Figure’s primary service is a hybrid home equity loan and line of credit. The application process is automated and fast, and offers welcome fee transparency. Is Figure the right lender for you? Here’s what you need to know about it, including how Figure differs from traditional home lenders. Figure Review – A New Way to […]
Figure Review – A New Way to Get a Home Equity Line of Credit (HELOC) Read More »
Chris Hogan is a financial expert and radio show host who helps people make better decisions with their money. He rarely advises people to raid their 401(k). https://www.cnbc.com/2021/05/25/401k-withdrawals-the-only-time-you-should-use-your-retirement-money.html #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit
Here are the only two times when you should dip into your 401(k) Read More »
Parents, you’re probably getting a monthly cash infusion for each minor child during the second half of 2021. Monthly payments for the temporary extra child tax credits will start hitting bank accounts July 15. The credits, which are part of the American Relief Plan, provide an extra $1,000 for children ages 6 to 17 and
You Get the $250/Month Child Credit if Your Kid Was Born After This Date Read More »
“Love the thrill of the hunt,” and other expert advice for anyone looking to earn passive income by investing in real estate. https://grow.acorns.com/how-to-generate-passive-income-in-real-estate-investing/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
Patriot Payroll is a relatively affordable payroll software for small businesses, with an easy setup process and transparent pricing. The Ohio-based company prides itself on ease of use: The average small-business user is able to run payroll in under three minutes, the company says. Its full-service plan — the more expensive of the two plans it…
Patriot Payroll Software Review 2021: Benefits, Drawbacks, Alternatives Read More »
Treasury bills (T-bills) are a great way to set the foundation for your financial future and put your hard-earned dollars to work for you. T-bills fund important public projects and come with very low risk. Learn what Treasury bills are, how to buy them, and the pros and cons of investing in them. Treasury Bills
Treasury Bills (T-Bills) – What They Are & How to Buy for Investment Read More »
When you go to a doctor’s appointment, get an X-ray, or pick up a prescription, you’re engaging with the health care sector of the economy. The health care sector is critical to the health and well-being of the almost 330 million people who live in the U.S. And access to good medical care has contributed
How the Health Care Sector Provides Essential Services, and Powers the Economy Read More »
Investing in bitcoin, or other cryptocurrencies, is risky for most retail investors. Here are some ways to invest in the movement without holding coins. https://www.cnbc.com/2021/05/24/how-to-invest-in-cryptocurrency-without-holding-bitcoin-yourself-.html #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
The provision capping most families’ child-care costs at 7% of their income would help roughly three-quarters of those with children under the age of 6. https://grow.acorns.com/how-the-american-families-plan-could-help-fix-the-child-care-crisis/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
Both money market accounts and certificates of deposit (CDs) enable your savings to generate interest. In general, money market accounts offer lower interest rates but more flexibility for withdrawing money. On the other hand, CDs tie your money up for a period of time, but they’ll likely provide a better interest rate. After you’ve started
Money Market vs. CD: Which Is Right for You? Read More »
Budgeting books can give you a different perspective on your finances and help you make plans for your money. The five books below come recommended by certified financial planners. These professionals have taken loads of financial-planning coursework, passed a brutal exam, logged thousands of hours in experience and committed to acting as a fiduciary. Who…
5 Personal Finance and Budgeting Books Recommended by Experts Read More »
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Everything has changed over the past year, and we’ve changed, too. We’ve learned some hard lessons. We’ve adopted some new habits and dropped some old
6 Things We Don’t Buy Anymore (and 1 Thing We’re Buying More of) Read More »
All of the recent hype surrounding Gamestop, cryptocurrency, non-fungible tokens (NFTs), and meme stocks made me question – is anyone risk averse anymore? Does anyone value consistent returns over the 50/50 gamble to win big or lose it all? Of course, I know the answer is “yes.” There are over $4 trillion in passive funds right now, which
How Risk-Averse Are You? Here Are the Best Ways to Find Out Read More »
Carmelo Ramos was left without a second-draw PPP loan when he gave back the cash because he qualified for more money. Then the program ended unexpectedly. https://www.cnbc.com/2021/05/23/he-gave-back-a-ppp-loan-hoping-for-more-money-then-the-program-ended-.html #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation
No matter our differences, there’s one thing we can all agree on—clean clothes are a must. That’s probably why coin laundromats can generate anywhere from $15,000 to $300,000 in annual cash flow. For many entrepreneurs, starting a laundry business is an attractive idea. You’re working with an in-demand service and can carve out a flexible…
How Much Does It Cost to Open a Laundromat? Read More »
Dear Penny, My now-ex-husband is 13-plus years older than I am, and he earned more money over the course of his career than I did. We were married for more than 10 years, and I have not remarried. I have consulted a couple of Social Security planners. Because my Social Security benefits are greater than
Dear Penny: Will Social Security Tell Me When My Ex-Husband Dies? Read More »
Arts and Budgets founder and mom of three Latasha Peterson shares the steps she took to grow her online side hustle into a successful business and full-time job. https://grow.acorns.com/arts-and-budgets-founder-how-i-turned-my-side-hustle-into-a-full-time-job/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks
Getting paid on time and in full as a freelancer comes with many benefits, but it’s not always easy. Learn the common payment terms freelancers often use and important points to include for your client, and get tips for how to include your payment terms in your contracts, quotes, and invoices. 6 Common Payment Terms
6 Common Payment Terms for Freelancers & Where to Include Them Read More »
If you’ve ditched brick-and-mortar stores for the convenience of one-click shopping from your couch, you probably rely on Amazon reviews to make decisions. The problem: How do you tell if a review is legit or phony? Companies that promote their products with fake reviews have gotten a lot more sophisticated. They’re turning away from bot-generated
How to Tell if Amazon Reviews Are Fake: 5 Sneaky Tricks Read More »
To understand how much house you can afford, you need to take into account two important factors — what lenders will approve you for and what fits within your budget. The good news is that these budgetary guidelines typically line up. Even so, you will need to make sure you don’t take on more house
How Much House Can I Afford? Read More »
