September 2022

How Your Business Can Increase Profits Margins During Inflation

How Your Business Can Increase Profits Margins During Inflation

The impact of inflation can be felt in every corner of the economy. On a personal level, we feel the financial pinch each time we fuel our vehicles, buy groceries, and even heat or cool our homes. But as a business owner, the impact of inflation can be a double-edged sword. Not only are you […]

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Investing • 3 min What Are Dividends?

Investing • 3 min What Are Dividends?

https://grow.acorns.com/learn/investing/what-are-dividends/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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11 Ways to Earn American Airlines (AAdvantage) Miles

11 Ways to Earn American Airlines (AAdvantage) Miles

American Airlines AAdvantage is one of the best travel loyalty programs around. If you regularly fly with American Airlines or any of its oneworld alliance partner airlines, AAdvantage miles can help you save real money on your next vacation or business trip. You must earn those miles first, of course. Fortunately, with so many ways

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Crypto Calculator: Quickly Calculate Your Profit or Loss

Crypto Calculator: Quickly Calculate Your Profit or Loss

To calculate the return on an investment, subtract the amount you pay for it from the amount you make when you sell. Nerdy Tip: When you trade on an exchange, you’re usually charged a fee each time you buy and sell. Fees are always a drag on investment returns. There are many exchanges that charge…

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Walmart and Target Are Hiring 140,000 Seasonal Workers

Walmart and Target Are Hiring 140,000 Seasonal Workers

In holiday hiring news, Target and Walmart are planning to add a total of 140,000 temporary workers for the upcoming holiday shopping season. But if you had a Walmart holiday job last year and were planning to work there again this year, you shouldn’t necessarily count on it. That’s because Walmart is going to hire

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Dear Penny: Is My Boyfriend Being a Jerk by Demanding I Pay His Mortgage?

Dear Penny: Is My Boyfriend Being a Jerk by Demanding I Pay His Mortgage?

Dear Penny, My boyfriend asked to move in together after eight months of dating. I was honored. Then after I didn’t renew my lease, we talked finances. I am aware the timing was poor.  He is expecting we split everything 50/50, which would mean me paying $500 per month more than I do now. He

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Ontario man faces pre-retirement cash crunch while paying daughter’s K grad-school tuition

Ontario man faces pre-retirement cash crunch while paying daughter’s $72K grad-school tuition

But a government pension will ensure a secure, prosperous retirement https://financialpost.com/personal-finance/family-finance/ontario-man-faces-pre-retirement-cash-crunch-while-paying-daughters-72k-grad-school-tuition #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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5 Steps to a Financial Reset

5 Steps to a Financial Reset

Resetting your finances is all about taking stock of where you’re at, erasing bad money habits and making room for more intentional action and financial progress going forward. Having regular financial reset appointments, such as monthly, quarterly or annually, can help you build check-ins into your routine and pivot your spending to better achieve your

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How to Master Remote Work as an Employee or Business Owner

How to Master Remote Work as an Employee or Business Owner

In 2022, remote work is almost a given. Many companies at least offer a hybrid plan that involves working from home and some days in the office. But, in 2010, the idea of working remotely — much less as an entire company — was rare, and that’s exactly where BELAY Solutions started. Based in Atlanta,

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What Is an 80-10-10 Mortgage Loan?

What Is an 80-10-10 Mortgage Loan?

An 80-10-10 mortgage loan, also known as a piggyback loan, lets you buy a house using two mortgages simultaneously. When you take out an 80-10-10 loan, you borrow a total of 90% of your home’s value. The first mortgage covers 80% of the price of your home, the second mortgage covers 10% and the remaining

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Conduct A Regret Minimization Exercise To Help You Move Forward

Conduct A Regret Minimization Exercise To Help You Move Forward

One of the main reasons why I wrote Buy This, Not That was to help readers feel less regret by making wiser choices. Regret is one of the worst feelings, especially if it is a type of regret that could have been prevented through knowledge. The easiest way to stop saying, “If I knew then

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Bear vs. Bull Market: What’s the Difference and Which Are We in Now?

Bear vs. Bull Market: What’s the Difference and Which Are We in Now?

Investors talk a lot about bear vs. bull markets. I explain what each one is, which we’re in now, and if it should influence your investments.Investors talk a lot about bear vs. bull markets. I explain what each one is, which we’re in now, and if it should influence your investments. The post Bear vs.

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How to Get Medical Debt Off Your Credit Report in 5 Steps

How to Get Medical Debt Off Your Credit Report in 5 Steps

An unexpected illness or injury can quickly lead to mounting medical costs. Without an emergency fund, it’s easy to fall into medical debt, hurting your budget and credit score. Fortunately, there are several ways to get medical debt off your credit report. Find out which is best for you. The post How to Get Medical

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5 Ways Small Businesses Can Offset High Gas Prices

5 Ways Small Businesses Can Offset High Gas Prices

Gas inflation has broken records at a dizzying pace: In June 2022, the national average gas price hit a high of more than $5 per gallon, according to data from the U.S. Energy Information Administration. Simultaneously, the Consumer Price Index, which measures how the cost of consumer goods and services changes over time, saw its…

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4 Ways You Could Be Benefiting From Interest Rate Hikes

4 Ways You Could Be Benefiting From Interest Rate Hikes

It’s all over the news these days — interest rates continue to rise. Student loan borrowers with variable rates and borrowers with credit card debt will certainly feel the pinch. Potential homebuyers who waited through historically low interest rates to save for down payments now face interest rates of 7% on a 30-year fixed rate mortgage,

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FP Answers: What is a pension bridge and should I take it?

FP Answers: What is a pension bridge and should I take it?

Think lifetime lifestyle and insurance to guide your decision https://financialpost.com/personal-finance/retirement/fp-answers-what-is-a-pension-bridge-and-should-i-take-it #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Should I Use a Credit Card as My Emergency Fund?

Should I Use a Credit Card as My Emergency Fund?

It can be tempting to use your credit card when unexpected expenses put a strain on your wallet. However, you should avoid using a credit card to cover costs when faced with a financial emergency. If you use your card and can’t pay off the expense quickly, you could end up paying expensive interest charges

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How Does a Heloc Work? Everything You Need to Know about Home Equity Lines of Credit

How Does a Heloc Work? Everything You Need to Know about Home Equity Lines of Credit

Home equity is great for homeowners looking to take out a low interest loan. But, while it comes with a lot of opportunities, there are some dangers in using your home as collateral. Home equity is great for homeowners looking to take out a low interest loan. But there are some dangers in using your

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