December 2020

Here’s How to Add Up to 200 Points to a Credit Score Without Paying Anyone For Help

Everyone who’s saddled with bad credit has a unique story. A man burdened with $6,000 in unpaid bills. A mom of nine held back by an error on her report. A couple recovering from job loss and foreclosure. A single mom with a terminally ill child. A young woman with so much debt she couldn’t even […]

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Reverse Mortgage: What Are the Requirements?

Reverse mortgage requirements say that a borrower must be at least 62 years old, owe little on the home, and use the property as their principal residence. The post Reverse Mortgage: What Are the Requirements? appeared first on The Simple Dollar. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance

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20 Ways to Save Money at Restaurants

#financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Can’t Pay, Won’t Pay: 1 in 3 Americans Would Join a Rent Strike

As a result of financial hardships caused by the COVID-19 pandemic, rent strikes have cropped up in many cities. But tenant strikes can be a divisive topic. To get a better read on where people stand on them, we asked Americans what they would do if they had the opportunity to join the movement. Can’t

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PayPal Cashback Mastercard vs. Venmo Credit Card: How They Differ

PayPal and Venmo have a lot in common: PayPal owns Venmo, they’re both ways to quickly send your roommate your share of the water bill, and they both offer no-annual-fee cash-back credit cards issued by Synchrony. When it comes to how they earn rewards, however, the PayPal Cashback Mastercard® and Venmo Credit Card go their…

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How to Save for Retirement in Your 20s, 30s, 40s and 50s

Articles with titles like “How Much You Should Have Saved for Retirement at Every Age” are super clickbaity and mostly end up being depressing. Sure, it’s easy for someone who doesn’t know me to say I should have double my salary saved, but they don’t know my salary, what I’m spending, or what I want

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Cash Envelope System: How Does This Budgeting Method Work?

If you find yourself struggling to budget and save money, there is a technique you might want to try: the cash envelope system. While there are many new personal finance platforms and apps that can help, sometimes it can be a bit overwhelming. And don’t get me wrong, I am a fan of various budgeting

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What Is an ARM Loan

An adjustable-rate mortgage may offer a low introductory rate, but it comes with unpredictable future payments if interest rates rise. The post What Is an ARM Loan appeared first on The Simple Dollar. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity

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Dear Penny: What Happens When IRS Sees I Haven’t Paid 2020 Taxes?

Dear Penny, After getting furloughed in March, I was able to start collecting unemployment soon after. I opted not to have taxes withheld from my payments because I was having to dig into my savings to pay the bills, and I thought I’d be going back to work. Long story short, it became clear that

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Refinance Your Fixed-Rate to ARM Mortgage

When refinancing, most people opt for a fixed-rate mortgage, but an ARM refinance could give you access to even lower rates. The post Refinance Your Fixed-Rate to ARM Mortgage appeared first on The Simple Dollar. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin

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Shop an Ethnic Grocery Store to Save Money, Try New Foods

Mom-and-pop ethnic grocery stores are a common sight on big-city street corners, peddling exotic fruits and cuts of meat. These days, they’re also increasingly found outside of major metro areas. Pan-Asian, Middle Eastern or Latin markets may be the most common, but you’ll find markets dedicated to a single nationality, be it Indian, Korean, Serbian,

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Can Joe Biden Forgive Student Loans?

#financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Find Out Which Mortgage Is Right for You: Comparing Conventional, FHA and VA Loans

Conventional, FHA, and VA loans are popular choices for financing a home, each with its own set of pros and cons. The post Find Out Which Mortgage Is Right for You: Comparing Conventional, FHA and VA Loans appeared first on The Simple Dollar. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence

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Federal Borrowers Get to Skip Another Student Loan Payment

Millions of student loan borrowers who haven’t had to make a payment since the pandemic shut down the nation last winter just got an additional reprieve. The payment pause, known as a forbearance, began March 13 as part of the original coronavirus relief package and has now been extended twice by the Trump administration, most…

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How to Save Money: 25 Tips if Your Paycheck Is Stretched Thin

Do you ever wonder why it’s so hard to save money — even when you’ve cut the cable and the meals out, and you’ve never even had a latte habit? One reason it’s so hard to save is that your fixed expenses — the ones that stay the same each month, like your rent or

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Alliant Credit Union Mortgage Review

Today, Alliant Credit Union provides a fully online mortgage experience to home buyers. The lender boasts competitive rates and perks that include 0% down payment loans for first-time homebuyers. The post Alliant Credit Union Mortgage Review appeared first on The Simple Dollar. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome

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What Is a Codicil?

#financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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5 Year-End Tax Planning Strategies to Save More Money

There are many things you can do before the year’s end to lower your taxes and perhaps keep more money in your pocket in the coming year. Here are five moves you can make before December 31 that could reduce your tax bill and make for an easier tax filing season. 5 Year-End Tax Planning

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How Much Does Medicare Part B Cost?

Medicare Part B is outpatient coverage that helps pay for doctor visits and other medical services and supplies. It’s something most seniors rely on and those approaching age 65 look forward to. » Learn what Medicare Part B covers But it does come with costs. There are premiums, deductibles, copays and, in some cases, penalties….

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