20 Simple Ways Retirees Are Making An Extra ,500 A Month

20 Simple Ways Retirees Are Making An Extra $1,500 A Month

Easy ways retirees can make an extra $1,500 a month offer practical solutions for supplementing retirement income without sacrificing leisure time or resorting to stressful employment. These additional streams of income can provide financial flexibility and peace of mind in retirement. 1. Bartending/Serving Restaurant work can be challenging with long hours, but the pay can […]

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Want to Beat Amazon Prices? Here’s How the Pros Do It

Want to Beat Amazon Prices? Here’s How the Pros Do It

Dean Drobot / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Amazon dominates the retail landscape thanks to its competitive prices. New research from Profitero, which is owned by NielsenIQ, suggests that the giant

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Do data breaches really matter anymore?

Do data breaches really matter anymore?

It seems like there’s a major data breach every few months. Just a few months ago, on August 9th, I received this email from ‘;–have i been pwned? It’s just an email address, so not the worst breach ever, but it’s information from a cybersecurity firm I’ve never worked with. More surprisingly, there was no

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Canada’s tax system needs a Big Bang and soon

Canada’s tax system needs a Big Bang and soon

Kim Moody: Canada needs to have broad-based personal tax reductions, especially in light of the recent outcome in the U.S. election https://financialpost.com/personal-finance/taxes/canada-tax-system-needs-big-bang-soon #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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How to Calculate Mileage for Taxes

How to Calculate Mileage for Taxes

Driving your car costs money. If you drive for business, charity, to receive medical treatment or to move, you may be able to deduct some of your costs on your taxes using standard mileage deductions. IRS mileage deductions vary, and not all drivers (or driving) are eligible for the deductions. Here, we’ll go over what

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Best Black Friday Deals: When to Shop, What to Buy and What to Skip

Best Black Friday Deals: When to Shop, What to Buy and What to Skip

Tommy Tindall writes for NerdWallet. Email: ttindall@nerdwallet.com. The article Best Black Friday Deals: When to Shop, What to Buy and What to Skip originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/best-black-friday-deals #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding

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15 Costly Mistakes New Grads Often Make After Graduation

15 Costly Mistakes New Grads Often Make After Graduation

Graduating from college is an exciting milestone, but it’s also a time when many new grads make costly mistakes that can impact their future. Recognizing and avoiding these common pitfalls early on can help new grads set themselves up for long-term success, both financially and professionally. 1. Student Loan Procrastination Don’t put off student loan

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7 Best Custodial Accounts for Kids Under 18

7 Best Custodial Accounts for Kids Under 18

Opening a custodial bank account for your child can help you teach them smart money habits, and the best ones are packed with features to help you do just that. You can find custodial checking, savings, and even investment accounts for your minor child, depending on the financial institution.  Here are seven of the best

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What Are Mortgage Points and Should You Buy Them?

What Are Mortgage Points and Should You Buy Them?

You can purchase mortgage points when you buy a home or refinance your mortgage. Buying points is the same as prepaying interest on your loan, and lenders will give you a lower interest rate in exchange. The lower rate can decrease your monthly payment and, depending on how long you have the mortgage, might save

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A Net Worth Equal To 25X Expenses Is Not Enough To Retire Early

A Net Worth Equal To 25X Expenses Is Not Enough To Retire Early

Being financially independent means having enough passive income to cover your essential or desired living expenses. A common guideline is to aim for a net worth equal to 25 times your annual expenses, often used as a baseline for achieving financial independence. However, this approach is overly simplistic because it depends on the composition and

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When is Cyber Monday? Everything You Need To Know

When is Cyber Monday? Everything You Need To Know

Elizabeth Ayoola writes for NerdWallet. Email: eayoola@nerdwallet.com. The article When is Cyber Monday? Everything You Need To Know originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/when-is-cyber-monday #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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15 Red Flags That People Are Desperate to Leave Their Job

15 Red Flags That People Are Desperate to Leave Their Job

You might probably be reconsidering whether your current job is worthwhile and if searching for a new full-time job is a good idea. Changing jobs can seem daunting, especially if you’ve been at one job for a long time. But sometimes, it’s necessary to make a brave move. 1. Loss of Top Talent in Your

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13 Motivating Factors Leading Retirees to Leave America for Good

13 Motivating Factors Leading Retirees to Leave America for Good

Many retirees are choosing to leave America for good, driven by a mix of practical and personal reasons. These motivating factors make retirement overseas an attractive option for those looking to maximize their golden years. 1. Cost of Living: Your Dollar Dances Further Living costs in countries like Ecuador or Malaysia make the U.S. dollar

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What Is Private Banking and How Does It Work?

What Is Private Banking and How Does It Work?

Private banking is a personal financial service for high-net-worth individuals. But it’s more than a concierge service. It provides you with a point person or team to manage your wealth and perform banking tasks while giving you access to various financial professionals. Let’s dive deeper into private banking, how it works and some of its

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15 Bad Money Habits That Are Keeping People Down

15 Bad Money Habits That Are Keeping People Down

Poor money habits can trap individuals in a cycle of financial struggle, preventing them from achieving economic stability and growth. Breaking these poor money habits and adopting disciplined financial practices is essential for moving towards a more secure and prosperous future. 1. Lifestyle Inflation As income increases, so often does spending, a phenomenon known as

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Coinbase Promotions –  BTC for New Accounts

Coinbase Promotions – $50 BTC for New Accounts

Coinbase is one of the oldest and most respected cryptocurrency exchanges. With the recent rise in crypto prices, following the re-election of Donald Trump, Coinbase is looking to expand its userbase with a new promotion. It’s been many years since they’ve offered a promotion (or at least one more than $5) and so if you’ve

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FP Answers: Should I get back into the market at age 71 after I got scared and pulled out?

FP Answers: Should I get back into the market at age 71 after I got scared and pulled out?

B.C. couple living on disability and government pensions wonders if they should up their risk https://financialpost.com/personal-finance/retirement/should-i-get-back-into-market-at-71 #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Leasing Is the Most Popular Way to Pay for an EV

Leasing Is the Most Popular Way to Pay for an EV

Electric vehicles (EVs) continue to rise in popularity, making up 8.35% of new car purchases in the second quarter (Q2) of 2024, according to Experian’s State of the Automotive Finance Market report. But, as rising vehicle prices and high interest rates make buying a new EV potentially cost-prohibitive, many car buyers are turning to leasing

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The 4% Rule: Clearing Up Misconceptions With Its Creator Bill Bengen

The 4% Rule: Clearing Up Misconceptions With Its Creator Bill Bengen

I had the pleasure of speaking with Bill Bengen, creator of the “4% Rule” for retirement planning. Bill has been a reader of Financial Samurai for many years and has always been courteous in the comments section when I write about safe withdrawal rates. So, I figured it was time we had a chat to

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