December 2022

Dear Penny: Is My Underachieving 52-Year-Old Boyfriend Using Me?

Dear Penny: Is My Underachieving 52-Year-Old Boyfriend Using Me?

Dear Penny, My boyfriend is a bit of an underachiever. He’s 52 and makes $15 an hour working about 25 to 30 hours per week. He has his paychecks garnished for back child support. He says he was injured and couldn’t work much when his kids were growing up, so he only nets a couple […]

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What to Do if You’re Locked Out of Your TreasuryDirect Account

What to Do if You’re Locked Out of Your TreasuryDirect Account

If you get locked out of your TreasuryDirect.gov account—the site you use to purchase U.S. savings bonds, including the popular Series I bonds—you may need to call TreasuryDirect’s customer service line to unlock your account. While you won’t lose any investments while you’re locked out, you also won’t be able to buy or sell your

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The Best Package Tracking Apps for the Holidays

The Best Package Tracking Apps for the Holidays

This holiday season, there will be packages aplenty on people’s doorsteps. With many of us gearing up (or already starting) to purchase gifts online, we all need a better way to track packages headed to our front door. There is no shortage of available apps to help you track packages when you have a tracking

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CreditFresh Review: Quick Credit Approvals But Is it Worth the Cost?

CreditFresh Review: Quick Credit Approvals But Is it Worth the Cost?

A personal line of credit can be a convenient way to borrow money when you need cash fast for an expensive purchase. It’s also an alternative to a home equity line of credit (HELOC) if you’re a renter or have insufficient equity.  CreditFresh offers a line of credit that allows you to make on-demand withdrawals.

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12 Retailers That Give You Rewards on Every Purchase

Syda Productions / Shutterstock.com Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. Savvy shoppers know that with a little planning, they can earn cash back or rewards almost every time they shop. From shopping through

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5 Reasons to Choose a Debt Management Plan

When it comes to making a plan to pay off your debt, a debt management plan may offer you the best option. Debt management plans are made with the help of a nonprofit credit counseling company. These are generally used for credit cards and sometimes unsecured loans. Compared to other options, such as debt settlement

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The 14 Best Compound Interest Investments: How to Take Advantage of Compound Growth 

The 14 Best Compound Interest Investments: How to Take Advantage of Compound Growth 

Chances are, you’ve heard someone mention the term compound interest, at some point. But do you know exactly what it is and how it can benefit your investments? And just as important, do you know where to find the best compound interest investments? Whether you are an active investor or an aspiring one, it’s crucial

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Free Shipping Day 2022: Is it worth it?

In addition to Black Friday and Cyber Monday, the lesser-known Free Shipping Day gives last-minute holiday shoppers a final chance to save.In addition to Black Friday and Cyber Monday, the lesser-known Free Shipping Day gives last-minute holiday shoppers a final chance to save. The post Free Shipping Day 2022: Is it worth it? appeared first

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Acorns • 1 min What are Real-Time Round-Ups®?

https://grow.acorns.com/learn/acorns/what-are-real-time-roundups/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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What Is Income Tax and How Is It Calculated?

Income tax is the tax that federal, state, and local governments require businesses and individuals to pay on their total earnings each year. Total earnings can include wages, tips, interest, dividends, unemployment, and retirement distributions. To calculate income tax, you must first determine your taxable income and filing status to see which tax bracket you

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Bank Run – What Happens to Your Money When the Bank Fails?

Trust is the reason banks stay in business. If enough people lose that trust, it can set off a series of events known as a bank run, which can ultimately lead to the bank failing. Learn more about bank runs here. The post Bank Run – What Happens to Your Money When the Bank Fails?

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5 Things to Know About the Yotta Credit Card

Sara Rathner writes for NerdWallet. Email: srathner@nerdwallet.com. Twitter: @sarakrathner. The article 5 Things to Know About the Yotta Credit Card originally appeared on NerdWallet. https://www.nerdwallet.com/article/credit-cards/yotta-credit-card #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Do You Have to Pay Taxes on Your Savings Account Interest?

Many savings accounts, certificates of deposit and money market accounts have enjoyed sizable interest rate bumps in 2022 as the Federal Reserve edges the target federal funds range higher. Around this time last year, the best high-yield savings accounts earned an average of about 0.5% to 1%. As 2022 comes to a close, you can

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Vyzer Review 2022: Premium Investment Tracking, Cashflow & Planning Tool

Vyzer Review 2022: Premium Investment Tracking, Cashflow & Planning Tool

When you first start making money, there are a lot of tools and services you can pick from. The market is huge so there are a lot of companies competing to be your budgeting tool or your investment tool. As your net worth grows, the number of tools and services begin to shrink. One big

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FP Answers: How do I invest my inheritance if I’m in a low income tax bracket?

To help choose the investments, confirm your short-, medium- and long-term goals https://financialpost.com/investing/fp-answers-investing-inheritance-low-income-tax-bracket #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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How Do Intro 0% APR Credit Cards Work?

As rising interest rates push credit card annual percentage rates (APRs) higher, carrying a balance on your credit cards is getting more expensive. Whether you’re dealing with high-interest credit card debt or planning to make a big purchase, a credit card with an introductory 0% APR can help. With an intro 0% APR credit card,

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Best brokerage accounts for beginners

The best online brokerage accounts are free to use, have no minimums, and allow you to make trades right from your phone.The best online brokerage accounts are free to use, have no minimums, and allow you to make trades right from your phone. The post Best brokerage accounts for beginners appeared first on Money Under

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What is Dollar-Cost Averaging (DCA)? A Simple Definition

Dollar cost averaging (DCA) is an investment strategy that allows investors to buy assets over time by investing a set amount of money on a regular basis. Rather than attempting to time the market with a lump sum investment, Dollar-cost averaging is all about building wealth over the long term for things like retirement or

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Average American FICO Credit Score by State – The Best & Worst

Find out the average credit score in your state, how (and why) it compares to neighboring states, and how your friends’ and neighbors’ FICO scores have changed over time. The post Average American FICO Credit Score by State – The Best & Worst appeared first on Money Crashers. https://www.moneycrashers.com/average-american-fico-credit-score-state/ #financialfreedom #money #entrepreneur #business #finance #investing

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Japan Has Reopened for Tourism: What You Should Know and Do

JT Genter writes for NerdWallet. Email: travel@nerdwallet.com. The article Japan Has Reopened for Tourism: What You Should Know and Do originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/japan-tourism-reopen #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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