November 2022

FICO 9: The 3 Important Changes It Made to Your Credit Score

The release of FICO 9 means big changes to how your credit score is determined. Here are 3 big changes and how they affect you (and your score).FICO 9 brought in three major changes to how your credit score is calculated: medical debt, paying off collections, and rental history. The post FICO 9: The 3 […]

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How to Build Credit: Why You Need It and How to Get It

How to Build Credit: Why You Need It and How to Get It

Establishing and building credit in today’s world can be an essential component of setting yourself up for financial success. A good credit score can make it easier to rent an apartment, get a lower interest rate on a car or house loan, be approved for a credit card or loan, and, in some cases, even

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Market Updates • 2 min October 2022 Market Update

https://grow.acorns.com/learn/market-updates/october-2022/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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WTFinance: Annuities vs Life Insurance

If you’re looking to secure the financial future of your family, you may be considering a life insurance policy or an annuity. But you may have some lingering questions about which option to choose – and what makes them different in the first place. In this article, we’ll explain how annuities and life insurance differ,

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How to Stay Safe When Using Mobile Banking Apps

Americans embraced mobile banking as their main account access more than any other method from 2017 to 2021, according to the Federal Deposit Insurance Corp.’s 2021 report on unbanked and underbanked households. Even so, a new NerdWallet survey found that many people are hesitant to use mobile banking because of security concerns. More than 2…

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Student Loan Forgiveness Is on Hold. Here’s What to Expect.

Since the online form for one-time federal student loan forgiveness opened in mid-October, applications have been pouring in. The U.S. Department of Education estimates more than 26 million borrowers, or about half of those eligible, have applied for $10,000 to $20,000 in federal student debt cancellation. But recently federal judges have found the plan unlawful

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mph.bank Checking Bonus – up to 5

mph.bank Checking Bonus – up to $365

I first learned about mph.bank through the SaveBetter platform because they were offering a high interest rate on their money market deposit account. They’re the online bank subsidiary of Liberty Savings Bank and while they’re relatively new, their parent bank has been around for quite some time. If you’ve been thinking about opening an mph.bank

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The Ideal Retirement Age To Minimize Regret And Maximize Happiness

Contrary to popular belief, the ideal retirement age isn’t as soon as possible. Retire too soon and you may feel empty for never living up to your true work potential. Retire too late and you might always be left wondering what could have been if you had changed course sooner. For example, a 35-year-old couple

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How to Invest in the S&P 500: What You Need to Know

How to Invest in the S&P 500: What You Need to Know

Whether you’re a newbie or a seasoned investor, you’ve probably heard these words from a friend or family member who invests in the S&P 500: “Just buy an index fund.” Consider the words of the billionaire investor Warren Buffet: “In my view, for most people, the best thing to do is own the S&P 500

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Best high-limit credit cards ($5,000 to $20,000+)

Having access to a high credit limit is important when you make large purchases, in order to reduce your credit utilization ratio.Having access to a high credit limit is important when you make large purchases, in order to reduce your credit utilization ratio. The post Best high-limit credit cards ($5,000 to $20,000+) appeared first on

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Why Should Small Businesses Avoid Price Wars with Competitors?

Most small business owners face incredible competition. Everyone is competing for a share of the market, and once they have it, they compete to expand that share. Yes, friends, it’s no secret that the world of business can be cutthroat. It’s not for the faint of heart. To succeed, you must have a competitive drive

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The Weekly Scan November 14, 2022

The Weekly Scan November 14, 2022

Welcome to the Weekly Scan. Here’s what we’re following for the week of November 14, 2022. Plus, our Certified Financial Planner Lauren Anastasio gives advice on how to respond to the news. Let’s rally. The stock market had its biggest rally since 2020 on Thursday, in response to a new report suggesting that inflation may

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Saving • 3 min Money Market Account vs. Savings Account: What’s the Difference?

https://grow.acorns.com/learn/saving/money-market-account-vs-savings-account/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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How To Save Money [and Spend Less]: 39 Tips for 2022

Saving money helps create a sense of stability and control over your finances, especially as you get older. From being able to invest in your future to spotting the spending habits that eat away at your money every month, there are many benefits to learning practical and easy ways to save your money.  Keep reading

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How to Not Get Sick on Vacation — Plus What to Do If You Catch Something Anyway

There’s little else that kills the joy of traveling more than sickness. Whether you’re suffering from Montezuma’s revenge or a case of the sniffles, illness on the road is the worst. But what are you supposed to do if you get sick while traveling? Let’s look at what it’s like to get sick on vacation —…

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Here’s How to Get a Free College Education

Are you worried about the massive cost of getting a college education? Here are two magic words for you: free college. Free college? Is there even such a thing? Yes, there is, if you play your cards right. We got to thinking about free college when Princeton University recently announced that it’ll offer free tuition

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Dear Penny: Can I Get Survivor Benefits if Our Marriage Record Was Destroyed?

Dear Penny, I am a widow. My husband was 53 when he died. He was collecting Social Security disability for about two years preceding his death. I am nearing retirement age and was planning on taking his Social Security when I reach my full retirement age, and then switching to mine when I turn 70.

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Should You Tap Into Your Home Equity?

U.S. home values surged from 2021 to 2022 and delivered hefty boosts in home equity to millions of homeowners. Home prices have since flattened and even begun to decline in some markets, but the total value of all U.S consumers’ home equity is at an all-time high, according to the U.S. Federal Reserve Bank of

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