November 2022

Save or Splurge? 11 Questions to Plan Thanksgiving Dinner

The holiday season is here — and with it comes the food. Lots and lots of food. Turkey and cranberry sauce to baked ham and mashed potatoes to beef tenderloin and sweet potato casserole. So much food. With all those dietary delights and nightmares, comes many a decision. While some people might think about calories […]

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How to Use a HELOC to Pay Off Your Mortgage

You can use a home equity line of credit (HELOC) to consolidate high-interest credit cards, fund a home renovation, or for just about any purpose. You can even use a HELOC to pay off your mortgage. But depending on the terms of your primary mortgage and the new HELOC, it might not always be a

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Investing • 4 min Portfolio Rebalancing: How it Works

https://grow.acorns.com/learn/investing/portfolio-rebalancing/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Hotel Review: JW Marriott Maldives Resort & Spa

Vacation paradise can take various forms for different people. Still, the image that comes to mind for many is the dream of an overwater villa hovering over turquoise-blue water. JW Marriott Maldives Resort & Spa is the quintessential example of that, although the Maldives, in general, is not lacking in spectacular overwater villa resorts. One…

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Amazon Music: 100 Million Free Songs for Prime Members

Amazon Prime has become more expensive over time, now costing up to $180 per year. Would that price be worth it if you also received free music? Amazon Prime members previously had access to over 2 million free songs, but that number just grew to 100 million. While access to 100 million songs might seem

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How to Write a Proper Resignation Letter (with template)

How to Write a Proper Resignation Letter (with template)

Are you resigning from a position and need to write a resignation letter? I’ve resigned from several jobs and each time wrote nearly the same resignation letter. It’s easy, it should not be stressful, and our simple template below will help you get it done quickly. Quitting a job may be hard but writing the

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Five steps to secure your family’s long-term financial health

Five steps to secure your family’s long-term financial health

These steps can help organize your thoughts to devise a financial plan, regardless of where you are in your family building journey https://financialpost.com/personal-finance/family-finance/five-steps-secure-family-long-term-financial-health #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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What Is a Mill Rate and How Will It Affect My Home Costs?

What Is a Mill Rate and How Will It Affect My Home Costs?

As a homeowner, one of your most significant expenses is property taxes. A primary factor that helps determine your property tax bill is something called “mill rate” or “millage.” Mill rate is the amount of every dollar of a property’s assessed value that’s taxed. Generally, property taxes are included in your mortgage payment. When municipalities

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The FTX Crypto Exchange Collapse: Lessons We Should Learn

The FTX Crypto Exchange Collapse: Lessons We Should Learn

Something crazy just happened. FTX, formerly the second-largest cryptocurrency exchange, collapsed overnight. It went from a valuation of around $16 billion to a negative valuation due to a liquidity crunch and debt. How did this happen? FTT, a crypto coin that the FTX exchange issued, plummeted in value because Binance, the largest cryptocurrency exchange, said

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Principal-only payment vs. principal and interest: Which is better?

Principal-only payment vs. principal and interest: Which is better?

   Knowing the difference between a principal-only payment vs. principal and interest payments can help you repay your debt faster and save.Knowing the difference between a principal-only payment vs. principal and interest payments can help you repay your debt faster and save. The post Principal-only payment vs. principal and interest: Which is better? appeared first

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Earning • 2 min How to Make Passive Income: 4 Ways to Get Started

Earning • 2 min How to Make Passive Income: 4 Ways to Get Started

https://grow.acorns.com/learn/earning/how-to-make-passive-income/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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What is Wealth Management? Everything You Need to Know

What is Wealth Management? Everything You Need to Know

Wealth management is one of the best financial advisory services a wealthy person can choose to manage their financial assets. Although the service is typically accessible for highly wealthy clients, those who have a significant sum of financial assets may also find it useful.  Wealth managers across the country help manage their client’s finances and

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What Is a Prepayment Penalty for Paying Off a Loan Early?

What Is a Prepayment Penalty for Paying Off a Loan Early?

If your loan has one, you need to know what a prepayment penalty is, how to read the terms, and how to avoid them in the future. The post What Is a Prepayment Penalty for Paying Off a Loan Early? appeared first on Money Crashers. https://www.moneycrashers.com/prepayment-penalty-pay-off-loan-early/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment

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The Do’s and Don’ts of Using Facebook to Drive Business Sales

The Do’s and Don’ts of Using Facebook to Drive Business Sales

Getting new customers is a top concern for most small-business owners — and the solution may be in the palm of their hands. Social media is one of the main ways customers find small businesses, but only a fraction of business owners are actively invested in growing their social media presence. A new NerdWallet study…

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5 Ways to Spot Rental Scams So You Don’t Get Ripped Off

5 Ways to Spot Rental Scams So You Don’t Get Ripped Off

If a Zillow or Craigslist apartment listing sounds too good to be true, it probably is. Rental scams are becoming increasingly common as bad actors take advantage of people desperate to find an affordable place to live. A man in New Bedford, Massachusetts, was indicted in September for allegedly conning 15 people out of $22,050

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Cheapest Car Insurance for New and First-Time Drivers

Cheapest Car Insurance for New and First-Time Drivers

Car insurance is typically the most expensive for drivers under 25. This includes teenage drivers and adult drivers who have had a coverage gap or recently moved to the United States can also face high rates. However, just because you fall into one of these driver categories doesn’t mean you should settle for high insurance

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Why a stepfather was granted parenting time — and court costs — despite biological mother’s objection

Why a stepfather was granted parenting time — and court costs — despite biological mother’s objection

Today’s modern family is not just a product of biology. https://financialpost.com/personal-finance/why-a-stepfather-was-granted-parenting-time-and-court-costs-despite-biological-mothers-objection #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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What Is Experian BillFixer™ and How Does It Work?

What Is Experian BillFixer™ and How Does It Work?

Even with inflation increasing your monthly bills, you may be able to find a great deal with minimal effort on your part. Experian BillFixer™ saves you the time and headache of contacting your providers by negotiating better rates on your behalf. If you are looking for a way to cut costs and stretch your budget,

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Suing Your Employer For Laying You Off Is Probably A Bad Move

Suing Your Employer For Laying You Off Is Probably A Bad Move

Suing your employer as part of a mass layoff is probably not going to get you anywhere. Instead, you will likely end up wasting your time and money. In addition, you may also end up hurting your reputation and future employment prospects. Even after 10+ years of being unemployed, hearing about mass layoffs is still

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21 Top Income Producing Assets to Help You Grow Wealth

21 Top Income Producing Assets to Help You Grow Wealth

There are many ways to build long-term wealth without an actual J-O-B. Having enough income-producing assets working in your favor can make it possible to “live rich” – or at least get by – without ever having to clock in for an employer again. It’s why you see all kinds of wealthy people retiring early

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