August 2022

Should You Buy Now, Pay Later for Back-to-School?

Should You Buy Now, Pay Later for Back-to-School?

Inflation has been battering family budgets all summer long, and the latest line item to take a hit is school supplies. According to the National Retail Federation, which released its annual back-to-school survey in July 2022, shoppers have been feeling the pressure, cutting back on spending in other categories and working longer hours to cover the… […]

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4 Money Conversations to Have with Your Partner as You Budget

4 Money Conversations to Have with Your Partner as You Budget

Navigating finances in a relationship can be tricky. You may think everything is progressing smoothly. But your budget and savings account say otherwise. Talking about money and budgeting with your partner isn’t the most romantic way to spend time together, but it can actually make your relationship stronger. Whether you use a budgeting app, an

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10 Money-Saving Hacks to Cut Your Travel Costs

10 Money-Saving Hacks to Cut Your Travel Costs

When looking across all the elements of a vacation such as transportation, accommodations, food, and activities there are strategies to shave costs off each one. Here are travel saving hacks at the trip planning stage as well as ideas for responsible spending at your destination.  https://investedwallet.com/money-saving-travel-hacks/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment

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Pros and Cons of Refinancing Your Home

Pros and Cons of Refinancing Your Home

Refinancing your home loan can have big benefits, such as saving you money on interest costs or giving you the option to cash out some of your home equity. Refinancing can be particularly beneficial if you have strong enough credit to qualify for good terms on the new loan and your long-term savings will easily

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7 of the Best Small Cars for Your Budget (and Ecological Footprint)

7 of the Best Small Cars for Your Budget (and Ecological Footprint)

Small cars are fun to drive, typically fuel efficient, and tend to cost less. Here are 7 of the best small cars on the market right now.Small cars are fun to drive, typically fuel efficient, and tend to cost less. Here are 7 of the best small cars on the market right now. The post

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What Does HODL Mean in the Crypto and Stock Investing World?

What Does HODL Mean in the Crypto and Stock Investing World?

No, “HODL” is not a typo or misspelling. At least not anymore — today it’s a meme turned rallying cry for committed cryptocurrency investors. Learn about HODL and what it means in the world of trading and investing. The post What Does HODL Mean in the Crypto and Stock Investing World? appeared first on Money

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Do Car Dealers Make Money Off Financing?

Do Car Dealers Make Money Off Financing?

Auto dealerships make a lot of money off financing. Mostly, they act as intermediaries to connect their customers with banks and credit unions, earning either a flat fee for each loan referral, a percentage of the loan amount, or a portion of the interest. Some loans make a dealer very little, $100 or even less,…

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10 Tips to Make More Money as a DoorDash Driver

10 Tips to Make More Money as a DoorDash Driver

Becoming a driver for DoorDash is a great side gig to make extra money. Some drivers have even turned it into a full-time job. But if you’re just hitting the road you may be looking for a bit of advice. After all, DoorDash doesn’t provide you much in the way of training. So, we turned

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What Is a Home Warranty & How it Can Save You Lots of Money

What Is a Home Warranty & How it Can Save You Lots of Money

If you’ve purchased a home or are on the market for one, someone will mention the need for a home warranty policy. The big questions though are what they cover and whether or actually not you need one. We’re here to help you decide the answers to these questions. https://investedwallet.com/what-is-a-home-warranty/ #financialfreedom #money #entrepreneur #business #finance

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How to Quickly Pay Off Summer Vacation Debt

How to Quickly Pay Off Summer Vacation Debt

Racking up credit card debt on your summer vacation can be as easy as dipping your toes in the sand with a refreshing piña colada in hand. Who wants to worry about finances when you’re enjoying a much-deserved vacation and your credit card can cover the expenses? While there’s nothing wrong with spending your hard-earned

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Private Real Estate Investing: Seven Takeaways After Five Plus Years

Private Real Estate Investing: Seven Takeaways After Five Plus Years

As someone who has been consistently invested in private real estate deals since late 2016, I’m now firmly in the window for receiving distributions. My investment thesis to invest in heartland real estate has turned out well, partially thanks to the bad luck of the pandemic. Although a couple of my investments in one fund

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What Is Staking in Crypto? (And Is Crypto Staking Worth It for the Rewards?)

What Is Staking in Crypto? (And Is Crypto Staking Worth It for the Rewards?)

Crypto staking allows investors to earn rewards on their crypto deposits. Staked crypto is locked into a smart contract for a period of time.Crypto staking allows investors to earn rewards on their crypto deposits. Staked crypto is locked into a smart contract for a period of time. The post What Is Staking in Crypto? (And

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7 Best Receipt-Scanning Apps to Save Money on Groceries of 2022

7 Best Receipt-Scanning Apps to Save Money on Groceries of 2022

Food is a significant and growing expense for the average American. Thankfully, grocery rebate apps can help put cash back in your pocket after a grocery store trip. Try these receipt-scanning apps to get back more of your hard-earned cash. The post 7 Best Receipt-Scanning Apps to Save Money on Groceries of 2022 appeared first

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What Is a Market Adjustment on a Car?

What Is a Market Adjustment on a Car?

A market adjustment on a new car is simply added profit. The dealership believes demand for the vehicle supports a price higher than the manufacturer-suggested retail price on the government-mandated Monroney window sticker. The practice goes by several other names: Added dealer markup, or ADM. Added dealer profit, or ADP. Adjusted market value. You’ll find…

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4 Ways to Make Sure You Don’t Slide Back Into Debt

4 Ways to Make Sure You Don’t Slide Back Into Debt

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. You did it — you’ve gotten your debt under control and started building your savings. But if you don’t quite feel like patting yourself on

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What Is the Net Investment Income Tax?

What Is the Net Investment Income Tax?

If you earn over $200,000 per year, you may be subject to the net investment income tax (NIIT), an additional tax levied on the investment income of taxpayers considered to be high income. In some parts of the country, particularly the big coastal cities, an individual requires a $200,000 income just to achieve a middle-class

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7 Ways to Maximize Your Financial Aid

7 Ways to Maximize Your Financial Aid

Financial aid can be an invaluable resource for college students, helping them pay for an otherwise unaffordable education. But there are limits on how much you can receive in financial aid each semester, and depending on your college costs and living expenses, you may need to take steps to adjust your lifestyle so you can

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How To Get Life Insurance For Free: Make More Money

How To Get Life Insurance For Free: Make More Money

Have you ever wondered how you can get life insurance for free? I’m not talking about getting free life insurance from work. It usually isn’t enough. I’m talking about how to get free life insurance outside of work. My wife and I have life insurance because with have two young children, a complicated net worth,

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The 7 Best Budgeting Apps of 2022

The 7 Best Budgeting Apps of 2022

The best budgeting apps can help you get a better handle on your income, how you’re actually spending it, and the bills you have to pay. They do this by using technology to help you budget according to your goals, and by automatically keeping track of where your money goes each month. Fortunately, a variety

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