-to-peer lending sites for borrowers and investors Read More »
When it comes to building your wealth and planning for your financial future, investing is one of the best decisions you can make. The benefits of smart investing are plentiful. When done strategically, investing can allow you to outpace rising inflation and build wealth on your own terms. Additionally, good investments can generate earnings when they’re reinvested, allowing
The 15 Best Investments for 2023 Read More »
Amerigroup is one of the brands of parent company Elevance Health. Amerigroup-branded Medicare Advantage plans are available in seven states as part of the Blue Cross Blue Shield collective. Amerigroup plans offer competitive premiums and $0-premium options, but their ratings for both quality and member satisfaction are below average. Here’s what you should know about…
Amerigroup Medicare Advantage 2023 Review Read More »
When’s the best time of year to buy a car? Let’s see what all the experts say. Edmunds: “Data shows that December is the best time of the year to buy.” Autotrader: “The best time to buy a car is in late December when yearly, quarterly, and monthly sales goals converge.” Cars.com: “Shoppers looking for
Here’s Why Buying a Car in December is a Smart Move Read More »
Do you have a spare fifteen minutes? Want to do something that can improve your financial life? These are moves that are important but not urgent. Requesting a credit line increase is not something that will change your financial life… but it can make it easier. When you find yourself with some downtime after the
Financial Spring Cleaning: 10 Quick Money Moves You Should Do Right Now Read More »
Longevity risk is the possibility of outliving your retirement savings. This can be a genuine concern, especially considering that the average life expectancy in the U.S. has grown to 77.3 years, although many people will live longer. Since it’s impossible to predict how long you’ll live, estimating your longevity risk can be complicated. Find out
What Is Longevity Risk for Retirees? Read More »
In 2022, the U.S. hit a 40-year high in inflation, causing everything from gas to groceries to get more expensive. Inflation is the general increase in prices of goods and services in the economy. In the United States, the Federal Reserve states that an acceptable inflation rate is around 2% per year. What’s causing inflation…
What Causes Inflation and What to Do About It Read More »
Who knew that saving money could be so delicious? Holidays are often associated with certain foods. Both Christmas and Hanukkah bring to mind visions of cookies and other sweet treats. However, the holidays also bring a lot of time and money pressures. Why not consider a holiday cookie exchange? It could be a fun, inexpensive
Save Time and Money with a Holiday Cookie Exchange Read More »
It’s always a nice perk to earn cash back on purchases. But for years, cash back rewards were limited to credit cards. That’s no longer the case. Nowadays, several financial institutions include cash back rewards on debit card purchases. This is ideal if you prefer to use debit cards for spending. Cash back debit cards
Best Cash Back Debit Cards: Earn Rewards without a Credit Card Read More »
Long before there were e-commerce retailers with next-day shipping, buy-now-pay-later financing, and advertisers tracking every click, there were department stores with friendly human associates and layaway services. The U.S. Census Bureau defines department stores as retailers “that have separate departments for general lines of new merchandise, such as apparel, jewelry, home furnishings and toys, with
How Department Store Spending Has Changed in the Last 30 Years Read More »
Savings bonds: before writing for Money Under 30, all I knew about them was that I thought they were a terrible gift when I was little! I remember getting savings bonds as prizes in elementary school, looking at how long they would take to mature, and just thinking: “What the heck do I do with
Savings bonds for beginners: How do they work and where can I buy them? Read More »
Recession. More than likely, the mere mention of that word elicits an emotional response. It could bring up feelings of dread and panic, as it does in most people. However, for the savvy business owner, the thought of uncertainty in the economy should signal opportunity. As Warren Buffett once said, “Be fearful when others are
5 Ways Your Business Can Benefit from Economic Uncertainty Read More »
Welcome to the Weekly Scan. Here’s what we’re following for the week of December 5, 2022. Plus, our Certified Financial Planner Lauren Anastasio gives advice on how to respond to the news. Reverse, reverse. China, which has had some of the strictest Covid-19 restrictions, appeared to begin easing those rules last week in response to
The Weekly Scan December 5, 2022 Read More »
At some point in your life, you’ve probably balanced a checkbook or seen someone do it. But do we really need to do that anymore? The post Is Balancing Your Checkbook Necessary in the Age of Online Banking? appeared first on Money Crashers. https://www.moneycrashers.com/balance-checkbook-necessary/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation
Is Balancing Your Checkbook Necessary in the Age of Online Banking? Read More »
Few people can say that an episode of “Wheel of Fortune” changed the course of their life. Susan and Mike Pappas were in the midst of planning their retirement, with plans to soon move out of Santa Cruz, California. Settling in to watch “Wheel” one night, the couple saw Jimmy Buffet advertising his Latitude Margaritaville…
For Some Seniors, Home Is Where the Amenities Are Read More »
Advertising disclosure: Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. We all know inflation is draining our bank accounts, but have you wondered just how bad it’s gotten? How much more are you
8 Inflation-Fighting Tips to Earn Back $433 a Month Read More »