August 2022

Should You Wait for the New EV Tax Credit to Buy a Car?

Should You Wait for the New EV Tax Credit to Buy a Car?

The Inflation Reduction Act could help you save more on an electric vehicle — but qualifying for the ev tax credit could also get more complicated. The economic package, which addresses health care costs, climate change and taxes on corporations, passed in both the Senate and House this week. As part of this bill, Congress

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Best Online Stock Brokers for New Beginner Investors

Best Online Stock Brokers for New Beginner Investors

I started investing when I was 18. My dad told me about Roth IRAs and we opened an account at Vanguard, which is the broker he used. Back then, commissions on stock trades were exorbitant. I don’t recall what I paid but I wouldn’t be surprised if it was something like $15 a trade. As

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Investing prowess and strong savings will help this Ontario couple retire at 52

Investing prowess and strong savings will help this Ontario couple retire at 52

Expert says they could have a comfortable retirement with a five-figure monthly after-tax income https://financialpost.com/personal-finance/family-finance/investing-prowess-and-strong-savings-will-help-this-ontario-couple-retire-at-52 #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Do You Have to Be a U.S. Citizen to Get a Mortgage?

Do You Have to Be a U.S. Citizen to Get a Mortgage?

It’s certainly possible to get a mortgage if you’re not a U.S. citizen. In fact, a 2020 study from the National Association of Realtors (NAR) revealed that 62% of resident foreign home buyers purchased their homes with U.S.-based financing. The process can vary depending on your residence status and other factors, but lack of citizenship

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How to Invest  Million Dollars in Today’s Market (Without Blowing It)

How to Invest $1 Million Dollars in Today’s Market (Without Blowing It)

They say your chances of winning the lottery are somewhere in the range of 1 in 10 million. Well, today is my lucky day, because I just won – yeah baby! Okay….maybe I didn’t actually win. We’re just going to pretend I did for the sake of this post.  🙂 I once had a client

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Can You Negotiate Mortgage Rates?

Can You Negotiate Mortgage Rates?

Yes, you absolutely can negotiate by getting multiple offers and bringing the best one to your preferred lender. Here’s how it works.Yes, you absolutely can negotiate by getting multiple offers and bringing the best one to your preferred lender. Here’s how it works. The post Can You Negotiate Mortgage Rates? appeared first on Money Under

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How To Diversify Investments: A Beginner’s Guide for 2022

How To Diversify Investments: A Beginner’s Guide for 2022

Navigating the stock market will always come with risks. But a well-diversified portfolio is one of your best defenses against market downturns or financial crises—not to mention a cornerstone of building long-term wealth. Still, as a beginner investor, you might be wondering how to diversify investments in the first place. That’s where this guide comes

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What Is the Stock Market?

What Is the Stock Market?

When you want to invest, chances are you’ll look to the stock market. The term is often used to describe stock exchanges, but there’s more to it than that. Learn about the stock market, who it serves, and how it works. The post What Is the Stock Market? appeared first on Money Crashers. https://www.moneycrashers.com/what-is-stock-market/ #financialfreedom

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How I Got My Student Loans Forgiven: Legal Director in D.C.

How I Got My Student Loans Forgiven: Legal Director in D.C.

Search the internet for “student debt stories,” and you’ll easily find dozens of anxiety-ridden tales of student loan borrowers struggling to keep up with enormous debt balances that have swelled out of control due to compounding interest. Very few of those stories, however, end in total debt forgiveness. But that’s exactly what happened with Kristin…

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A Forest Firefighter Can Make Up to K in 6 Months

A Forest Firefighter Can Make Up to $40K in 6 Months

Every year we read more and more news stories about wildfires that destroy forests and, increasingly, homes and businesses. The EPA reports that the wildfire season has grown longer, burning more and more acreage. Because of this there is a growing need for wildland firefighters, who get paid well for long and sometimes dangerous work.

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13 Easy Strategies for Lowering Your Cellphone Bill

To lower your cellphone bill, make sure to evaluate your data usage, the terms of your plan, and the features you can do without.To lower your cellphone bill, make sure to evaluate your data usage, the terms of your plan, and the features you can do without. The post 13 Easy Strategies for Lowering Your

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How to start a side hustle while you’re still in college

Maybe you just need extra cash. Maybe you have a big idea. Whatever the case, college is the perfect time to start a side hustle. Here are a few tips. https://www.cnbc.com/2022/08/10/how-to-start-a-side-hustle-while-youre-still-in-college.html #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading

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14 Best Places to Sell Your Used Electronics for Cash

14 Best Places to Sell Your Used Electronics for Cash

Your old tablets or smartphones could do more for me than take up space. If you have gadgets that are still in good working condition, check out these places to sell your used electronics for cash. The post 14 Best Places to Sell Your Used Electronics for Cash appeared first on Money Crashers. https://www.moneycrashers.com/best-places-to-sell-used-electronics/ #financialfreedom

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What Is DeFi?

What Is DeFi?

DeFi, short for decentralized finance, refers to services where users can make transactions on a public blockchain without an intermediary like a bank or a broker. These peer-to-peer services take place through smart contracts on public blockchains, primarily Ethereum. In DeFi, smart contracts — which are contracts coded to automatically run on a blockchain when…

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Free Museum Day: Here’s How to Get Tickets

Free Museum Day: Here’s How to Get Tickets

Want to visit your favorite museum or zoo for free? Then mark your calendar for Sept. 17, Smithsonian Magazine’s Free Museum Day. That’s the day you can get free admission tickets to local museums, zoos and cultural centers. But if you want to snag tickets to your favorite museum, you can start making reservations on

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Fingerhut Alternatives: 8 Buy Now, Pay Later Sites

Fingerhut Alternatives: 8 Buy Now, Pay Later Sites

You may be familiar with buy now, pay later sites. Instead of paying cash upfront, they allow you to pay in installments when you buy everyday items like clothing, electronics, furniture, and more. One such company is Fingerhut, a catalog and online retailer that’s been around since 1948. But Fingerhut isn’t the only retailer offering

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Here’s how to see if you have one of the 8.9 million uncashed cheques issued by the CRA

Here’s how to see if you have one of the 8.9 million uncashed cheques issued by the CRA

Jamie Golombek: Looking for some extra cash this summer? You may need to look no further than the CRA’s website https://financialpost.com/personal-finance/taxes/cra-uncashed-cheques #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Average Mortgage Debt Rose 14% Over the Past 5 Years

Average Mortgage Debt Rose 14% Over the Past 5 Years

Housing prices have been smashing new records, and U.S. consumers are taking on more debt on average to keep up. Over the past half a decade, the average mortgage debt held by U.S. homeowners has risen 14%, according to Experian data. At the end of 2021, the average mortgage balance was $223,952 in the U.S.,

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I Bonds vs TIPS (Treasury Inflation Protected Securities) – Which is the Better Inflation Hedge?

I Bonds vs TIPS (Treasury Inflation Protected Securities) – Which is the Better Inflation Hedge?

Rising inflation headlines got you on edge? Or maybe you’re already feeling the rising costs on your budget. You’re not alone. A lot of people are worried about inflation these days, and for good reason. There are a couple of different ways you can try to protect yourself from inflation. One way is to invest

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