Unpaid balances on credit cards can quickly build on themselves. Knowing the factors that contribute to the interest rate you’re paying is key to lowering your rate. Learn how to calculate your credit card interest rate — and why it’s so important to pay off those balances as quickly as you can. The post How […]
How to Calculate Your Monthy Credit Card Interest Charges Based on APR Read More »
The pandemic has impacted the financial lives of millions, including where they choose to house their savings. According to a new survey by NerdWallet and Marcus by Goldman Sachs, 39% of Americans who say they’re currently saving money — referred to as “savers” throughout this report — have opened a savings account since the pandemic…
22% of Savers Opened Online Savings Account Amid Pandemic Read More »
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. So, 2021 was a really terrible year, am I right? This pandemic has stolen all kinds of things from us. It took millions of jobs,
Here are 5 Ways 2022 Will Try to Rip You Off, and 5 Ways to Fight Back Read More »
Whenever you stop at the gas station to refill your car these days, you get a little lesson on budgeting and how the economy works. Gas prices have been steadily rising for months, a trend doesn’t look like it will end any time soon. The increasing prices are a top concern for U.S. consumers, who
What to Do About Those Mind-Boggling Gas Prices Read More »
People underestimate how much is needed for retirement to live comfortably, according to Dan Ariely, a professor at Duke University. Here’s how much is needed. https://www.cnbc.com/2022/03/21/how-much-money-you-need-to-save-to-retire-and-live-your-dream-life.html #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
Retirement is expensive – here’s how much you really need to save for it Read More »
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You have many different options of where you put your money, and how you allocate your cash and other liquid assets can make a difference to your overall financial health. While past generations might have only had the option for a checking or savings account at the local bank, now there are many different options.
Everything You Need to Know About Neobanks Read More »
The simplified employee pension individual retirement account (SEP IRA) helps self-employed workers save for retirement and get similar tax benefits as employees with traditional retirement plans. Learn SEP IRA rules and eligibility, and the pros and cons of these accounts for small-business owners. The post What Is a Simplified Employee Pension (SEP) IRA Retirement Account?
What Is a Simplified Employee Pension (SEP) IRA Retirement Account? Read More »
The pandemic wreaked a specific kind of havoc on home remodeling. Swelling demand for construction projects collided with material and labor shortages, creating a home improvement traffic jam that has lasted into 2022. “The pandemic threw a very large wrench into everything, but in particular housing,” says Abbe Will, associate project director of the Remodeling…
Home Remodeling in 2022 Calls for Patience and Flexibility Read More »
If you’re a Lyft or Uber driver, you already know how important it is to track your mileage and expenses. You’ll need that information come tax time to make sure you’re squeezing out every last penny in deductions. But rideshare drivers aren’t the only people eligible for mileage tax deductions. If you drive your personal
Best Mileage Tracker Apps of 2022 Read More »
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Dear Penny, Yesterday, I got a letter from a financial firm here in Iowa, where I’ve lived for 14 years. It stated that I owe money that hasn’t been paid on a car that I co-signed in 1999 for a roommate when I lived in Florida. She didn’t have enough credit, but I found out
Dear Penny: Can I Get Sued for a Car Loan I Co-Signed 22 Years Ago? Read More »
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In a modern world, our financial lives are increasingly digital. Online banking accounts, investment apps, trading platforms and crypto exchanges hold the keys to our personal wealth. But like they say: You can’t take it with you. So what happens to the money in those online accounts after you die? Who gets it and how
2022 Guide to Digital Estate Planning Read More »
Black-owned small businesses are growing, and can tap SBA loans, but access to capital from banks is a hurdle and securing banking relationships is critical. https://www.cnbc.com/2022/03/18/what-minority-business-owners-need-to-know-about-getting-bank-loans.html #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
The IRS has a backlog of over 20 million unprocessed returns, which will “absolutely” be resolved by the end of 2022, Commissioner Charles Rettig told Congress. https://grow.acorns.com/if-the-irs-owes-you-money-youll-absolutely-get-it-by-end-of-year/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation
Wondering what really happens when the federal interest rate changes? Learn how the federal funds rate affects your daily life, from the interest rate on your loan to how quickly costs for gas, groceries, and other necessities change. The post What Is the Federal Interest Rate and How Does the Fed’s Change Affect You? appeared
What Is the Federal Interest Rate and How Does the Fed’s Change Affect You? Read More »
Your home is one of your largest and most meaningful investments, so choosing the best homeowners insurance available to you makes sense. Naturally, you’ll want a good price — but you also want the right mix of coverage from a company that can afford to pay your claim if disaster strikes. Reliable customer service is…
The Best Homeowners Insurance Companies for March 2022 Read More »
The danger comes from interest rate hikes occurring several more times over the next few months and potentially in bigger chunks. https://www.cnbc.com/2022/03/17/how-to-start-paying-down-your-debt-now.html #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
Here’s why you should start paying off debt now — and how to get started Read More »
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