September 2022

How to Prioritize Your Purchases When Moving

How to Prioritize Your Purchases When Moving

As a military spouse who has moved numerous times—including an international move less than two weeks ago—I can say with confidence that moving is expensive. Even if some of your costs are covered by an employer or split with a partner, money still manages to fly out of your bank accounts faster than you could […]

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Why Market Timing Real Estate Is Easier Than Timing Stocks

Why Market Timing Real Estate Is Easier Than Timing Stocks

Market timing is the strategy of making buying or selling decisions of financial assets by attempting to predict future market price movements. By timing the market, the hope is to make an eventual profitable decision. Market timing gets a bad rap partially because it’s difficult to do consistently to profit. However, I mostly believe the

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The Weekly Scan September 19, 2022

The Weekly Scan September 19, 2022

Welcome to the Weekly Scan. Here’s what we’re following for the week of September 19, 2022. Plus, our Certified Financial Planner Lauren Anastasio gives advice on how to respond to the news. Growing pains. The Bureau of Labor Statistics (BLS) released inflation numbers last week that were more disappointing than predicted, with the year-over-year consumer

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Investing • 5 min Recession vs Depression: What’s the Difference?

Investing • 5 min Recession vs Depression: What’s the Difference?

https://grow.acorns.com/learn/investing/recession-vs-depression/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Karma Review — Free Shopping Extension

Karma Review — Free Shopping Extension

Karma’s kind of the Swiss army knife of shopping tools, offering to let you compare prices, track prices over time, find coupon codes, or earn cash back in one little piece of software. But can it replace your go-to shopping extensions and apps? The post Karma Review — Free Shopping Extension appeared first on Money

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4 Things Retailers Can Do to Prepare for Holiday Shoppers

4 Things Retailers Can Do to Prepare for Holiday Shoppers

Even though we’re only at the tail end of summer, retailers have already spent months gearing up for the holiday shopping season. And due to a tornado of factors — including inflation, supply-chain woes and consumer spending habits that changed during COVID-19 lockdowns — retailers are looking ahead to a shopping season that promises to…

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Bed Bath & Beyond Store Closings: 4 Things to Know

Bed Bath & Beyond Store Closings: 4 Things to Know

Bed Bath & Beyond is that store where you always spend more than you planned on scented candles, cool cookware, beauty supplies and bedding. It’s all just so tempting! Before you know it, you’ve got a full shopping cart. Unfortunately, the home goods retailer has hit rough times. It recently announced that it’s closing 150

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Should I Reduce Retirement Savings During Bad Economic Times?

Should I Reduce Retirement Savings During Bad Economic Times?

Rising prices, a volatile stock market and general economic uncertainty may have you wondering if now is a good time to pause your retirement contributions until things calm down a bit. It’s typically a good idea to keep putting money aside for later regardless of the economy. Still, all the volatility might provide a reason

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Dear Penny: Should I Buy a M Annuity So I Never Worry About Money Again?

Dear Penny: Should I Buy a $3M Annuity So I Never Worry About Money Again?

Dear Penny, Please help me evaluate a tantalizing temptation. I am a 58-year-old single gay white male college graduate with no dependents. I worked hard, prospered, lived frugally and saved for over 30 years. In my early 50s, I was promoted beyond my skills and abilities and consequently floundered professionally.  Currently, I am self-employed owning/managing

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Best Credit Union Bonus Promotions (September 2022)

Best Credit Union Bonus Promotions (September 2022)

For many years, credit unions didn’t get as much attention as commercial banks. They are typically smaller, limited to a small regional footprint, and they tend to focus more on their existing members rather than trying to entice more people to join. But as credit unions gain in popularity, we’re starting to see them increase

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Will My Student Loan Debt Forgiveness Be Taxed?

Will My Student Loan Debt Forgiveness Be Taxed?

You may be celebrating if you qualify to receive the recently announced federal student loan forgiveness. In some states, however, you could be taxed on the forgiven portion. What felt like a clean slate for many student debtors may now have an unexpected smudge, but only a limited number of recipients could face taxation. How

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How to Sign Up for Medicare: Everything You Need to Know

How to Sign Up for Medicare: Everything You Need to Know

If your 65th birthday is approaching, it’s time to talk about Medicare. You know it kicks in when you turn 65, but how does it work? Some people are automatically enrolled while others need to sign up through the Social Security Administration. You’ll also need to get coverage for prescription drugs and maybe a supplemental

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Best No Penalty CD Rates (September 2022)

Best No Penalty CD Rates (September 2022)

With interest rates rising, many investors want to take advantage of the highest deposit rates they’ve seen in years. Since there’s no guarantee that current rates will remain at their current level, many would are looking to Certificates of Deposit (CDs) because they offer an opportunity to lock in current rates for as long as

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This Ontario couple wants to quit the rat race and transition into retirement by working for themselves

This Ontario couple wants to quit the rat race and transition into retirement by working for themselves

Expert says it’s feasible if they grow savings and cut costs https://financialpost.com/personal-finance/family-finance/this-ontario-couple-wants-to-quit-the-rat-race-and-transition-into-retirement-by-working-for-themselves #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Best Personal Loans for Home Improvement of 2022

Best Personal Loans for Home Improvement of 2022

These five lenders offer some of the top personal loans that you can use for home improvement projects. And we’ve identified which may be best for different types of projects and borrowers. Home improvement costs for a renovation can start at $3,000 for a bathroom, $5,000 for a home office or $15,000 for a bedroom,

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The Surprising Benefits Of Early Retirement I Never Anticipated

The Surprising Benefits Of Early Retirement I Never Anticipated

In a previous article, I highlighted the negatives of early retirement nobody likes talking about. It might have seemed like the negatives of early retirement outweighed the positives. Further, some readers commented I sounded depressed. In actuality, I just wanted to provide some balanced perspective before you make one of the biggest decisions of your

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Best Cities in America to Be Young, Broke, and Single

Best Cities in America to Be Young, Broke, and Single

Sure, there’s plenty of action in New York and San Francisco, but who can afford the rent? We set out to find cool up-and-coming American cities with enough young people to make them interesting, good jobs, low costs of living and — oh, yes — plenty of watering holes. We give you the best cities

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17 Best High-Yield Investments for 2023 (Least to Most Risky)

17 Best High-Yield Investments for 2023 (Least to Most Risky)

There’s no denying that investing is one of the best ways to build wealth. But with rising inflation and fears of an impending recession, many investors are wondering how to choose safe investments with high returns.  There are countless ways to invest, no matter your age, income, or time horizon—from low-risk investments like money market

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The Pros and Cons of Job Hopping

The Pros and Cons of Job Hopping

Once upon a time, job hopping was seen as unprofessional and unnecessary. In fact, it was relatively common to spend your entire career working for one employer, gradually working your way up the company ranks and receiving regular pay raises along the way. But these days, maintaining an upward career trajectory usually requires a little

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